Wealth

The Health Savings Account Guide + the Secret to its Wealth-Building Power

The Health Savings Account Guide + the Secret to its Wealth-Building Power

By in Wealth | 0 comments

The HSA Can Catapult Your Wealth Several years ago, I was floored when my health insurance premiums topped $500. Oh, for the good old days. Last year, I paid over $700 per month. Recently, I gingerly opened next year’s health insurance estimate to discover that in 2019, I’ll pay more than $800 per month. And my health insurance plan has a deductible of thousands of dollars. Which means that before the health insurance company pays a reasonable percent of my health care expenses, I shell out thousands of dollars. Here’s where the beauty of a Health Savings Account (HSA)...

Read More
What Credit Score do I Need to Buy a House?

What Credit Score do I Need to Buy a House?

By in Wealth | 0 comments

Buying a House? Improve Your Credit Score First There’s not an easy answer to the question, “What credit score do I need to buy a house?” To buy a house, you need to borrow money from a lender, and that lender wants to make sure that you’ll pay the money back in a timely manner. The lender will check out your credit score before deciding whether to lend you money to buy a house and also to decide what interest rate to charge.  When shopping for a mortgage, it’s all about the interest rate. Your mortgage interest rate determines...

Read More
Best Investing Reading, Learning + Listening – Free

Best Investing Reading, Learning + Listening – Free

By in Wealth | 0 comments

Spring is the perfect time to improve your financial health. Following is a list of learning opportunities for you to listen and learn about important finance and investing topics. From how to invest an inheritance to index funds and an invitation to a free “Wealth Warrior Summit” there’s an opportunity for everyone. First are several of my recent podcast appearances. Next, the free Wealth Warrior Summit is an opportunity to learn from various experts about how to build wealth. How to Invest an Inheritance – A Nine Step Guide By Ryan Hughes at Bull Oak Capital How to Invest...

Read More
Values and Money – Are Yours Money-Makers or Money-Losers?

Values and Money – Are Yours Money-Makers or Money-Losers?

By in Wealth | 0 comments

Values and Money Impact Whether You’ll be Wealthy or Not “Values are the principles that guide you through every day, every task, and every encounter with another human being; even if you are unaware of what those values are.” By Richard Bolles in What Color is Your Parachute? In another lifetime, when I worked as a career counselor, Bolles work influenced me in many ways. His wisdom far surpasses the career field and invades every aspect of life. Values and money are inextricably intertwined and can help you live a richer and happier life.  I wrote this article initially...

Read More
5 Things You Should Know Before Getting a Mortgage in Texas

5 Things You Should Know Before Getting a Mortgage in Texas

By in Wealth | 0 comments

Take These Steps Before You Buy a Home So you’re thinking of buying a home in Texas—congratulations! Between Texas mortgage payment calculators, reality agreements, and FICO scores, there is a host of information to process as you make your home ownership dreams a reality. Getting a mortgage in Texas is easy – if you follow these tips! Buying a house is an exciting and nerve-wracking time, but these 5 tips will take the mystery out of the Texas mortgage process. 1. Know Your Finances Before You Apply for a Mortgage in Texas Before you jump into a mortgage in...

Read More
Is Money the Only Measure of Success?

Is Money the Only Measure of Success?

By in Wealth | 0 comments

Financial Management and Success During this time of year, I tend to reflect upon my accomplishments and goals. I make note of what I did well and what I need to improve going forward. Last year was challenging. I lost my Mom after a six-month illness and struggled with sadness, loss and emptiness due to her passing. One-year later, I still feel her presence in my life every day. As the new year begins and I’m updating our personal portfolio and other investments that I manage, I wonder, “Is Money the Only Measure of Success?” After all, my Mom...

Read More