THE SECRET TO HANDLING AN UNEVEN CASH FLOW
Decades ago I sold real estate. A hallmark of a straight commission sales job is the uneven pay schedule. Some
WHAT IS AN EMERGENCY FUND?
The car expenses were unplanned. Although we have an annual budget for car repairs, the unknown factor is when these repairs will occur. The same goes for travel. We can afford the furniture, or we wouldn’t have bought it. Dipped into the emergency fund this month!

How to Retire Without Sacrificing Fun
When I was 12 years old, my family trekked out west to see the sights and visit our relatives, the Miller’s. The dad was a successful pediatrician and the mom was a nurse. It was so fun, the four kids were wild with the 2 year old jumping on the dining room table. (That never would have flown in my parent’s house.) To top it off, they lived near the sea. Through my 12 year old eyes this family seemed to have it all. Money, fun, and the sea. The Miller’s are now retired and struggling financia…
Can You Believe Internet Personal Finance Advice?
Personally, I’m sick of the crap that’s filling my inbox telling me how to get wealthy. If the sender has not achieved financial independence, why should I listen to him or her?
WHAT TYPES OF INSURANCE DO YOU NEED?
Insurance is an intangible that you buy and hope you never need. You buy it and see nothing tangible in exchange for your purchase. Not a fun or interesting purchase. In spite of the drawbacks, experience a catastrophe and if you are uninsured, your entire life can be ruined.
NEW MONEY SERIES FOR THE SERIOUSLY BROKE COLLEGE GRAD
Welcome to a new guest contributor, the Broke Bitch. She is a new college grad with a minimum wage job. Enjoy her irreverent tips for saving and spending. Caveat; Her ideas are her own and I bear no responsibility for their content!
9 RULES OF WEALTH YOU SHOULD HAVE LEARNED IN SCHOOL
You’ve heard it before, the millionaires are not the folks riding around in Cadillacs and Porches but are those living in the modest home driving an older car. Hallam’s path to millionaire status was peppered with a cheapskate lifestyle for many years. This guy rode his bike 70 miles per day to work through rain and sleet.
THE SECRETS OF WEALTH REVEALED BY BEST SELLING AUTHOR DR. CHARLES RICHARDS-Part 1
For those looking for direction to build life and wealth skills, go outside of your family of origin to get role models that engage and excite you. Find mentors that are achieving what you are aspiring to.
THE PSYCHOLOGY OF WEALTH by Charles Richards, Ph.D. & PRIZE
Wealth has less to do with money and more to do with personal responsibility, risk taking, achievement, and determination.