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money saving tips from warren buffett

8 Saving Money Tips From Warren Buffett

8 Money Saving and Investing Strategies Inspired by Warren Buffett “Long ago, Ben Graham taught me that ‘Price is what you pay; value is what you get.’ Whether we’re talking about socks or stocks, I like buying quality merchandise when it is marked down.” ~Warren Buffet Letter to shareholders, 2008 Warren Buffett’s net worth is $72.1 billion dollars as of March 31, 2020, making him the third wealthiest person in the world, according to the Forbes 400 list. He is among the most successful inve…

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Target Date Funds Pros and Cons

What is a Target Date Fund? Are you interested in buying one fund which owns all the stock and bond mutual funds you need? A target date fund can be compared with a big box retailer or a shopping mall. In the shopping mall, you can buy everything you need at one site. In a target date fund, you get all of your investing needs met in one fund.

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Girl wondering-How to Choose Mutual Funds

Net Present Value Advantages and Disadvantages

While teaching a Corporate Finance class for MBA students at a local university, I was asked a question that underscored importance of the net present value concept. Net present value is a method to href=”https://barbarafriedbergpersonalfinance.com/mba-class-time-value-of-money-financial-decision-making/” target=”_blank” rel=”noopener noreferrer”>put a dollar amount on future cash payments. It’s great if you win the lottery and want to determine whether to choose the lump sum payment or …

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we're talking millions

We’re Talking Millions! 12 Ways to Supercharge Your Retirement – Review

How to Supercharge Your Retirement by Being a Spectacularly Normal Investor Free copy for teachers and those strapped for cash! (scroll to the bottom) ‘We’re Talking Millions! 12 Ways to Supercharge Your Retirement’ by Paul Merriman and Richard Buck is a must read for newbies through retirees! Inevitably, we reach a time in our lives when we must consider retirement. Some of us become aware of the inescapable approach of old(er) age early, and some of us are surprised by the grey in our hair….

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Investing in Real Estate Notes Guide

If you’re interested in building wealth through real estate but want to avoid the management headaches of owning actual property then investing in real estate notes might be for you. Sometimes called mortgage notes, these financial assets can be bought when a mortgage lender sells the note attached to that loan to an investor who then takes over the loan. This allows the lender to get cash today when they need it and offers a unique opportunity for an interested investor. The original borrowe…

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apartment building windows

Being a Landlord Sucks-Should I Invest in Real Estate?

Should I Invest in Rental Real Estate? With interest rates still very low, you may be considering investing in real estate. It’s all quite glamorous when you read the “no money down” success stories. There are more than enough real estate gurus out there to show you the way. But before you buy, I’m going to share with you reasons why you might not want to invest in real estate, now, or ever. In fact, I gave up owning rental property decades ago because being a landlord sucks.

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financial success makes you happy

Achieve Simple Financial Success with 5 Good Financial Habits

Developing ‘good habits’ has become an industry. From Charles Duhigg of The Power of Habit to Gretchen Rubin’s, Better Than Before: What I Learned About Making and Breaking Habits–to Sleep More, Quit Sugar, Procrastinate Less, and Generally Build a Happier Life, creating good habits is important across the spectrum or our lives. This article will show you how to be financially successful with a few good financial habits. Simple financial success is not rocket science. Start early, start small…

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