How to Prepare for Inflation – 8 Actionable Tips

 How to Prepare for Inflation with Hard Assets, Inflation Stocks and Smart Inflation Hedging Strategies “Inflation is as violent as a mugger, as frightening as an armed robber and as deadly as a hit man.” Ronald Reagan According to government figures, inflation is low right now. But when you go to the supermarket, your grocery bill is trending up! What’s up with that? Find out what causes inflation to rise, how to prepare for inflation and why you must do so now.

Read More »

Target Date Funds Pros and Cons

What is a Target Date Fund? Are you interested in buying one fund which owns all the stock and bond mutual funds you need? A target date fund can be compared with a big box retailer or a shopping mall. In the shopping mall, you can buy everything you need at one site. In a target date fund, you get all of your investing needs met in one fund.

Read More »

Marketwatch Lazy Portfolios Drill Down

“Investing should be dull,” according to Nobel Prize winning economist Paul Samuelson. “Investing should be more like watching paint dry or grass grow. If you want excitement, take $800 and go to Las Vegas” Are you interested in a market beating approach with less volatility? Do you want a set it and forget it investment approach? If you answered yes to any of those questions, then you must check out The Wall Street Journal, Marketwatch.com, Paul B. Farrell’s Lazy Portfolios. 5 Rules of a Laz…

Read More »

Net Present Value Advantages and Disadvantages

While teaching a Corporate Finance class for MBA students at a local university, I was asked a question that underscored importance of the net present value concept. Net present value is a method to href=”https://barbarafriedbergpersonalfinance.com/mba-class-time-value-of-money-financial-decision-making/” target=”_blank” rel=”noopener noreferrer”>put a dollar amount on future cash payments. It’s great if you win the lottery and want to determine whether to choose the lump sum payment or …

Read More »

Accredited Investor Opportunities

The world of investing is already diverse: all you have to do is build a portfolio with a mix of asset classes, and you’re well on your way to meeting your financial goals… right? Maybe not. There are a multitude of new investment opportunities popping up, including many accredited investor opportunities. Find out how to become an accredited investor (or qualified investor) and whether these opportunities might be for you.

Read More »
lazy portfolio investing woman

The Best Lazy Portfolios for Wealth Building

The best lazy portfolio is the one set up in line with your risk tolerance and rebalance regularly. In investing there’s no one right way to invest or manage your portfolio. In fact there are hundreds of different approaches, and probably more. Consider the active portfolio managers, they all have their own ideas about how to get the highest returns for their particular strategies. Then there are the hedge funds, clamoring for alpha from creative investment strategies. Finally, the market tim…

Read More »
return on investment mobile

Is a 10% Return Good or Bad? What is a Good Investment Return?

Are Your Investment Returns Good or Bad? Do you know how well your investments are performing? Do you know the quarterly and annual rate of return? What about how well your investments are performing when compared with a standard benchmark? Ever since a friend asked me to look over her investments and tell her if she’s doing well I’ve wanted to help investors answer this question; “What are my investment returns?” Most individuals don’t know if their investment returns are good or bad. Even i…

Read More »