Personal Finance

Cheap 4th of July Fun-7 Great Ideas

Cheap 4th of July Fun-7 Great Ideas

By in Guest Post, Personal Finance, Saving, Tips | 0 comments

7 Ways to Enjoy the Fourth of July + Maybe Build Wealth By contributing columnist,  Alexandra Deluise The Fourth of July is one of the highlights of summer for me. The holiday almost always includes a cookout, fireworks, and time spent with family around a campfire with marshmallows. This year, July 4th is on a Monday. This means three full days of potential festivities and cheap 4th of July fun! However, getting crazy on this patriotic holiday can cost a lot if you are not careful. Save some money with these frugal tips for a fun-filled holiday weekend. 7...

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401k Myths Exposed-Don’t Get Fooled by the Hype When Planning for Retirement

401k Myths Exposed-Don’t Get Fooled by the Hype When Planning for Retirement

By in Money Management, Personal Finance, Retirement | 6 comments

6 Retirement Myths-Believe at Your Own Peril (reprinted with permission from Captain401.com) 401k Myth #1 – The 401k is the Best Place for All of My Retirement Savings Not necessarily. There are many different types of 401k plans and some are better than others. In general, you hope that your workplace 401k plan has low fee mutual funds along with low management expenses. It’s also desirable for your 401k to have a point person, or offer access to professional advice for your questions. If your 401k investment choices are filled with high fee, actively managed mutual funds, company stock,...

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5 Personal Finance Habits to Help You Achieve Financial Freedom

5 Personal Finance Habits to Help You Achieve Financial Freedom

By in Guest Post, Money Management, Personal Finance, Saving | 4 comments

Guest Contributor, Tina Roth Developing ‘good habits’ has become an industry. From Charles Duhigg of The Power of Habit to Gretchen Rubin’s, Better Than Before: What I Learned About Making and Breaking Habits–to Sleep More, Quit Sugar, Procrastinate Less, and Generally Build a Happier Life, creating good habits is important across the spectrum or our lives. This guest article will show you how a few simple habits, started early, can help you achieve financial freedom.   We don’t make our habits. Our habits make us. Getting rid of habits is a herculean task, or maybe it’s even more difficult because Hercules...

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Best Way to Play the Lottery (You’re Not Going to Like it)

Best Way to Play the Lottery (You’re Not Going to Like it)

By in Automatic Saving, Personal Finance, Saving, Tips | 48 comments

Playing the Lottery and Investing The best way to play the lottery is using another approach. After all, aren’t you playing the lottery to get rich? Here’s a way to get rich with a greater probability of success than playing the lottery. If you are a lottery player, I want to help you. If you put $50 per month in the lottery over 10 years, you will have spent $6,000. According to Tara Siegel Bernard in a recent NY Times article, “Win a Lottery? Not Much Chance Of That your chances of hitting the jackpot are 1 in 175 million....

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Young Finances LaTisha Styles-Personal Finance Luminary

Young Finances LaTisha Styles-Personal Finance Luminary

By in Personal Finance, Personal Finance Luminaries, Video | 0 comments

Video Interview With Young Finances LaTisha Styles “If I don’t have the cash, then I don’t buy” ~Young Finances LaTisha Styles Welcome to an inside look into some of the most important personal finance luminaries online. As one who’s curious about what makes someone tic, I decided to interview a few of the top financial online influencers. These substantial people educate and entertain others about money topics. From authors to podcasters to writers, these money mentors are working to raise the level of financial knowledge and education. Read more about Personal Finance Luminaries >>> Today’s Financial Luminary is a...

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8 Top Money Podcasts

8 Top Money Podcasts

By in Money Management, Personal Finance, Podcast | 2 comments

Top Money Podcasts  Podcasting is the new radio. Decades ago I searched the radio airwaves for money and investing shows. While working at San Diego State University in the 1990’s I hungrily consumed an investing show on my drive home from work. I wished there were more radio shows to listen to. At the time, I was young and hungry for personal finance and investing information. Today, the podcast waves are filled with money, investing, real estate and personal finance shows. Some offer guests, others are topic focused. There’s a wealth of great financial content. Today, I’ll highlight some...

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