Whether you wish to reduce your spending because you are saving towards your big dream or you must cut expenses to the bone because of reduced income, there is likely one fear that stops you – the fear of having to forego all the joys of life. What if I told you that you could save the down payment on your dream house, invest for early retirement, and still have fun?
10 Savings Account Alternatives – Not Under Your Mattress Despite recent Fed rate hikes, savings account returns stink! With many banks offering an APY rate of 0.05% or less, using a bank savings account as a long-term investment option is not your best money move. You won’t be growing rich by watching your account grow in pennies.
Basic Savings Strategy-Perfect Approach to Build Long-Term Wealth By staff columnist, Alexandra Deluise There are few things I enjoy in this world more than pie. Aside from being really delicious, pie also serves as a great guideline when designing savings plans. After all, who doesn’t want a big piece of financial pie? My favorite pie is apple, whereas my husband prefers pumpkin. Just as our tastes differ, so might your financial pie differ from the examples I have shown here. These pie cha…
Playing the Lottery and Investing The lottery pot is the biggest it’s ever been. And lines are forming to buy a ticket. Yet, the best way to play the lottery is using another approach. After all, aren’t you playing the lottery to get rich? Here’s a way to get rich with a greater probability of success than playing the lottery.
College graduation is fun and exciting. New grads are finally done with their education and are eager to embrace new opportunities. But graduation can be a very stressful time as well. Along with finding a new job, moving and adjusting to post-college life, new grads often face financial problems. With all the stressors of entering adulthood, these money saving tips for new college grads will ease the transition. Many young people graduate with tens (or even hundreds) of thousands of student …
It’s official, I’m addicted to the History Channel’s eight part drama about the lives of Navy Seals, “SIX”. After watching two episodes of this edge-of-your-seat action drama, I experienced feelings of worthlessness and self-deprecation. After all, these guys risk their lives in dangerous circumstances to protect our freedom and what am I doing of value – writing investing and financial management articles? Then, the Seals come home to family drama and difficulties. And to add to their stress…
Get a Clear Answer to the Question: What Percent of My Income Should I Save? Are you tired of living paycheck to paycheck? Are you constantly stressed over your finances? If so, you are not alone. Millions of people struggle with financial issues throughout the year. Even more alarming is the fact that many folks lack any or enough savings to handle even a basic financial emergency. If this sound familiar – don’t panic. It is never too late to start saving for you and your family’s future. Un…
Behavioral Finance Tips to Help You Manage Debt & Save Having a family adds a challenging dynamic to debt payoff strategies: instead of being able to dedicate every waking moment to side jobs, you may now be confronted with sleepless nights, expensive child care, and feelings of guilt at not spending enough time with your children. Not only that, but children start to eat more, outgrow all their clothes, and develop costly interests as they get older. For a solid financial future, it’s import…
Guest Columnist, Andrea Woroch The number of Americans receiving associate’s degrees, bachelor’s degrees or master’s degrees in 2016 totals over
Successful businesses have one thing in common: they are good with their money. If you want to maximize your money at home, you should take a business-like approach to budgeting. Here are five things that successful businesses do well, and tips to help you do the same!
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