Saving is one of the most challenging aspects of “adulting.” While most people want to save, only a few accomplish it. But for those who do, the results of saving up life-changing. Look at saving money through a unique lens. Replace the “money” reference with “freedom”. The more money you save, the more freedom you have in your future life. Here are top 7 unique ways to save money and achieve financial freedom that work:
A Checkbook IRA includes the features of a traditional or Roth IRA, but has one distinct difference: the account holder, not a custodian, has control over the investments. This makes Checkbook IRAs a good option for hands-on, confident investors. It lowers the amount of fees paid to account custodians and makes access to your IRA quicker and easier.
Billshark is a company specializing in negotiating down your bills and canceling the subscriptions you no longer use. This Billshark Review will show how the app can save you time and money. Whether the Billshark Ap is best for you depends on many factors. Most important among these are your aversion to negotiating bills yourself and the cost of your time. Whatever you decide, please don’t leave money on the table: your bills can be lower for the asking.
Finance and investing success is for all, not just for a priviledged few who grew up in the “right” communities and went to the “best” schools. With the connectivity of the global community and the democratization of information, there still exists a divide between the “haves” and the “have nots.” One way to level the financial playing field is though education and mentoring. These outstanding people of color are teaching others smart money practices. To create financial success, learn the mo…
Whether you wish to reduce your spending because you are saving towards your big dream or you must cut expenses to the bone because of reduced income, there is likely one fear that stops you – the fear of having to forego all the joys of life. What if I told you that you could save the down payment on your dream house, invest for early retirement, and still have fun?
Are Your Investment Returns Good or Bad? Do you know how well your investments are performing? Do you know the quarterly and annual rate of return? What about how well your investments are performing when compared with a standard benchmark? Ever since a friend asked me to look over her investments and tell her if she’s doing well I’ve wanted to help investors answer this question; “What are my investment returns?” Most individuals don’t know if their investment returns are good or bad. Even i…
Saving for retirement is a financial responsibility that nobody can afford to overlook. Unfortunately, millions of people will reach their golden years with far less money than they will truly need. With the economy and markets in flux, when might be the best time to start saving for retirement? You might be surprised! We receive many questions about when to start saving for retirement. Then there are those who worry that it might be too late to save for retirement.
Unemployment is rising and interest rates are low. Seems like a good time to borrow money to help get through a rough patch, maybe. Smart borrowing can be part of an overall wise financial plan or a decision that will lead you down a path of financial ruin. Learn the pros and cons of borrowing money now, how to borrow money, whether this is a good time to refinance your mortgage and more.
Make More Money From Your Side Gig With Low Cost Marketing Solutions The gig economy is here to stay, and that’s both good and bad. It’s good because working a side gig can help you make ends meet or allow you to make more progress toward your financial goals in ways that weren’t available before the Mobile Age. For those who aren’t sure about the side gig meaning: “A side gig is a piece of work or a job that you get paid for doing in addition to doing your main job: Teaching, selling art, an…
Should I Cash Out my 401K or Borrow From my 401K? If you need a large amount of money, you might be tempted to dip into your retirement fund. After all, borrow from your 401k and you’re taking your own money. Sounds simple enough but are there consequences to borrowing from a 401k vs hardship withdrawal. You’ll learn how to borrow from a 401k and the advantages and disadvantages of this decision.