Is Buy and Hold Finished? Read What Hulbert Says About Market Timing
Wall Street Journal, Mark Hulbert, and market timing investments.
The Top 7 Investing Mistakes to Avoid
The Top 7 Mistakes Investors Make Investing smartly can increase the likelihood of a prosperous and secure financial future. The problem? Many make costly investing mistakes — and often, repeat the same missteps, which prevents their wealth from growing as much as it could.
Investing Rule 1: Know Thyself
Yet, the anomaly rebuffs the efficient market theory and shows that small cap stocks and value stocks, over decades, tend to outperform the overall stock market.
Investing Analysis-Will Start-ups Save the Mall?
Current Investing Analysis What’s up With the Shopping Malls? I’ve been worried about the mall for a while now. Starting with the recession, housing bust, and mortgage meltdown in 2008-2009, the store vacancies in the local malls are growing. Even today, with a more prosperous economy, there are still vacancy pockets in the large and strip malls. And if shopping malls falter, so will investors. With the preponderance of available shopping venues, is the supply of bricks and mortar outlets out…
How to Measure Investment Risk & Protect Against it
Investing is Risky The Investments class I teach at a local university focuses on investing risk and return. We talk about the risk that you’ll lose money if you invest and your stock and bond funds decline in price. There’s also the risk that your purchasing power will erode from inflation. According to a recent Fortune-CNN article food prices increased 2.6% last year. Although, in my region, it seems as though the food increases were quite a bit more. Although the CPI (consumer price index)…
How to Invest and Get Rich (Slowly)
In talking with a book editor the other day, he explained to me that the best selling books were about trading options and market timing. He said, basic personal finance books were not selling well. I was so distressed with that information because basic and simple investing strategies lead to greater investment success than fancy market timing and trading strategies.
What Not to Do With an 401(k) Rollover
The 401(k) Saga-Don’t do This! Financial professionals frequently suggest rolling over your 401(k) into an IRA when you leave a job. The down side of leaving your retirement account with the old employer means you’re subject to their fee structure and investment options. If you rollover your 401(k) into an IRA-you gain control! Advantages of a 401(k) Rollover into an IRA You choose: Where to house your money. Already have an account with Schwab, Fidelity, Vanguard, ETrade or another discount …
Stop Tinkering With Your 401(k) to Keep Your Wealth
Keep Your Fingers Off the 401(k) Retirement accounts functioned very differently just a couple of decades ago. We had to mail in a deposit to our retirement accounts, or banks drafted deposits out of our bank accounts. To make a change in our asset allocation, we had to call a broker, and our broker had the option either to agree with us or try and talk us out of making a bad decision. Now, thanks to the internet, we can see our 401(k)s with the touch of a button. We can tweak and trade to ou…
Mindful Money
Financial Stability Through Mind Power Guest Contributor, Alexandra of Real Simple Finances.com Achieving financial stability and wealth takes dedication, a strong plan, and determination to stay out of debt. Overall, the secret to financial happiness is a strong mind game. With mindful money, you learn to incorporate the principle of mindfulness and being aware to how you handle your finances. Dedication and determination are created when something you are working on means a lot to you; ment…
Is a 7% Future Long Term Return Achievable?
Wise asset classes allocations boost long term returns. A 7% long term return is possible.