Save, Invest, Build Wealth

Investing

How Long Until I’m Wealthy?

How Long Until I’m Wealthy?

By in Asset Allocation, Automatic Saving, Bond, Investing, Stocks, Wealth | 20 comments

“Cash confiscates capital. Long term, after taxes and inflation, the return on cash is negative.” Catherine Keating Since my mid-20’s, I made financial net worth goals for our family. I’d calculate our current net worth, add additional savings, and punch in an expected rate of return over the period, usually five to ten years. Occasionally, I go back and review prior goals. No matter what the market, over the long term we have met or surpassed the objectives. Set financial goals, make a few minor lifestyle changes and you may be surprised that you can become wealthy without a...

Read More
Why is Asset Allocation Important? The Most Crucial Investment Concept

Why is Asset Allocation Important? The Most Crucial Investment Concept

By in Asset Allocation, Bond, Investing, Mutual Funds, Stocks | 15 comments

MBA Series – What Makes Asset Allocation So Important? “Don’t put all of your eggs in one basket.” The beginning of the year is portfolio rebalancing time for investors. I write a lot about investing as it is an achievable path to long-term wealth. If you don’t know what asset allocation is or much about investing at all, then this article is for you. Modern Portfolio Theory is the science that drives most of the writing about investing today. As I put the finishing touches on the university Investments class I’m teaching, I’m going to share some of the basics...

Read More

Should You Invest in a Robo-Advisor with the Best Performance?

By in Investing, Mutual Funds, Stocks | 0 comments

Finally, there’s unbiased data regarding the top performing robo-advisors.  At the beginning of 2016, Condor Capital, a Registered Investment Advisor (RIA) in Martinsville, NJ, took on the challenge of funding 12 robo-advisors and investing in a conservative 60% stock v. 40% bond portfolio. Using results from December 31, 2015 through September 30, 2016, they calculated the best returns overall and by category: fixed and equities.  2016 Best Robo-Advisor Winners Overall Winner: Schwab Intelligent Portfolios 2nd Place: SigFig 3rd Place: Personal Capital 2016 Best Robo-Advisor Stock Performers Winner: Schwab Intelligent Portfolios 2nd Place: Acorns 3rd Place: Personal Capital 2016 Best Robo-Advisor...

Read More
How to Build an Investment Asset Management Strategy

How to Build an Investment Asset Management Strategy

By in Advanced Investing, Asset Allocation, Bond, Investing, Mutual Funds, Stocks | 11 comments

How to Outperform 70% of Active Fund Managers with a Smart Investment Asset Management Strategy This multi-part series will walk you through, step-by-step, how to create an investment asset management strategy that will maximize your returns and minimize risk. You’ll learn about various asset classes, how to choose the right mix for your risk tolerance, and how to rebalance annually. At the end of this series, you’ll have a set it and forget it approach to investing. Welcome to Part 1: How to Build an Investment Asset Management Strategy Part 2; 8 Steps to Creating a Diversified Asset Classes Portfolio Part...

Read More
Investment Diversification Strategy – How to Figure Out My Risk Tolerance

Investment Diversification Strategy – How to Figure Out My Risk Tolerance

By in Advanced Investing, Asset Allocation, Bond, Investing, Money Management, Stocks | 9 comments

Part 3: What is Risk Tolerance and How to Figure Out my Asset Classes Allocation Today’s article of this multi-part series answers the question, “How to figure out my risk tolerance”.  Part 1: In How to Build an Investment Management Strategy you learned the important research behind investing with a diversified asset classes portfolio. Part 2: Outlined the 8 Steps to Creating a Diversified Asset Classes Portfolio. Today you will learn how to figure out your risk tolerance and begin designing your own asset classes diversification strategy. “There are two kinds of investors, be they large or small: those who don’t...

Read More
Wall Street Kitchen-The Recipe Behind A Housewife’s 1,000% Stock Market Return

Wall Street Kitchen-The Recipe Behind A Housewife’s 1,000% Stock Market Return

By in Guest Post, Investing, Links, Mind and Money, Money Management, Stocks | 0 comments

How One Woman Cracked the Investing Code + Money Links Guest contributor, Victor Chiu New author, Victor Chiu introduces his book, Wall Street Kitchen and shares insights into his Mom’s stock market success.  Hello to all Barbara Friedberg fans! I’m Victor Chiu, author of Wall Street Kitchen – The Recipe Behind a Housewife’s 1000% Stock Return, and I’m super excited to tell you all about it. Wall Street Kitchen is a self-help, based-on-a-true-story-of-my-own-mom book that’s dedicated to the beginner and intermediate investor level audience.  For Mom, the kitchen was not only a place to create great food but also...

Read More