Mutual Funds

How to Choose Mutual Funds? Reader Question

How to Choose Mutual Funds? Reader Question

By in Advanced Investing, Asset Allocation, Bond, Investing, Mutual Funds, Reader Question | 11 comments

John, a loyal reader wants to know how to choose mutual funds. How to Choose Mutual Funds “I would like your opinion and advice on how I should allocate my investments and my daughter’s investments among mutual funds. Both our accounts are with Fidelity. I am 56 and plan to retire at 60. I have $400,000 in IRAs (Traditional and Roth). My daughter is 24 and has $65,000 in an individual acct and $50,000 in both Roth and rollover IRA. There are so many funds to choose from and I feel overwhelmed. Any suggestions would be helpful.” Too Much Fund...

Read More
My Best Lazy Portfolio – Lazy Investing Can Lead to Wealth

My Best Lazy Portfolio – Lazy Investing Can Lead to Wealth

By in Asset Allocation, Investing, Mutual Funds | 9 comments

The Best Lazy Portfolio The best lazy portfolio is the one that you maintain. In investing there’s no one right way to invest or manage your portfolio. In fact there are hundreds of different approaches, and probably more. Consider the active portfolio managers, they all have their own ideas about how to get the highest returns for their particular strategies. Then there are the hedge funds, clamoring to get alpha from creative investment strategies. Finally, the market timers think they will outsmart the indexes and know how to invest at the bottom and get out at the top. In...

Read More
Investing in China – Ideas to Tap the Exploding Chinese Economy

Investing in China – Ideas to Tap the Exploding Chinese Economy

By in Advanced Investing, Guest Post, Investing, Mutual Funds, Stocks | 6 comments

Is Investing in China a Good Idea? By, Soumyadipta Basu You might think that with all of the tariff talk, investing in China is off the table. Not so, China is still a rapidly growing economy with more room for upward expansion.  Today China boasts 1.4 billion people. That’s equivalent to 18.5% of the world’s 7.6 billion people. From an agrarian predominantly population, in 2016 55% of the Chinese people lived in cities.  Read; International Stock Investing China’s urbanization is what has led to the country’s impressive economic growth over the past few decades. And China continues to urbanize.  It’s...

Read More
Investing for Women – The Best Personal Investment Strategy

Investing for Women – The Best Personal Investment Strategy

By in Investing, Mutual Funds, Retirement, Saving | 31 comments

Invest Like a Woman and Become a Millionaire by Investing With my experience as a multi-decade investor, former professional portfolio manager and university investments instructor, I will reveal easy to implement strategies to build wealth for women (and men too). Research by Prudential found that women worry more about risk than men. I get it, despite investing for decades, I’m scared of risk too. Women report that they lack confidence in finances too. Even though in multiple studies, women are more successful investors than men. Women, investing is so simple, once you learn the basics, you’ll wonder why you...

Read More
Mutual Funds vs Exchange Traded Funds – Which One’s For You?

Mutual Funds vs Exchange Traded Funds – Which One’s For You?

By in Bond, Guest Post, Investing, Mutual Funds, Stocks | 1 comment

The Definitive Guide to Mutual Funds vs. Exchange Traded Funds (ETFs) By, Soumyadipta Basu Investors, you hear the terms mutual funds and exchange traded funds bandied about, but what do they mean, and what are their similarities and differences? Before comparing the two different kinds of funds lets first understand the fundamentals of mutual funds and exchange-traded funds and then you can figure out which one (or both) are best for you. Exchange Traded Funds vs. Mutual Funds Features Exchange-traded Funds Mutual Funds Trading ETFs are like stocks, they are actively traded and continuously priced throughout the trading day. Investors can...

Read More
Buy and Hold – The Best Way to Succeed With Investing

Buy and Hold – The Best Way to Succeed With Investing

By in Asset Allocation, Investing, Money Management, Mutual Funds, Stocks | 0 comments

Buy and Hold Investment Advice for Volatile Markets Get ready, I’m going to reveal the biggest investing secret. And it’s not a bunch of hooey, but based on research by Dalbar, a top investment research firm, findings from Standard and Poor’s research and other investment performance studies. If you think you know how to invest or if you’re a newbie investor, just starting out, you must heed this investment advice. It’s not complicated and anyone with a modicum of sense can beat most of their investing peer. And here’s why: “Investors are more often than not their own worst...

Read More