Home Ownership Today; To Buy or Not To Buy?

Folks today are presented with the best interest rate environment in over 50 years. That’s right, you can get a home loan for as little as 4%. Compare that with the late 1970’s when mortgage rates were upwards of 12%. With those historically low mortgage rates, shouldn’t everyone buy a home?

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TIME VERSUS MONEY

A quick google search, “time v money” turned up 6.3 BILLION results. Obviously, I’m not the only one thinking about this topic. In fact, it looks like billions of individuals are dealing with these same quandries.

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5 LESSONS LEARNED FROM MOVING

It’s finally over. We’re here. We’re (mostly) settled. A lot of folks have asked how it went, so I thought I would write a little bit about some of the things I learned from the move.

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Misery Loves Company

Actually, I am not miserable, nor do I have “real” problems, but only minor stresses and inconveniences accompanying our cross country move. We are officially “on the road” with no address and no final date of arrival in our new land.

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HOW TO CAPITALIZE ON THIS ECONOMY

Mortgage rates are lower than they’ve been in several generations. Compound that with the fall of home prices over the past several years and you have the PERFECT TIME TO INVEST IN REAL ESTATE! Mortgage rates have nowhere to go but up.

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HOME SALE UPDATE

We have the largest real estate brokerage company in the area with 50 agents. Usually at this time of year we have 15-20 homes that are under contract. Presently we have 3, all listed under $225,o00. I’ve never seen a market like this one before. We are actually getting a bit concerned.

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HOME BUYING ALERT

How much you pay for your home is significantly influenced by the mortgage rate. When shopping for a home, buyers typically look at the home prices. For example, your price range might be $200,000 to $225,000 (of course not in NYC or LA), but the cost to you actually varies depending on your financing options.

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5 REASONS WHY I'M HIRING A REALTOR

Even though my family was in the real estate business, I’ve bought and sold investment property and our own home many times, and my neighbor is going to sell his own home, we are using a real estate agent.

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