Advanced Investing

Speculative Investments – What Percent Should I Invest?

Speculative Investments – What Percent Should I Invest?

By in Advanced Investing, Stocks | 15 comments

Is Speculative Trading for You? With the popularity of bitcoin, cryptocurrency, crowdfunding and peer-to-peer lending, investing has gone from just stocks and bonds to vast investment choices. I’m a diehard conservative passive investor, with a diversified low fee index fund portfolio. Yet, despite my traditional investing approach, speculative investments, with their prospects of higher returns is alluring. I’ve been a recent guest on the Money Tree Podcast where we’ve covered pot and space investing, two speculative stock plays. And, I included a segment about investing in cryptocurrency in a recent US News and World Report investment article.  With the...

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How to Turn Freelance Income Into a Robust Passive Income Stream

How to Turn Freelance Income Into a Robust Passive Income Stream

By in Advanced Investing, Bond, Make Money, Mind and Money | 2 comments

3+ Ways Freelancers Can Earn Passive Income Are you a freelancer or solopreneur consultant? Do you worry that, when you’re not working, you don’t get paid? Find out how a freelancer can create a passive income stream for the future. A recent survey by the Freelancers Union found that 53 million Americans are now freelancers. In fact, one in three workers are freelancing. The difference between many freelancers/solopreneurs and salaried workers is that if you receive a salary and you want to take a break, grab a soda, take a quick walk to clear your head, you’re still getting paid....

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Should I Invest in an Opportunity Zone Fund?

Should I Invest in an Opportunity Zone Fund?

By in Advanced Investing, Investing, Mutual Funds | 1 comment

Opportunity Zone Fund Investing – Pros and Cons There are few things worse than earning a great deal of money in some sort of financial victory—a successful business, a jump in the stock market, or a profitable real estate deal—only to realize that a large chunk of your hard-earned money is going to be taken for capital gains taxes. Talk about a bummer. Financially-savvy investors will be on the lookout for ways to save money in taxes after large gains, and the Tax Cuts and Jobs Act of 2017 has given these investors a way to both save money...

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How to Choose Mutual Funds? Reader Question

How to Choose Mutual Funds? Reader Question

By in Advanced Investing, Asset Allocation, Bond, Investing, Mutual Funds, Reader Question | 11 comments

John, a loyal reader wants to know how to choose mutual funds. How to Choose Mutual Funds “I would like your opinion and advice on how I should allocate my investments and my daughter’s investments among mutual funds. Both our accounts are with Fidelity. I am 56 and plan to retire at 60. I have $400,000 in IRAs (Traditional and Roth). My daughter is 24 and has $65,000 in an individual acct and $50,000 in both Roth and rollover IRA. There are so many funds to choose from and I feel overwhelmed. Any suggestions would be helpful.” Too Much Fund...

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Are Bonds a Good Investment Now?

Are Bonds a Good Investment Now?

By in Advanced Investing, Asset Allocation, Bond, Investing, Reader Question | 15 comments

A reader wrote in and asked, “Why should I invest in bonds? After all, the yields are low and don’t bond values drop as interest rates rise?” I started investing in bonds in my mid 20’s and have enjoyed their dividends for years. When interest rates were high, I even received double digit bond interest (coupon) payments – can you believe that today? Understand the importance of bond investing. Learn why bonds remain a good investment today. Investing in Bonds for Beginners “Are bonds a good investment now?” is a great question. After all, bonds, typically offer lower returns...

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Investing in China – Ideas to Tap the Exploding Chinese Economy

Investing in China – Ideas to Tap the Exploding Chinese Economy

By in Advanced Investing, Guest Post, Investing, Mutual Funds, Stocks | 6 comments

Is Investing in China a Good Idea? By, Soumyadipta Basu You might think that with all of the tariff talk, investing in China is off the table. Not so, China is still a rapidly growing economy with more room for upward expansion.  Today China boasts 1.4 billion people. That’s equivalent to 18.5% of the world’s 7.6 billion people. From an agrarian predominantly population, in 2016 55% of the Chinese people lived in cities.  Read; International Stock Investing China’s urbanization is what has led to the country’s impressive economic growth over the past few decades. And China continues to urbanize.  It’s...

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