Search
SPY 25 year chart-what to do about a market drop? nothing

Why Is the Market Down? What to Do About a Market Drop

Learn What to Do About a Market Drop August 24, 2015 Friday was a wake-up call for investors who thought the markets only went up. It capped a week of pain and suffering across the major market indexes. In fact, this was the worst week for U.S. stocks in 4 years according to the August 22, 2015 Wall Street Journal headline article by E.S. Browning. With worries about China’s economy, Europe or specifically Greece still mired in debt, and lagging oil prices the markets are reacting. Here’s whe…

Read More »
Mike Piper-Oblivious Investor- Personal Finance Luminary Interview Series

Oblivious Investor-Mike Piper

Personal Finance Luminary-Interview with Mike Piper Website publisher, author, and investor, Mike Piper of Oblivious Investor, shares investing and entrepreneurial tips. Learn from Mike Piper’s wise investing wisdom and discipline. He offers a look into how he makes an online career.

Read More »
Use net present value to decide between a lump sum payment or an annuity.

MBA Class; Use Net Present Value to Make Investment Decisions

I’m in the midst of teaching a Corporate Finance class for MBA students at a local university. Some of the concepts, although rather complicated, have important real world applicability. One of those uber-important concepts is, NET PRESENT VALUE (NPV). It is a method to put a dollar amount on future cash payments. It’s great if you win the lottery and want to determine whether to choose the lump sum payment or monthly option. Or what if you or your folks want to determine the present value of…

Read More »
why delay social security benefits

Why Delay Social Security Benefits? To Boost Long-Term Wealth

Do you spend more time making money than you do managing the money that you already have? For those of us tiptoeing toward the Social Security (S.S.) deadline, did you know that by appropriately managing your benefits, you can earn tens of thousands more dollars or more in retirement? That’s right, managing when you and your partner take your Social Security benefits can be equivalent to giving yourself a juicy raise in your retirement paycheck.

Read More »
Avoid these top 7 investing mistakes

The Top 7 Investing Mistakes to Avoid

The Top 7 Mistakes Investors Make Investing smartly can increase the likelihood of a prosperous and secure financial future. The problem? Many make costly investing mistakes — and often, repeat the same missteps, which prevents their wealth from growing as much as it could.

Read More »
Start-up-Can the marriage of start-ups and the mall save retail?

Investing Analysis-Will Start-ups Save the Mall?

Current Investing Analysis What’s up With the Shopping Malls? I’ve been worried about the mall for a while now. Starting with the recession, housing bust, and mortgage meltdown in 2008-2009, the store vacancies in the local malls are growing. Even today, with a more prosperous economy, there are still vacancy pockets in the large and strip malls. And if shopping malls falter, so will investors. With the preponderance of available shopping venues, is the supply of bricks and mortar outlets out…

Read More »
Investment risk-no risk-no reward. How to protect against investment risk.

How to Measure Investment Risk & Protect Against it

Investing is Risky The Investments class I teach at a local university focuses on investing risk and return. We talk about the risk that you’ll lose money if you invest and your stock and bond funds decline in price. There’s also the risk that your purchasing power will erode from inflation. According to a recent Fortune-CNN article food prices increased 2.6% last year. Although, in my region, it seems as though the food increases were quite a bit more. Although the CPI (consumer price index)…

Read More »
How to Invest and Get Rich Slowly

How to Invest and Get Rich (Slowly)

In talking with a book editor the other day, he explained to me that the best selling books were about trading options and market timing. He said, basic personal finance books were not selling well. I was so distressed with that information because basic and simple investing strategies lead to greater investment success than fancy market timing and trading strategies.

Read More »