Personal Finance

Rebalance Your Asset Allocation Guide

Rebalance Your Asset Allocation Guide

By in Advanced Investing, Asset Allocation, Bond, Investing, Mutual Funds, Personal Finance, Stocks | 13 comments

Earn More by Rebalancing Your Asset Allocation What if I said that you could earn an extra one quarter percent return on your portfolio every year by doing a simple task? A recent Wall Street Journal article reported that investors who regularly rebalance their investment portfolios increase their returns. It takes about an hour to rebalance your asset allocation and you will likely receive an added return every year. Although 0.25% isn’t huge, every bit of investment returns adds up. Another solid reason to rebalance is to minimize risk. Even the most aggressive investor would prefer less investment volatility.  Here’s a...

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Make 2017 the Year You Gain Control of Your Money – Women’s Money Week

Make 2017 the Year You Gain Control of Your Money – Women’s Money Week

By in Money Management, Personal Finance | 0 comments

Women’s Money Week 2017 – Launch Your Best Financial Year Ever – #WMWeek2017 I’m honored to be selected as one of the California ambassadors for this ambitious financial education program, Women’s Money Week 2017. And, I want to invite you to participate in Womens Money Week 2017 to enrich your financial life. Sign up to receive FREE Daily Action Kits and Event Tickets (click on link and then scroll down) Here’s Why You Should Check out Women’s Money Week 2017 Are you worried about money and don’t know where to turn? You are not alone! Most women feel the same...

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Ultimate End of Year Retirement Planning and Hot Links

Ultimate End of Year Retirement Planning and Hot Links

By in Links, Money Management, Personal Finance, Retirement | 0 comments

Ultimate End of Year Retirement Planning Dara Luber, senior manager of retirement at TD Ameritrade came out with a simple, actionable end of year retirement planning list. Although you’re probably managing multiple activities now, with school vacations and holiday planning, don’t forget yourself. By dedicating some time to end of year retirement planning, your future self will thank you. Give yourself a gift by taking a few moments to improve your financial retirement life for tomorrow. You still have a few weeks before January 1 to  boost your wealth building for tomorrow-today. Increase 401(k) contributions by just 1 percent: If your income goes...

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2016 Best Money and Investing Holiday Gifts

2016 Best Money and Investing Holiday Gifts

By in Personal Finance, Tips, Wealth | 0 comments

Top Money, Investing and Tech  Gifts-Inspired by Money Magazine I’ve subscribed to Money Magazine for decades, and I can’t cancel my subscription. And it’s not that I haven’t tried. Sure, I’ve let the subscription lapse for a few months over the years…. only to subscribe again, for that one or two great finance tip each month. This months best holiday money and investing gifts surprised me once again. You’d think a finance expert wouldn’t need the rudimentary Money Magazine advice. Yet, there’s always at least one nugget, that I hadn’t thought of, which makes the subscription worthwhile. For example, the December...

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How to Get Rich Without Winning the Lottery

How to Get Rich Without Winning the Lottery

By in Budget, Investing, Personal Finance | 5 comments

Wealth Building Road Map; How to Get Rich-Without Winning the Lottery I’m pained every time I stop by the neighborhood drug store and see the folks scratching off the lottery tickets. You’re as likely to get rich “investing” in lottery tickets as you are to get killed by lightning. How to Get Rich Without Winning the Lottery will lead you on a step by step path to become a millionaire. The book is filled with actionable tips to slash costs and ways to build wealth automatically.  Would you like a “get rich” approach without hyperbole? (Not a get rich quick scheme.)...

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Win Win Negotiation – How I made $500 in Ten Minutes

Win Win Negotiation – How I made $500 in Ten Minutes

By in Personal Finance, Saving, Tips | 3 comments

 “I’d like to add that negotiating is not something to be avoided or feared – it’s an everyday part of life.” ~Leigh Steinberg Win win negotiation means that both parties leave the negotiation happy. Of course, you want to get what you want, but the best negotiations leave with both parties feeling satisfied.  Win Win Negotiation in Everyday Life There is hardly a consumer situation I’ve encountered that wouldn’t benefit from a little negotiation. If you take the opportunity to negotiate-for a better price or an add-on service, you’ll bank more money over time. And each year, tack on...

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