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Top 10 Unique Small Business Ideas for Micro-Entrepreneurs to Make Money

Posted by on 1:55 pm in Make Money, Tips | 4 comments

Top 10 Unique Small Business Ideas for Micro-Entrepreneurs to Make Money

10 Unique Small Business Ideas By staff columnist, Alexandra Deluise Do you wish you could make extra money on the side, but feel like starting your own business is too much work? I have good news: micro-entrepreneurship is incredibly easy and quickly becoming the new norm. Unique small business ideas are everywhere. A micro-entrepreneur is someone who works for him or herself on a small basis (read: manageable, workable around your 9-5, and possibly fun!). For millennials, often called the “side-hustle generation,” the micro-entrepreneur lifestyle is familiar. It’s often the only way to get ahead. Likewise, teenagers might try out a unique small business idea for micro-entrepreneurship to supplement their allowance. That’s right – taking on a small side job around your studies is a form of entrepreneurship, too. On top of all that, established business professionals can become micro-entrepreneurs around busy work schedules, family time, and hobbies. The ways...

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Should I Drive for Uber or Uber Eats?

Posted by on 4:49 pm in Make Money | 2 comments

Should I Drive for Uber or Uber Eats?

Is Driving For Uber Worth It? Uber Review I’m an Uber fan! I’ve used Uber for several years in San Francisco, Cincinnati and other US cities. I’ve chatted with the drivers and experienced great service. The fees are better than cabs and the drivers accessible. But what about the Uber driver-partner perspective? Is Uber as great as it seems? Are you wondering whether to partner with Uber or Uber Eats? How Does Uber Work? Make Money on Your Own Schedule How Do I Sign Up for Uber? Here’s the entire Uber sign up process, from start to finish: 1. Review and meet the Uber partner driver requirements: A valid driver’s license A valid vehicle registration A clean driving and criminal history record Minimum 21 years old One year of driving experience in the U.S. (3 years of driving experience if you are under 23 years old) A smartphone 2....

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Go Beyond Keeping Up With the Jones’ – Change Your Peception, Change Your Net Worth

Posted by on 3:50 pm in Mind and Money, Money Management, Wealth | 22 comments

Go Beyond Keeping Up With the Jones’ – Change Your Peception, Change Your Net Worth

If you keep up with the Jones you’re destined for a bleak financial future. I’m intrigued by the magazine articles that specify how to get a designer look on a budget. But there is a fallacy with these articles and I’ll tell you why. Keep up with the Jones – Hi versus Low The premise is that a designer spent $40,000.00 designing this room, and you can get an approximate look for $9,000.00. Think about it for a moment. Do you think $9,000.00 on furnishings and decoration for one room is an affordable price? Who are they writing for? The budget room is usually high priced too. The article continues by explaining that the couch in the hi priced designer room cost $20,000.00 and the low priced copy is only $4,5000.00. $4,500.00 is a lot of money for a couch! Is that really the lowest price for a comparable sofa? No way!...

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How to Calculate Net Worth – What Are You Worth?

Posted by on 4:30 pm in Money Management, Personal Finance, Wealth | 17 comments

How to Calculate Net Worth – What Are You Worth?

What is Your Net Worth? Get Rich Step by Step-by-Step “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver,”  Ayn Rand The first step in creating a fitness and diet plan is to step on the scale. Nobody likes to get weighed, but you have to accept where you are right now, before proceeding to change. It’s how you keep track!   This article instructs in how to identify your financial baseline. Simply put, net worth is the total of your financial worth on a particular day. Net worth includes everything your own that could be converted into cash minus all the money you owe. Just like your weight, your net worth goes up and down. But, don’t worry about it; just get a ball park number. Remember, you don’t need to be perfect. Why Calculate Your Net...

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Personal Finance Luminary-The College Investor

Posted by on 1:16 pm in Debt, Mind and Money, Money Management, Personal Finance Luminaries | 0 comments

Personal Finance Luminary-The College Investor

Personal Finance Luminary Series-Robert Farrington Welcome to an inside look into some of the most important personal finance luminaries online. These influential people educate and entertain others about money topics. From authors to podcasters to writers, these money mentors are working to raise the level of financial knowledge and education. Robert Farrington, the College Investor, is an expert in millennial personal finance and student loan debt. Read more about Personal Finance Luminaries >>> Personal Finance Luminary College Investor-Robert Farrington Enjoy this interview with Robert, personal finance luminary college investor, one of my favorite online inspirations. 1. What is your background and money/financial influences? I honestly started blogging about personal finance because I was bored and I’ve always had a passion for money. In college, I went to my schools investing club, and I was pretty disheartened by what I found. It was really just a bunch of amateurs talking about day...

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Blooom Robo-Advisor Review – Investment Management Help for Your 401(k)

Posted by on 1:02 pm in Asset Allocation, Investing, Retirement | 0 comments

Blooom Robo-Advisor Review – Investment Management Help for Your 401(k)

Blooom Makes Retirement Plan Investing Easy If you’re like most workers, you understand your job just fine, but your retirement account is another matter. With all the various fund choices, how to manage your retirement account seems a bit confusing. Blooom was designed to oversee your precious workplace retirement investment account to earn more money for you. I had my retirement account analyzed in minutes, for free and you can too. Just click below.  Blooom Retirement Account Management Is for the Regular Investor If you’re like the 99% of all investors, you’re seeking: Simple 401(k), 403(b) or TSP account management. For a low fee. More money for the future. Low $10 per month fee to manage your workplace retirement account, regardless of the value of the account. This is how the Blooom retirement account management can help you: Blooom also offers you direct access to financial advisors. You can...

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Should I Invest in an Annuity? Simple Answers to All Your Annuity Questions

Posted by on 1:55 pm in Advanced Investing, Insurance, Money Management, Reader Question, Retirement | 0 comments

Should I Invest in an Annuity? Simple Answers to All Your Annuity Questions

Understand the Annuity Product-In Plain Language Annie Logue of the Root of All, Chicago on the Cheap, and author of several Money and Investing Dummies books about asks; “When are annuity investment products a good idea?” Annuities are a hot button financial offering because they are a product that usually charges you high fees and nets the seller a high commission. Thus, they are frequently (inappropriately) promoted to individuals for the purpose of giving the seller a fat commission. This article delves into the nuts and bolts of the annuity product, when and when not to buy an annuity, and how not to get taken when you purchase an annuity. What is an Annuity? Annuity means a stream of income payments. Sounds great? Who doesn’t want a stream of money coming into your account every month? But like every other benefit, you must ask, “What is the price I pay to receive this...

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Side Hustle-From Idea to Income in 27 Days Review

Posted by on 9:20 am in Make Money, Saving | 2 comments

Side Hustle-From Idea to Income in 27 Days Review

A Side Hustle is, “a way to create additional income without taking on the risks of going full throttle into the world of working for yourself.” ~Side Hustle-From Idea to Income in 27 Days Once again, Chris Guillebeau hits it out of the park with Side Hustle – From Idea to Income in 27 Days. The iconic author of the $100 Start Up shows you, step-by-step, how to find a viable side hustle idea and put it into action. Even if you already have a side hustle, or two or don’t expect to start another business soon there is something here for you. The main premise of Side Hustle is that in today’s uncertain world, with less job security, your side hustle is like an insurance policy. Whether you’re looking for a part-time job to pay off bills, take a glamorous trip around the globe or shore up your retirement, creating...

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The Key to Success Is…Interview with Derek Sall

Posted by on 11:30 am in Personal Finance Luminaries, Wealth | 1 comment

The Key to Success Is…Interview with Derek Sall

I’ve known Derek Sall since 2010, when we both started our online financial website empires. Derek’s story inspired me and I wanted to share it with you. His deliberate life decisions, successes and failures hold lesson’s for anyone who’s said, I don’t have time to take care of my family, start a side-hustle, work out or get rich.  Derek of Life and My Finances.com is a personal finance luminary and a regular guy with a passion for life and building wealth. Here is his story. 1. Let’s peak into your background and your personal story. My background isn’t simple, and it’s not exactly pretty, but it’s mine and I’m sticking to it! I got married to a young beauty in 2009. We fought often, she was horrendous with money, and she left me in 2012. We were debt free…until she left and wanted half of our $42,000 estate. They say action...

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5 Ways to Make Sure You Conquer Your Financial Goals

Posted by on 10:02 am in Guest Post, Money Management, Personal Finance, Saving, Wealth | 0 comments

5 Ways to Make Sure You Conquer Your Financial Goals

How to Ensure Your Financial Goals Aren’t Holding You Back By, Kostas Chiotis We all have personal financial goals. It might be a short term financial goal to earn a certain amount or to get out of debt in a specific number of years or something as simple as saving up to buy a new computer. Whatever your money goals are, it’s important to make sure you are taking the right steps to achieve them. In this post, you’ll learn about a few strategies to make sure your financial goals are not actually holding you back but that you’re set up for achieving your financial goals. 1. Know Your Net Worth Today So take a moment to think about your net worth. What is your current financial picture? What’s your income? How much debt do you have? How much do you spend on the essentials like your home, utilities,...

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