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What Are Smart Beta Funds and Should I Invest in a Smart Beta Strategy?

Posted by on 9:29 am in Advanced Investing, Investing, Mutual Funds | 0 comments

What Are Smart Beta Funds and Should I Invest in a Smart Beta Strategy?

Smart Beta Funds, Smart Beta Indices and Smart Beta Investment Strategies? By contributing columnist, Hank Coleman Finding a system that beats the stock market is akin to the search for the Holy Grail. It’s a glorious and righteous quest that has gone on for centuries and will continue to do so long after we’re all gone. That’s where smart beta funds and indices come in to play in the stock market. Smart beta funds look to tweak index fund investing to the next level by strategically weighting stocks inside the funds based on objective factors. And, typically robo-advisors choose the investments within the fund and manage its smart beta investment strategy based on a set of factors or criteria. What Is the Beta in Smart Beta? In stock market lingo, an investment’s beta measures its amount of volatility when compared to the market as a whole, typically the S&P 500...

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Should I Sell Stocks Now? What to do Now That Markets are Peaking

Posted by on 1:10 pm in Advanced Investing, Asset Allocation, Bond, Economics, Investing, Money Management | 15 comments

Should I Sell Stocks Now? What to do Now That Markets are Peaking

Are the Investment Markets Overvalued? Should I Sell Stocks Now? Should I Invest in Dividend Stocks Now? Is the Stock Market Overvalued Now? According to many stock market indicators the stock markets are expensive. After the nine year bull market, find out if you should sell stocks now. An easy way to check the stock market price tag is with the price earnings ratio (PE ratio), or the amount of money you must pay in relation to a corporations earnings. Higher PE ratios correlate with more expensive stock prices. The average PE ratio is 15.67 and the stock market PE ratio today is 24.69. That’s 57% overvalued, according to multpl.com. Eventually, the market will revert back to it’s historical averages, which means stock prices are likely to fall. “The market can remain irrational longer than you can remain solvent” ~John Maynard Keynes This timeless quote is a reminder that picking...

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29 Creative Ways To Make Money Fast – Unique Side-Hustle Gigs

Posted by on 2:42 pm in Make Money, Tips | 68 comments

29 Creative Ways To Make Money Fast – Unique Side-Hustle Gigs

New Creative Ways to Make Money Disclaimer; I thought I knew about all the creative ways to make money. After all, I’ve been in the “money business” for decades. … But I was wrong! Learn wealth building basics in a few hours here. I won 365 Ways to Make Money; Ideas for Quick $ Every Day of the Year by Kylie Ofiu a while ago and was inspired by all of the creative ways to  make money. We all have those points in time when you want to make some quick cash and this book inspired me to share some quick and creative ways to make money fast. If you’re tempted to borrow money, wait and try to make more money first. Chose one of these 30 creative ways to make money and get started today. How to Make Extra Money Fast 1. Paint numbers on trash cans (wheelie...

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How to Keep Your Finances Organized in 4 Steps

Posted by on 2:45 pm in Money Management, Personal Finance, Tips | 14 comments

How to Keep Your Finances Organized in 4 Steps

Please see affiliate disclosure below* Seems as if we’re all busier than ever. With family, work and household chores, there’s little time left to keep your finances organized. Yet, if you don’t organize your finances then you might end up with unpaid bills, spending more than you earn, big credit card balances and a hornets nest of problems come tax time. Whether your net worth is in the three, four, five, six or seven digits, you still need to create a system to keep your finances organized.  1. Categories to Keep Your Finances Organized  Before diving in with a plan, understand the components of your financial life: Budgeting – Formal or informal, you must make sure you have more money coming in than going out. Bill pay – Bill pay is the most frequent money task with most bills coming due monthly.  Saving – Saving should also be a regular financial...

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What Does Price Earnings Ratio Mean? Use the PE for Smart Investing

Posted by on 3:45 pm in Advanced Investing, Asset Allocation, Investing, Mutual Funds, Stocks | 2 comments

What Does Price Earnings Ratio Mean? Use the PE for Smart Investing

Understanding the PE Ratio Most investors are best suited to invest in a diversified portfolio of index funds in an asset allocation in line with their risk tolerance. The research is quite clear that it is exceedingly difficult to beat the overall stock market over time. That said, there are those who like to analyze individual stocks and attempt to beat the market. For those active investors, as well as those interested in understanding a bit more about investing, you’ll learn about how to use the PE ratio when investing.Read on to find out the answer to the question, “What does price earnings ratio mean?” Prognosticators predict the future direction of the stock markets. There is no proof that over time anyone has consistently done a good job at this forecasting. In most cases correct predictions could just as easily be attributed to luck and skill. The main problem...

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How Does Mark Cuban Invest?

Posted by on 3:04 pm in Investing, Personal Finance Luminaries | 2 comments

How Does Mark Cuban Invest?

How Does Wealthy Entrepreneur Mark Cuban Invest?  Contributing columnist, Timothy Gagnon Money Tips From a Great Businessman Mark Cuban, best known for his aggressive personality on ABC’s Shark Tank is a billionaire investor, entrepreneur, business owner, and NBA team owner. Mark Cuban’s business advice tends to be blunt and straight to the point. He doesn’t beat around the bush. Today we’re going to share his best money and investment advice so you can find out the answer to ‘How does Mark Cuban invest?’ Keep in mind there’s no guarantee you’ll see the same success as Mark Cuban if you follow his investment formula. Nevertheless, learning how to build your investments on a solid foundation based on smart money habits, along with market trends and data.  Mark Cuban on Savings If there’s one thing most investors agree on, it’s that everyone should focus on building a nest egg of funds. There’s no way to...

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Passive Income Investments – Fact or Fiction

Posted by on 12:38 pm in Bond, Investing, Make Money, Stocks | 17 comments

Passive Income Investments – Fact or Fiction

  “Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” Paul Samuelson Passive income investments are touted as a way to keep the money flowing without the work. In other words, with passive income streams your passive income investments are set up once to deliver regular cash flow. You’ll learn whether investing in real estate, stocks, and bonds are true passive income opportunities and ways to create that future income stream.  My Passive Income Investments History Is real estate a road to passive income? When I first started out, I bought a rundown piece of real estate, made some repairs, and rented out the property. With the help of my dad, I assessed the property to find out what needed repairing. Then I found workers, monitored them daily, found tenants, screened them, fix repairs when the tenants called,...

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Are 2017 Financial Forecasts For Real?

Posted by on 3:15 pm in Economics, Investing, Mind and Money, Wealth | 0 comments

Are 2017 Financial Forecasts For Real?

Financial Forecasts – Myth Or Reality? During a recent trip from San Francisco to Ohio, I spent several hours indulging in the Wall Street Journal, cover-to-cover. Fascinated by their second quarter Markets Review & Outlook Section on July 3, 2017, I fervently read the predictions made by pros compared with reality. Learn whether the financial forecasts hit the mark or veered off course. I assumed that at least one prediction for the markets for 2017 might have materialized. Yet, out of 8 economic predictions, ranging from U.S. stock indexes to inflation, the experts were all wrong. Here’s why it matters. The experts, those with schooling, experience and credibility share their financial predictions for the future. Next, regular folks go on to make economic, investing and financial decisions based on these predictions. Yet, what happens when most, if not all of the WSJ predictions don’t materialize? Click here to check out...

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29 Fun Ways to Make Money in the Summer

Posted by on 3:35 pm in Guest Post, Make Money, Tips | 6 comments

29 Fun Ways to Make Money in the Summer

*Please read affiliate disclosure below. Students, Teachers & Adults-Have Fun Making Money This Summer By staff columnist, Alexandra Deluise Making money in the summer time is always good – the days are longer, people seem to be in better moods, and there are some excellent seasonal places to apply for. Before signing yourself up for a seasonal restaurant job, though, try one of these 29 fun ways to make money this summer! Sell the fruits (or veggies!) of your labor. If you have a garden, you can make extra money by selling produce from your land. You can also get a head start on the market and sell seedlings for people to plant their own gardens. You can charge extra for organic produce and seedlings as well. Officiate weddings. Become a justice of the peace, and be a part of someone’s happiest memories. Bonus: you might get to stay for...

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3 Dividend Stocks to Own In Retirement

Posted by on 1:34 pm in Guest Post, Inflation, Investing, Retirement, Stocks | 1 comment

3 Dividend Stocks to Own In Retirement

Guest Contributor; Gaurav Sharma 3 Top Dividend Stocks for Retirement If there is and one priority for a retiree investor, it is income.  This can be achieved by owning the best dividend stocks within your investment portfolio.  Dividend stock investing actually has two potential benefits: An opportunity for capital appreciation. A steady or increasing cash flow. A dividend stock investor deploys capital into companies with juicy dividend payments. Depending upon when the dividends are paid, you earn regular cash payments deposited into your brokerage account. After purchasing the stock, there’s no additional work, making dividend investing perfect for retirees. The advantage of owning a dividend-paying stock is that there is no need to sell the shares in order to receive the dividend. of course, you can’t avoid the market or company risk which means the company stock value might go down, as well as up. Although any investment has...

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