hsa bank woman review

How a Health Savings Account Leads to Health and Wealth

Why Contribute to a Health Savings Account? A health savings account may be the best kept investing and health-related secret. Yes, you may use your HSA account for medical expenses. However, if used strategically, this account can also grow your wealth—tax free—and/or lower your taxes as you contribute. Plus, an HSA has magnificent investment potential. How do HSA’s Work? To take advantage of the power of an HSA, decide if you’re eligible to open an HSA. Next, learn the contribution limits a…

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investing in your 30s

How to Save for Retirement at 30 and Become a Millionaire

7 Tips to Become a Millionaire “You only have to do a very few things right in your life so long as you don’t do too many things wrong.” ~Warren Buffett (source; BrainyQuote.com) Get the specific, actionable steps to become a millionaire if you are in your 30s. Use this financial advice for 30 somethings as a step-by-step guide for wealth building. If you haven’t started investing for your future, don’t stress, now is the time to start understanding and implementing how to plan for retirement…

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jerome powell

Investing & the Fed: How Will my Investments be Impacted?

The Fed and My Investments-Will They Go Up or Down? Whispers abound that the Fed intends to lower interest rates. Even a hint of declining interest rates can cause the stock market to rise. Learn about how interest rate movements can impact your investments. Investing is both science and art. One can do everything right and still watch their investments fall. That is because as much as we might  believe to the contrary, investors are not completely rational. Read any behavioral finance book a…

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Womens investing tips

Best Personal Investment Strategy – Investing for Women

Invest Like a Woman and Become a Millionaire by Investing With my experience as a multi-decade investor, former professional portfolio manager and university investments instructor, I will reveal easy to implement strategies to build wealth for women (and men too). Research by Prudential found that women worry more about risk than men. I get it, despite investing for decades, I’m scared of risk too. Women report that they lack confidence in finances too. Even though in multiple studies, women…

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How much you need to invest each month to have $787,355 at retirement.

Lazy Investors Asset Allocation Guide to Amass $787, 355

5 Step-Lazy Investors Asset Allocation Guide “Trying to consistently pick investments that are going to beat their benchmarks is like trying to win a marathon wearing muddy boots. There is a lot of drag, and your odds of winning are very low. The high costs associated with attempting to beat the market will almost guarantee sluggish results.” ― Richard A. Ferri, All About Asset Allocation, Second Edition Who doesn’t want to amass a lot of money for retirement? Of course you want build a big n…

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Why to schedule and investing premortem

Use the Premortem to Prevent Investing Mistakes

Do a Premortem to Avoid the ‘Buy High – Sell Low’ Problem We’ve all heard the old adage: Buy low – sell high But how many investors actually follow this ‘best investing practice’? Turns out, there are reams of data about how investors consistently make this big investing mistake; buy high and sell low. You’ll learn about how this happens, and how to counteract this wealth reducing investing strategy.

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opportunity zone fund investing -pros and cons

Should I Invest in an Opportunity Zone Fund?

Opportunity Zone Fund Investing – Pros and Cons There are few things worse than earning a great deal of money in some sort of financial victory—a successful business, a jump in the stock market, or a profitable real estate deal—only to realize that a large chunk of your hard-earned money is going to be taken for capital gains taxes. Talk about a bummer. Financially-savvy investors will be on the lookout for ways to save money in taxes after large gains, and the Tax Cuts and Jobs Act of 2017 h…

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personal finance links

Don’t Fear the Stock Market (And Other Personal Finance News)

The world of personal finance is so rich (pun absolutely intended): from retirement advice to side hustles, and robo-advisors to the stock market, personal finance bloggers have something for everyone at any stage of their financial journey. This post roundup features many different viewpoints from the personal finance community. FIRE (Financial Independence Retire Early) is one of the current movements in the personal finance world. Everyone wants to know how they can liberate themselves fro…

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