True wealth includes financial security, and so much more. Learn how to obtain true wealth, including guidelines for financial success.

“Henceforth I ask not good fortune. I myself am good fortune.” Walt Whitman Walt Whitman would fit in well with the “simplicity-frugal movement” of today. And the famous Walden Pond, by Thoreau inspired me to appreciate the simplest pleasures in life. Both Whitman and Thoreau’s writing exude self possession, contentment, and the joy of living. This may sound a bit idealistic, but in the last reality, isn’t it really what most of us look for; wealth in life, not just money.

Sometimes trading a newer car makes sense. Read when to trade in a newer car and how to buy a newer car the right way.

Are you lost when it comes to managing your money? Do you wish there was someone to walk you through

Developing ‘good habits’ has become an industry. From Charles Duhigg of The Power of Habit to Gretchen Rubin’s, Better Than Before: What I Learned About Making and Breaking Habits–to Sleep More, Quit Sugar, Procrastinate Less, and Generally Build a Happier Life, creating good habits is important across the spectrum or our lives. This article will show you how to be financially successful with a few good financial habits. Simple financial success is not rocket science. Start early, start small…

Finance and investing success is for all, not just for a priviledged few who grew up in the “right” communities and went to the “best” schools. With the connectivity of the global community and the democratization of information, there still exists a divide between the “haves” and the “have nots.” One way to level the financial playing field is though education and mentoring. These outstanding people of color are teaching others smart money practices. To create financial success, learn the mo…

Unemployment is rising and interest rates are low. Seems like a good time to borrow money to help get through a rough patch, maybe. Smart borrowing can be part of an overall wise financial plan or a decision that will lead you down a path of financial ruin. Learn the pros and cons of borrowing money now, how to borrow money, whether this is a good time to refinance your mortgage and more.

Money Doesn’t Buy Happiness, But….. Money is  one of the most important commodities in the world. And rightly so. Unless you live off the grid, grow our own food and make what you need, then you need money to live.  When I was a teen, I used to berate my parents for their materialism and consumerism. Not a day went by when money wasn’t mentioned. As I grew up, I realized that while money doesn’t buy happiness, it’s extremely helpful in solving financial problems like:

The Concept of Time Value of Money is Important to Financial Decision Making Because … “A bird in the hand is worth two in the bush” This medieval proverb still holds true today. In modern terms, it’s better to have a certain payoff today than an uncertain one in the future. After all, who knows what the future holds? By understanding the importance of time value of money, you can find out how to hack the TVM concept for your own benefit.