Intermediate Investor Resources

Welcome to the world of intermediate investing.


Does this sound like you?
You’ve read a bit about investing but don’t consider yourself an expert.

You may own some individual stocks and bonds and it’s likely that your portfolio holds mutual funds in a retirement and/or investment account.

Do you want to gain the greatest returns with the least amount of risk?

Would you like to make sure you’re on the right track?

You work too hard for your money and time is too precious to waste hunting around for “best practices investing”. You deserve to learn the most effective research informed investing approaches.

The intermediate investor resources show you how index fund investing, in line with your risk tolerance beats most mutual fund managers over the long term.

You’ll learn how to invest quickly and effectively using the methods supported by John Bogle of Vanguard Investing and Nobel Prize winners Harry Markowitz, Eugene Fama, Merton Miller, Daniel Kahneman, and William Sharpe.

And, if you’re looking for support and advice from an investing veteran, former university investments instructor, and corporate portfolio manager, then you’re in the right place.

This section answers the questions:
Am I maximizing my investment returns while minimizing my portfolio risk?
Am I on the best financial track for a secure retirement?”


Step 1: Start here

Read the free How to Invest and Outperform Most Active Mutual Fund Managers (a $9.99 value). This micro book distills research based “best practices” investing theory into actionable portfolio management advice. In fact, most of the investment information you need is in this free resource.


Step 2

There are scores of investing articles on and you might get easily overwhelmed trying to sort out the intermediate investor articles.

Intermediate investor education is where really shines.

From digging into the price earnings ratio, depthful information about index fund investing, to individual stock and bond fund discussions, there’s something here for all intermediate investors.

Here are a few of the most popular intermediate investor resources and articles.


Experian Video; 3 Tips to Become a Successful Investor

The Best Personal Investment Strategy

Learn how to become a millionaire by investing. Historically broad stock market indexes have returned more than 9% annually over long periods of time. In fact, from 1928 to 2011, the average stock market return was 9.23%. The typical investor, due to fear, greed, or a belief that she can outperform the market frequently buys high and sells slow. This article shows you how to combat investment underperformance and be one of the “smarter” investors.

Did You Forget To Invest When Younger? Here’s How to Catch Up

Now isn’t the time to beat yourself up or let regrets tear you apart. Neither of those avenues will put dollars in your 401(k) account. If you haven’t started investing by 40 or older, there’s still hope. You are probably earning more now than you did in your 20′s and maybe your expenses are even falling a bit. Is your mortgage payment a smaller percent of your total income? Are the childcare expenses and college costs coming to an end? If so, now you can get down to investing in earnest.

How to Measure Risk and Protect Against It

Standard deviation measures how much your investment returns deviate from the average. In reality, investors care about the negative returns, not if you have a year with exceptionally high investment returns. Investors measure risk by the percent their investment portfolio drops in value. Learn about other types of risk, which impact your investment returns.

What Does Price Earnings (PE) Ratio Mean?

As I teach in my university Investments class, the price earnings ratio, or PE ratio is a method to value an individual stock or an aggregate stock market. Simply take the current price and divide by last year’s earnings. Although it’s easy enough to calculate the PE ratio, it’s a bit more complicated to interpret it. Learn what the number actually means.

MBA Series; Bond Investing-Tax free or Taxable, Which to Choose

Learn the quick and dirty formula to determine whether you get a higher return with taxable or tax free bonds and bond funds. This is a great article to round out your bond knowledge and make sure you’re keeping the greatest amount of your earnings.

Are Options a Good Strategy for Conservative Investors?

Options are frequently considered quite risky. Yet, there is another more conservative benefit from investing in options, protecting your portfolio from losses or making a bit of extra income from investments you are willing to sell anyhow. Intrigued? Get an introduction to conservative options strategies.

Reader Question; How to Choose Mutual Funds?

A quick read on choosing funds with a few specific mutual and exchange traded fund examples. This one is helpful in narrowing down the field of available funds.


Step 3

Resources and services I recommend to help you invest and build wealth.

Click here for access to a free comprehensive online investing tool. In one place you can manage your finances and get financial advice and strategies. This money management toolkit also offers access to financial advisors, for a reasonable fee, for those investors with larger portfolios. 


Step 4

Sign up for the Wealth Tips Newsletter (free with the Investing Cheat Sheet; 14 Investing Rules for Building Wealth) for ongoing investing guidance.


Step 5

If you’re hungry for more intermediate investor resources, check out my investing book, Invest and Beat the Pros-Create and Manage a Successful investment Portfolio.