Girl wondering-How to Choose Mutual Funds

Net Present Value Advantages and Disadvantages

While teaching a Corporate Finance class for MBA students at a local university, I was asked a question that underscored importance of the net present value concept. Net present value is a method to href=”” target=”_blank” rel=”noopener noreferrer”>put a dollar amount on future cash payments. It’s great if you win the lottery and want to determine whether to choose the lump sum payment or …

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lazy portfolio investing woman

The Best Lazy Portfolios for Wealth Building

The best lazy portfolio is the one set up in line with your risk tolerance and rebalance regularly. In investing there’s no one right way to invest or manage your portfolio. In fact there are hundreds of different approaches, and probably more. Consider the active portfolio managers, they all have their own ideas about how to get the highest returns for their particular strategies. Then there are the hedge funds, clamoring for alpha from creative investment strategies. Finally, the market tim…

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return on investment mobile

Is a 10% Return Good or Bad? What is a Good Investment Return?

Are Your Investment Returns Good or Bad? Do you know how well your investments are performing? Do you know the quarterly and annual rate of return? What about how well your investments are performing when compared with a standard benchmark? Ever since a friend asked me to look over her investments and tell her if she’s doing well I’ve wanted to help investors answer this question; “What are my investment returns?” Most individuals don’t know if their investment returns are good or bad. Even i…

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free investment management

The Secret to Flawless Investment Management – for Free

Free Investment Management I’ve been managing investments for decades! From asking my cousin how to invest, to researching and picking stocks on my own to becoming a professional investment portfolio manager, I’ve searched for the perfect investment management strategy. Newsflash – There isn’t a perfect investment strategy. But, there just might be near-perfect investing platforms.

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historical stock and bond returns - crystal ball

Historical Stock and Bond Returns – Predict Future Investment Performance

Historical Stock and Bond Returns-Why You Should Care I’m a bit obsessed with historical stock and bond returns. Since I’m a control freak, and the future is unknowable, knowing historical stock and bond returns gives me an illusion of control. And I’m not alone in my interest in historical stock and bond returns. If you’re wondering why you should care and how these returns might help you, read on. Financial educators frequently use the historical return data to help you figure out what retu…

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tax efficient investing

What to Invest In If I’m In a High Tax Bracket – Tax Efficient Investing

Help, what are the best ways to reduce taxes on investments? Jon Dulin of  Money Smart Guides asks; “What investment strategy should a couple use if they’re in a high tax bracket and want to minimize taxes on their investments?” First off, if you’re interested in this question, congratulations. This is a nice investing problem to have. There are actually three parts to the Tax saving tips for high income earners issue. First, there’s the question of  finding tax-advantaged investments for hig…

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Diversyfund Review

DiversyFund Review – Real Estate Crowdfunding for Everyday Investors

How Does Real Estate Crowdfunding Work? DiversyFund Review DiversyFund is a no-fee real estate crowdfunding platform, operating from San Diego and aiming to democratize investing and bring equal investment opportunities to all. In this DiversyFund review, we share the pros and cons of investing with this crowd funded real estate platform, making it easier for you to decide whether it DiversyFund is a good fit for your investment portfolio.

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investment analyst

4 Investment Analysts and Managers to Watch

A Subjective View of Top Investment Analysts and Investment Managers  “It is impossible to produce superior performance unless you do something different from the majority.” – John Templeton Best investment analysts who think outside the box. Indexing is popular, but not the only path to wealth. Active investing approaches may pay off at this stage in the bull market. Whether an active investor is lucky or skillful is only determined after decades of hindsite.

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asset allocation guide

Rebalance Your Asset Allocation Guide and Best Portfolio Rebalancing Strategies

Asset allocation is a cornerstone of creating a diversified investment portfolio. “Asset allocation is an investment strategy that aims to balance risk and reward by apportioning a portfolio’s assets according to an individual’s goals, risk tolerance, and investment horizon. The three main asset classes – equities, fixed-income, and cash and equivalents – have different levels of risk and return, so each will behave differently over time,” After you choose your asset allocat…

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