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Start-up-Can the marriage of start-ups and the mall save retail?

Investing Analysis-Will Start-ups Save the Mall?

Current Investing Analysis What’s up With the Shopping Malls? I’ve been worried about the mall for a while now. Starting with the recession, housing bust, and mortgage meltdown in 2008-2009, the store vacancies in the local malls are growing. Even today, with a more prosperous economy, there are still vacancy pockets in the large and strip malls. And if shopping malls falter, so will investors. With the preponderance of available shopping venues, is the supply of bricks and mortar outlets out…

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Investment risk-no risk-no reward. How to protect against investment risk.

How to Measure Investment Risk & Protect Against it

Investing is Risky The Investments class I teach at a local university focuses on investing risk and return. We talk about the risk that you’ll lose money if you invest and your stock and bond funds decline in price. There’s also the risk that your purchasing power will erode from inflation. According to a recent Fortune-CNN article food prices increased 2.6% last year. Although, in my region, it seems as though the food increases were quite a bit more. Although the CPI (consumer price index)…

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How to Invest and Get Rich Slowly

How to Invest and Get Rich (Slowly)

In talking with a book editor the other day, he explained to me that the best selling books were about trading options and market timing. He said, basic personal finance books were not selling well. I was so distressed with that information because basic and simple investing strategies lead to greater investment success than fancy market timing and trading strategies.

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401(k) Rollover-What not to do. Don't make this mistake.

What Not to Do With an 401(k) Rollover

The 401(k) Saga-Don’t do This! Financial professionals frequently suggest rolling over your 401(k) into an IRA when you leave a job. The down side of leaving your retirement account with the old employer means you’re subject to their fee structure and investment options. If you rollover your 401(k) into an IRA-you gain control! Advantages of a 401(k) Rollover into an IRA You choose: Where to house your money. Already have an account with Schwab, Fidelity, Vanguard, ETrade or another discount …

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401(k) #Retirement Advice-Stop Tinkering

Stop Tinkering With Your 401(k) to Keep Your Wealth

Keep Your Fingers Off the 401(k) Retirement accounts functioned very differently just a couple of decades ago. We had to mail in a deposit to our retirement accounts, or banks drafted deposits out of our bank accounts. To make a change in our asset allocation, we had to call a broker, and our broker had the option either to agree with us or try and talk us out of making a bad decision. Now, thanks to the internet, we can see our 401(k)s with the touch of a button. We can tweak and trade to ou…

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Become wealthier with mindful #money practices #mindfullness

Mindful Money

Financial Stability Through Mind Power Guest Contributor, Alexandra of Real Simple Finances.com Achieving financial stability and wealth takes dedication, a strong plan, and determination to stay out of debt. Overall, the secret to financial happiness is a strong mind game. With mindful money, you learn to incorporate the principle of mindfulness and being aware to how you handle your finances. Dedication and determination are created when something you are working on means a lot to you; ment…

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What to do with a pay raise? Turn your pay raise into thousands of dollars!

What to Do With a Pay Raise

Wages Finally Up-How to Supersize the Pay Raise After the 2008-2009 recession, it seemed like jobs and wages would never turn around. If you were lucky enough to have a job, then you were doing the work of two employees and afraid to ask for a raise. Working harder for the same money. And you wondered if this is the “new normal”. As this is not my first rodeo {I’ve been watching the economic markets for decades}, I knew eventually the deplorable job market would turn around. Wages are finally…

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secret to saving

The Saving Secret Worth $366,000

The I Hate to Save-Kick in the Butt Latest news just in from Sun Trust Bank Survey: “Many higher income households are living paycheck-to-paycheck” We are notoriously bad at imagining our future. In fact I remember playing with my Great Aunt as an 8 year old and thinking, “I’m never going to be this old, ever”. Then I remember thinking about how old I’d be when the new millennium came, and the same thought reoccurred, “I’ll never be that old”. This inability to image the future is a bit probl…

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