Roth or 401k Which to Max out First? This is an excellent question, which to max out first, a 401K or a Roth IRA? The easy answer, max out both the 401K and the Roth IRA! You can’t go wrong saving and investing as much as you possibly can now.
Many retirees await the day they can say, “I have enough.” But the reality of having enough money to retire
A reader wrote in asking how to double his net worth, from $500,000 to $1,000,000. Doubling a net worth of
Start Building Wealth Now With the Best investment Advice for Millennial Women By contributing columnist, Alexandra Deluise Millennial women, we have a lot going on right now. We’re fighting for equal pay while simultaneously facing difficult employment prospects, crippling student loan debt, and inflation that makes it tricky to afford having a family and homeownership simultaneously. None of that is a reason to let our investments fall by the wayside, however. If anything, millennial women …
When and how much to allocate to speculative investments? If passive investing is the right strategy, is there room for any active investing?
Invest Like a Woman and Become a Millionaire by Investing With my experience as a multi-decade investor, former professional portfolio manager and university investments instructor, I will reveal easy to implement strategies to build wealth for women (and men too). Research by Prudential found that women worry more about risk than men. I get it, despite investing for decades, I’m scared of risk too. Women report that they lack confidence in finances too. Even though in multiple studies, women…
Historical Stock and Bond Returns-Predict Future Returns I’m a bit obsessed with historical stock and bond returns. Since I’m a control freak, and the future is unknowable, knowing historical stock and bond returns gives me an illusion of control. And I’m not alone in my interest in historical stock and bond returns. If you’re wondering why you should care and how understanding historical stock and bond returns might help you, read on. Financial educators frequently use the historical return …
The best lazy portfolio is the one set up in line with your risk tolerance and rebalance regularly. In investing there’s no one right way to invest or manage your portfolio. In fact there are hundreds of different approaches, and probably more. Consider the active portfolio managers, they all have their own ideas about how to get the highest returns for their particular strategies. Then there are the hedge funds, clamoring for alpha from creative investment strategies. Finally, the market tim…
Access the best investing and money podcasts to build your wealth. Podcasting is the new radio. Decades ago I searched the radio airwaves for money and investing shows. In the 1990’s in San Diego during my commute to work I found a money show or two. I wished there were more radio shows to listen to. At the time, I was young and hungry for personal finance and investing information. Today, the podcast waves are filled with money, investing, real estate and personal finance shows.
Find out whether investing in gold is for you. You’ll learn the pros and cons of investing in physical gold, how to invest in gold with an app, and get all of your gold questions answered.