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return on investment mobile

Is a 10% Return Good or Bad? What is a Good Investment Return?

Are Your Investment Returns Good or Bad? Do you know how well your investments are performing? Do you know the quarterly and annual rate of return? What about how well your investments are performing when compared with a standard benchmark? Ever since a friend asked me to look over her investments and tell her if she’s doing well I’ve wanted to help investors answer this question; “What are my investment returns?” Most individuals don’t know if their investment returns are good or bad. Even i…

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Saving for retirement

When Might be the Best Time to Start Saving for Retirement?

Saving for retirement is a financial responsibility that nobody can afford to overlook. Unfortunately, millions of people will reach their golden years with far less money than they will truly need. With the economy and markets in flux, when might be the best time to start saving for retirement? You might be surprised! We receive many questions about when to start saving for retirement. Then there are those who worry that it might be too late to save for retirement.

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girl scratching head trying to decide whether now is a good time to borrow money

Is Now a Good Time to Borrow Money?

Unemployment is rising and interest rates are low. Seems like a good time to borrow money to help get through a rough patch, maybe. Smart borrowing can be part of an overall wise financial plan or a decision that will lead you down a path of financial ruin. Learn the pros and cons of borrowing money now, how to borrow money, whether this is a good time to refinance your mortgage and more.

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side gig income organization notebook

10 Low-Cost Ways to Market and Scale Up Your Side Gig Income

Make More Money From Your Side Gig With Low Cost Marketing Solutions The gig economy is here to stay, and that’s both good and bad. It’s good because working a side gig can help you make ends meet or allow you to make more progress toward your financial goals in ways that weren’t available before the Mobile Age. For those who aren’t sure about the side gig meaning: “A side gig is a piece of work or a job that you get paid for doing in addition to doing your main job: Teaching, selling art, an…

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forest crossroads-401k loan vs 401k withdrawal

The Difference Between 401k Loans vs. 401k Early Withdrawals

Should I Cash Out my 401K or Borrow From my 401K? If you need a large amount of money, you might be tempted to dip into your retirement fund. After all, borrow from your 401k and you’re taking your own money. Sounds simple enough but are there consequences to borrowing from a 401k vs hardship withdrawal. You’ll learn how to borrow from a 401k and the advantages and disadvantages of this decision.

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Money can't buy happiness - But it can help

Money Can’t Buy Happiness, But ….

Money Doesn’t Buy Happiness, But….. Money is  one of the most important commodities in the world. And rightly so. Unless you live off the grid, grow our own food and make what you need, then you need money to live.  When I was a teen, I used to berate my parents for their materialism and consumerism. Not a day went by when money wasn’t mentioned. As I grew up, I realized that while money doesn’t buy happiness, it’s extremely helpful in solving financial problems like:

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free investment management

The Secret to Flawless Investment Management – for Free

Free Investment Management I’ve been managing investments for decades! From asking my cousin how to invest, to researching and picking stocks on my own to becoming a professional investment portfolio manager, I’ve searched for the perfect investment management strategy. Newsflash – There isn’t a perfect investment strategy. But, there just might be near-perfect investing platforms.

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importance of time value of money concept

Time Value of Money in Financial Decision Making Leads to Greater Wealth

The Concept of Time Value of Money is Important to Financial Decision Making Because … “A bird in the hand is worth two in the bush” This medieval proverb still holds true today. In modern terms, it’s better to have a certain payoff today than an uncertain one in the future. After all, who knows what the future holds? By understanding the importance of time value of money, you can find out how to hack the TVM concept for your own benefit.

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Fun Ways to Make More Money

8 Fun Ways to Make More Money – In the New Year

Making more money doesn’t need to be a drag. While typically people imagine “make more money” being another way of saying “get a second job, work 80 hours a week, and forget about having any fun,” that isn’t the best way to earn a little extra. As the saying goes, do something you enjoy and you’ll never work a day in your life. While there are many, many ways to make more money quickly (I can think of 26 ways right now!), I’m a big fan of making money off of my talents. Since I know what I’m …

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Uber Review - Is driving for Uber worth it? Get sign up, Uber earning info, + pros + cons

Should I Drive for Uber or Uber Eats? Uber Eats Driver Review

Is Driving For Uber Worth It? Uber Review I’m an Uber fan! I’ve used Uber for several years in San Francisco, Cincinnati and other US cities. I’ve chatted with the drivers and experienced great service. The fees are better than cabs and the drivers accessible. Recently, I’ve relied on Uber Eats for a quick bite, locally and while traveling.  But what about the Uber driver-partner perspective? Is Uber as great as it seems? Are you wondering whether to partner with Uber or Uber Eats?

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