Investing

Should I Invest in an Opportunity Zone Fund?

Should I Invest in an Opportunity Zone Fund?

By in Advanced Investing, Investing, Mutual Funds | 1 comment

Opportunity Zone Fund Investing – Pros and Cons There are few things worse than earning a great deal of money in some sort of financial victory—a successful business, a jump in the stock market, or a profitable real estate deal—only to realize that a large chunk of your hard-earned money is going to be taken for capital gains taxes. Talk about a bummer. Financially-savvy investors will be on the lookout for ways to save money in taxes after large gains, and the Tax Cuts and Jobs Act of 2017 has given these investors a way to both save money...

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Don’t Fear the Stock Market (And Other Personal Finance News)

Don’t Fear the Stock Market (And Other Personal Finance News)

By in Investing, Links | 0 comments

The world of personal finance is so rich (pun absolutely intended): from retirement advice to side hustles, and robo-advisors to the stock market, personal finance bloggers have something for everyone at any stage of their financial journey. This post roundup features many different viewpoints from the personal finance community. FIRE (Financial Independence Retire Early) is one of the current movements in the personal finance world. Everyone wants to know how they can liberate themselves from the 9-5 while still making ends meet. But is that a move everyone can make? Our first article argues that it might be more...

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Blooom Robo-Advisor Review – Investment Management Help for Your 401(k)

Blooom Robo-Advisor Review – Investment Management Help for Your 401(k)

By in Asset Allocation, Investing, Retirement | 0 comments

Blooom Makes Retirement Plan Investing Easy If you’re like most workers, you understand your job just fine, but your retirement account is another matter. With all the various fund choices, how to manage your retirement account seems a bit confusing. Blooom was designed to oversee your precious workplace retirement investment account to earn more money for you. I had my retirement account analyzed in minutes, for free and you can too. Just click below.  Blooom Retirement Account Management Is for the Regular Investor If you’re like the 99% of all investors, you’re seeking: Simple 401(k), 403(b) or TSP account...

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How to Choose Mutual Funds? Reader Question

How to Choose Mutual Funds? Reader Question

By in Advanced Investing, Asset Allocation, Bond, Investing, Mutual Funds, Reader Question | 11 comments

John, a loyal reader wants to know how to choose mutual funds. How to Choose Mutual Funds “I would like your opinion and advice on how I should allocate my investments and my daughter’s investments among mutual funds. Both our accounts are with Fidelity. I am 56 and plan to retire at 60. I have $400,000 in IRAs (Traditional and Roth). My daughter is 24 and has $65,000 in an individual acct and $50,000 in both Roth and rollover IRA. There are so many funds to choose from and I feel overwhelmed. Any suggestions would be helpful.” Too Much Fund...

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5 Saving for Retirement Essential Action Tips

5 Saving for Retirement Essential Action Tips

By in Guest Post, Investing, Retirement | 5 comments

5 Tips to Saving For Retirement from a Financial Advisor By, Clint Haynes Saving for retirement is a financial responsibility that nobody can afford to overlook. Unfortunately, millions of people will reach their golden years with far less money than they will truly need. In the vast majority of cases, these problems can be attributed to lack of financial education and believing social security will be enough. The days of relying on just social security and a pension are long gone. So, what can you do about it? Here are five top tips to help you start saving for...

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Are Bonds a Good Investment Now?

Are Bonds a Good Investment Now?

By in Advanced Investing, Asset Allocation, Bond, Investing, Reader Question | 15 comments

A reader wrote in and asked, “Why should I invest in bonds? After all, the yields are low and don’t bond values drop as interest rates rise?” I started investing in bonds in my mid 20’s and have enjoyed their dividends for years. When interest rates were high, I even received double digit bond interest (coupon) payments – can you believe that today? Understand the importance of bond investing. Learn why bonds remain a good investment today. Investing in Bonds for Beginners “Are bonds a good investment now?” is a great question. After all, bonds, typically offer lower returns...

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