Cruise vacations seem like an affordable travel alternative. Check out what’s not covered in the cost before signing up for a cruise.

Save Money with a Budget Renovation Project We just bought a condo with a small yard (Actually, we bought it

BEST TIP: Look for coupon books everywhere to get deals on souvenirs, meals, attractions, and shows! Sign up for players cards (at customer service desks in each casino) for more comps and promotions. We got $40 free cash when we signed up at the Paris. That reduced our buffet charge for brunch from $65 down to $25 for the four of us.

This year’s getaway is to Vegas! We are taking our daughter and mom on a four day, three night trip. The room and airfare for the four of us is $1,100.00.

The car expenses were unplanned. Although we have an annual budget for car repairs, the unknown factor is when these repairs will occur. The same goes for travel. We can afford the furniture, or we wouldn’t have bought it. Dipped into the emergency fund this month!

Personally, I’m sick of the crap that’s filling my inbox telling me how to get wealthy. If the sender has not achieved financial independence, why should I listen to him or her?

Welcome to a new guest contributor, the Broke Bitch. She is a new college grad with a minimum wage job. Enjoy her irreverent tips for saving and spending. Caveat; Her ideas are her own and I bear no responsibility for their content!

There’s a plethora of writing about how more stuff leads to more work. Get something new, first figure out how it works, then maintain it, and finally, fix it when it breaks.