Investing

My Investments S*ck-What Should I Do?

My Investments S*ck-What Should I Do?

By in Economics, Investing, Money Management, Stocks | 4 comments

2016 Investment Markets Don’t Look Good “The blue chips fell 276.09 points, or 1.6%, to 17148.94. The decline marked the worst first day of trading since 2008, and follows the first yearly fall for the Dow since 2008.” WSJ.com Okay, it’s 2 business days into 2016 and so far, the markets don’t look great. You’re thinking, “my investments s*ck”. On January 4th, the DOW dropped 1.6%, the S&P fell 1.5%, and the NASDAQ went down 2.1%. The next day, Tuesday, January 5th, 2016 the markets calmed down a bit with the Dow Jones Industrial Average up approximately 0.1%, the S&P...

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2016 Investing Fuel-15 Best Money and Investing Articles

2016 Investing Fuel-15 Best Money and Investing Articles

By in Investing, Links, Money Management | 1 comment

2015 Investment Wrap Up The DOW lost -2.2% The S+P 500 lost -0.70% The Nasdaq fell -1.15% The U.S. Treasury 10-Year Bond slipped -0.877% The Fed Funds Rate rose in December for the first time since 2007.  Although there are many predictions for 2016, no one can promise a clear view of the future. There is one certainty, 2016 is unlikely to be the same as 2015. That said, let’s look at some of the best money and investing articles of 2015. 2015 has been a tumultuous year for world citizens and investors. The year closed out with the first U.S....

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5 Essential Money Moves for 2016-Read Now!

5 Essential Money Moves for 2016-Read Now!

By in Advanced Investing, Asset Allocation, Investing, Money Management, Taxes, Tips | 6 comments

A quick google search of ‘essential money moves for 2016’ turned up 7,760,000 responses. I’ve done the hard work for you and culled the top money moves into 5 actionable money tips for 2016. Schedule an hour or two and get your finances in order with these 5 essential money moves. (Number 5 may surprise you!) 1. Examine your 401k, 403b or Other Workplace Retirement Account My spouse has a TIAA CREF account in his workplace 403b. For months I procrastinated the task of evaluating the investment choices in the fund. My goal for this account was to choose index...

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Best Asset Allocation Based On Age & Risk Tolerance

Best Asset Allocation Based On Age & Risk Tolerance

By in Advanced Investing, Asset Allocation, Investing, Reader Question | 13 comments

How To Figure Out the Best Asset Allocation For You Graham from Moneystepper asks; What metric (rule of thumb) would you recommend for asset allocation based on age and risk appetite? Graham’s question is not as simple as it might seem. Let’s attack it from several investment angles and throw in a bit of research as well. Quick Primer: What Is Asset Allocation?   The asset allocation decision divides total investable funds by percent into specific investment categories. An asset allocation represents the investor’s choice of broad asset classes and the percentages distributed across the categories. The two most common...

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Invest and Beat the Pros

Invest and Beat the Pros

By in Asset Allocation, Bond, Investing, Money Management, Mutual Funds | 0 comments

# 1 Kindle Best Seller-Invest and Beat the Pros Perfect Wealth Building Guide with Investing Are you worried about your financial future? Would you like a method to set up your finances for success now, and financial security in the future? Do you fell like you lack time and knowledge to manage your money? Here’s how you’ll benefit and what you’ll learn from this investing blueprint (from back cover): 1. The index fund investing approach that helps you reach your financial goals. 2. Enough investing knowledge to create your own investment strategy and avoid making poor choices. 3. Explanation...

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Tax Benefits of 401k Plans: Key Takeaways to Maximize your 401k Benefits

Tax Benefits of 401k Plans: Key Takeaways to Maximize your 401k Benefits

By in Automatic Saving, Guest Post, Investing, Retirement | 0 comments

Guest contributor, Rick Pendykoski Act Now to Enjoy the Tax Benefits of 401k Plans Does you employer offer a 401k plan? Have you been lazy in signing up? Or maybe you signed up, but you’re still not sure about the tax benefits of your 401k plan. With the demise of employer sponsored pensions, the 401k plan is your retirement safety net. In 1986 congress created the 401k plan to give employees a tax-advantaged way to save for retirement. There are two versions of the 401k, the tax-deferred 401k and the newer Roth 401k. Barbara’s comment; In fact, the 401k that...

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