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Mutual Funds vs Exchange Traded Funds – Which One’s For You?

Mutual Funds vs Exchange Traded Funds – Which One’s For You?

By in Bond, Guest Post, Investing, Mutual Funds, Stocks | 0 comments

The Definitive Guide to Mutual Funds vs. Exchange Traded Funds (ETFs) By, Soumyadipta Basu Investors, you hear the terms mutual funds and exchange traded funds bandied about, but what do they mean, and what are their similarities and differences? Before comparing the two different kinds of funds lets first understand the fundamentals of mutual funds and exchange-traded funds and then you can figure out which one (or both) are best for you. Exchange Traded Funds vs. Mutual Funds Features Exchange-traded Funds Mutual Funds Trading ETFs are like stocks, they are actively traded and continuously priced throughout the trading day. Investors can...

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TIPs Bonds – Perfect Investment to Protect Cash From Inflation

TIPs Bonds – Perfect Investment to Protect Cash From Inflation

By in Bond, Inflation, Investing | 3 comments

 TIPs Inflation Bonds – Protect Your Cash From Inflation “Inflation is as violent as a mugger, as frightening as an armed robber and as deadly as a hit man.”  Ronald Reagan  Since inflation has been tame in recent years, it’s easy to forget about it’s violent impact. Yet, TIPs bonds can protect your cash from rising interest rates.  One of President Reagan’s (1981-1989) political challenges was combating the rampant inflation of the time. He entered office after record levels of inflation! Here are the inflation rates from 1975 to 1986:  YEAR AVERAGE INFLATION 1986   1.91%  1985   3.55%...

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The Best Investment to Keep Pace With Inflation, Guaranteed -Part 1

The Best Investment to Keep Pace With Inflation, Guaranteed -Part 1

By in Bond, Inflation, Investing, Reader Question | 5 comments

Keep Pace With Inflation With Best Investment for Inflation Protection  “Inflation is the one form of taxation that can be imposed without legislation.” Milton Friedman In recent year’s we’ve avoided the inflation monster. As Milton Friedman, the famous economist mentioned, inflation is just like a tax and makes everything you buy more expensive!  It’s painful when the soda 12 pack you bought last year for $4.50 costs $5.50 this year. That’s the sting of inflation. But there is a safe way for your money to keep pace with inflation. I originally wrote this post several years ago, certain that...

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How to Handle Inflation-Tips and Strategies

How to Handle Inflation-Tips and Strategies

By in Bond, Economics, Inflation, Investing, Stocks | 16 comments

“The Feds Big Worry is Inflation, Not Markets” writes Justin Lahart in a recent WSJ.com article.  After writing about inflation for 8 years, my predictions of rising inflation are coming true. Now is the time to learn how to handle inflation. Prices are inching up from recent years, although, nothing like the double digit inflation rates of the 1980’s. In 1980-1982 inflation rates were 13.5, 10.3 and 6.20% respectively. In contrast, the CPI rose 0.5% in January, 2018 and 2.1% over the last 12 months states the BLS.com. Now 2.1% inflation is still quite low, but fears abound that low...

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Why I Don’t Invest In Individual Stocks Anymore – Here’s a Better Way to Invest

Why I Don’t Invest In Individual Stocks Anymore – Here’s a Better Way to Invest

By in Asset Allocation, Bond, Investing, Mutual Funds, Stocks | 16 comments

I Don’t Invest in Individual Stocks Because I’m Smart and a Lazy Investor According to Warren Buffett, Chairman, Berkshire Hathaway:   “Most institutional and individual investors will find the best way to own common stock is through an index fund that charges minimal fees. Those following this path are sure to beat the net results [after fees and expenses] delivered by the great majority of investment professionals.” 1996- Shareholder Letter (sourced from IFA.com/quotes/) Over the past several years, I’ve gradually moved my family portfolio and my corporate portfolio away from individual stocks and into index mutual and exchange traded funds...

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8 Steps to Creating a Diversified Asset Classes Investment Portfolio

8 Steps to Creating a Diversified Asset Classes Investment Portfolio

By in Asset Allocation, Automatic Saving, Bond, Investing, Mutual Funds, Stocks, Video | 8 comments

Step 2: What are the Steps to Creating a Diversified Asset Classes Portfolio? In Part 1: “How to Build an Investment Asset Management Strategy”  you learned the best, research-supported, investing method and why to invest with index funds. Today you will learn the steps to take to create a diversified asset classes portfolio. Future investment articles continue with the how of implementing asset classes investing with index funds.  The great part about structuring a diversified index fund DIY portfoio is that once it’s complete, it requires minimal attention. Annual rebalancing and updating prices, dividends and capital gains and you’re...

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