woman invest and make money daily

How to Invest and Make Money Daily

How to Make Money Daily? Do this First

There are multiple ways to make money daily by investing your time and your money to make more money. Before investing to make money daily, there are a few things to do first.

If you don’t have much money to start, focus on growing your income through side hustles. Use the extra money to invest and make more money.

If you’re deep in high interest rate debt, prioritize paying off the liabilities fast.

If you lack an emergency fund, then bulk that up to at least three to six months of living expenses. As we’ve seen during the COVID pandemic, emergencies happen.

There are many ways to invest money and earn weekly, and even daily. We’ll cover how to invest time to make money and ways to invest money to make money.

What is Investing?

Most people think of the stock market when they think of investing. In this case, investing is the act of putting your money into a company — or buying a stock in the company — with the hope of earning back your initial investment and then some.

You can lose money in the stock market, of course, but wealthy individuals (think Warren Buffet!) say it’s one of the best investment opportunities despite the risk involved.

There are many other forms of investing, such as:

  • Purchasing real estate debt, bonds, or mutual funds
  • Day trading
  • Taking a chance on cryptocurrency
  • Putting your money into a high-yield savings account, money market, or Certificate of Deposit (CD)
  • Investing in a startup or starting your own business
  • And more!

Regardless of the method you use, investments work best if you can earn compound interest. Compounding is simple: it means that your interest earns interest. Compounding returns is among the best ways to make money daily in the stock market.

For example, say you make a one-time investment of $1,000 and you earn a return of 5% per year. You now have $1,050. The next year, you still earn 5% but this time it is 5% of $1,050. By the second year, your portfolio is worth $1,102.50. But, after 10 years, the initial investment of $1,000, earning a 5% annual return is worth $1,629. And after 20 years, that $1,000 is worth $2,653, with simply an annual return of 5%.

Compound returns are a proven way to invest once and make money daily.

invest and make money daily with compound returns
Invest and Make Money Daily with Compound Returns

Image source: https://www.calculator.net/future-value-calculator.html

While this seems like slow growth, imagine how quickly your $1,000 investment could grow if your investment (or ROI) were even larger, or if you regularly added to your initial $1,000.

Compound interest is beneficial because your investment will grow more quickly over time than it would otherwise.

How to Make Money Investing?

A prevalent myth about investing is that you need a lot of money to get started. There are many, many options available to those who want to know how to invest money to make money. Some of them require only a few dollars! These 5 low minimum robo-advisors require from $1 to $100 dollars to start and include Betterment and Sofi.

It’s important to remember, though, that truly passive income is rare. You usually need some form of oversight or money management to stay on-track and meet your personal finance goals, even with more traditionally hands-off investment strategies.

It’s also hard to make money fast, even in the stock market. A lot of investing options, from index funds to real estate investment, take time to be truly lucrative. Investing is a waiting game, and anyone who promises otherwise should be regarded as suspicious at best.

Those who make enormous returns quickly, like with speculative stock day trading, are usually just as likely to see those returns evaporate just as fast.

1. Dividend Investing

Dividend reinvesting is a way to invest and make money on those investments through your earnings. Through this investment strategy, investors purchase dividend paying stocks. Dividend stocks can pay cash directly to the investor. However, through a dividend reinvestment plan the investor uses the dividends to buy stocks and increase the size of their investment portfolio.

This is the epitome of using your money to invest and make money over and over again!

An easy way to get started is to choose a dividend ETF like Vanguard Dividend Appreciation ETF (VIG) or a pre-made investment portfolio (pie) made up of globally diversified dividend paying companies. MI Finance premade portfolios offers 6 income earners portfolios including a global dividend portfolio (I own this one).

2, Real Estate Investment Trust

Real Estate Investment Trusts (REITs) are a great way to start investing. REITs come in many varieties and are companies that own or provide financing to various types of income-producing real estate, according to the REIT website, Nareit. The beauty of REITs are that they are required to pay out roughly 90% of their income in cash dividends, creating an income stream or way to invest and make money daily.

Many investors want to get involved in real estate investing because the payout can be great. Many people claim real estate investment was their ticket to financial freedom! However, the risk and initial outlay is high when purchasing properties yourself.

Rather than sinking your emergency fund into a fixer-upper, real estate investment platforms like Fundrise, DiversyFund, or Groundfloor give investors an opportunity to make small and often short-term loans to buyers.

3. Trade Commodities

Trading physical commodities is also an option for investors. Prices for commodities are impacted by supply and demand, so a good understanding of the current economy (and a solid prediction of future needs!) is important here.

Active trading or buying and selling commodities like wheat, metals, energy and agriculture can be accomplished with futures contracts, stock trading, or funds. This way to make money daily online requires education and practice. The best way to get started is with a paper account, where you can learn to trade, without risking real money.

4. Fractional Shares

If you want to learn how to invest and make money daily, you might be surprised to see how effective even a small investment can be.

Shares in some big name companies, like Apple or Amazon, are really expensive. When you purchase a fractional share in a company you’re still getting the benefit of that investment, but paying a lot less. Some fractionally shares can even be purchased for pennies! For small investors, many companies allow you to buy fractional shares of stock with small amounts of money, like Sofi active investing and stock slices from Schwab.

Through this method you can invest money online and earn daily through compounding returns, just like the regular stock market.

5. Spare Change Apps

Acorns is only one spare change app designed to make investing more accessible and affordable to the everyday person.

This small-scale robo-advisor invests the leftover change from your everyday purchases into fractional shares. You’d be surprised how quickly your account can grow!

6. Bonds

When you purchase a bond, you are lending money to an entity. The bond is that entity’s promise to repay your investment, with interest, over a certain number of years. Bonds are a fairly low-stakes investment option, which makes them a good addition to any portfolio. However, bonds tend not to earn as much as investments in other riskier ventures (think index funds).

The best way for small investors to buy bonds is via exchange traded bond funds. Although you might not invest and make money daily, as the funds typically pay interest monthly, you will likely grow your original investment.

7. Day Trading

While there are many robo-advisors on the market that can help both beginning and seasoned investors create strong stock investment portfolios, some investors might choose a much riskier option: day trading.

Traditional stock market investments are best over time. Investors purchase a stock and hold on to it for a while — sometimes for years! — and ride out any ebbs and flows until eventually selling for a profit. Day trades, on the other hand, are just what they sound like: you purchase a stock early in the day with the intent to sell it later on after it has rapidly increased in value.

There is a great deal of risk involved for a day trader because no one can consistently, accurately predict the market. Those who do well tend to be in-tune with events that might cause slight price changes within the market. They also risk major losses if a purchase goes awry.

8. Savings Accounts or CDs

Fortunately, there are a few ways you can use investing to earn money that don’t involve the stock market. If the riskier options aren’t the right fit for you, there are some lower risk investment options to help you earn extra cash.

One option is a high interest savings account, which tends to pay a higher interest rate than other bank account options. Traditional savings accounts can help you save money and pay a small amount of interest, your financial portfolio won’t grow quite as quickly as it does after you start investing.

A traditional savings account or money market account will have compound interest as well, though the growth tends to be slower since interest rates are much lower.

In addition, you might be able to secure a checking account that earns interest if you meet some minimum requirements.

While savings accounts typically offer an interest rate that fluctuates with the market. That means that while you can sometimes score a great rate, it could drop abruptly the next week. If you’re looking for a fixed interest rate, you might consider a CD. CDs are almost illiquid. Many do allow early withdrawals for true emergencies, though the penalty can be steep so if you’re planning on investing money in a CD you should be prepared to stay in it for the long haul.

9. Invest in Yourself

Another option is to invest in yourself by putting in the money to get your dream business off the ground.

Online businesses are a great option here. For example, you might want to start making money by writing online or managing someone’s social media presence. The investment to get your professional website off the ground will go a long way toward attracting clients.

You might also invest in yourself by purchasing tools that will help you with a brick and mortar business. If you dream about making money baking cakes, grooming dogs, or offering interior design consultations, a solid investment strategy might be all you need.

Alternately, you might invest time in some online courses for professional development so you can earn a raise at your 9-5. Some companies have certificate courses or other programs that you can take advantage of. Others might pay for further education if you maintain a high GPA or promise to remain at the company for a certain number of years.

Even if these are not options for you, increasing your marketability through further education or learning a new skill is usually a solid investment. If you plan on taking out student loans, however, be sure to measuring the cost against your potential return on investment.

A Note on Capital Gains

Whenever you sell an investment that has grown in value you have earned capital gains. You’ll want to earn money on your investments, of course, but capital gains are sometimes subjected to capital gains taxes.

Some robo-advisors are programmed to help you avoid large capital gains taxes through a process called tax-loss harvesting. Tax-loss harvesting is when you strategically sell off investments at a loss (“capital loss”) so that you are taxed less on your capital gains.

Ways to Invest Money to Make Money | Summary

In brief, there are a few tried-and-true methods for investing:

  1. Open a brokerage account to purchase financial assets like stocks, bonds, index funds, or real estate funds (REITs)
  2. Crowdfunding
  3. Starting or buying an online business
  4. Buying real estate, either through crowdfunding to purchase real estate debt or buying and managing or flipping physical properties
  5. Investing time or money in yourself
  6. Starting a side hustle
  7. Regularly completing gig jobs.

30 Ways to Invest Money to Make Money

Whether you have a few dollars or a few thousand, there is a way for you to invest and make money. Even if you’re cash poor, investing time can be a way to earn more.

The Stock Market

  • Individual stocks
  • Fractional shares
  • Index fund
  • Dividend paying stocks

Low-Risk Financial Assets

  • Bonds
  • Certificates of Deposit
  • High-yield savings account
  • Short term, fixed income funds
  • Cash

High Risk/Speculative

  • Cryptocurrency, like Bitcoin
  • Day trading


  • Purchase real estate debt
  • Help support a startup
  • Fund a friend or family member’s business

Online Businesses

  • Start a blog
  • Sell things online through Etsy, Amazon FBA, or your own website
  • Manage a business’ social media presence
  • Sell curricula or courses on Udemy, Teachers Pay Teachers, or Outschool

Small But Impactful

  • Micro or spare change investing apps
  • Change your direct deposit so some of your paycheck goes directly into a high-yield savings account
  • Increase your 401(k) contribution


  • Pursue a new degree or certificate
  • Invest in a resume writing service to help you secure a new job
  • Hire a consultant to help you grow your business
  • Buy a course to learn a skill

Side Hustles

  • Drive for Uber, Lyft, or DoorDash
  • Sign up for TaskRabbit
  • Open an in-home dog boarding business
  • Flip furniture, clothing, or houses
  • Buy a rental property


How can I turn $100 into $1,000?

Time and compound returns are the best ways to turn $100 into $1,000. If your investments earn 10% per year, $100 will be worth $1,000 in 24 years. If you’re lucky you could turn $100 into $1,000 investing in cryptocurrency or other speculative investments more quickly. You could also lose it all.

How much money do I need to invest to make $3,000 a month?

The answer depends upon the annual return that you receive. If you earn an average 10% per year, you’ll need $360,000. If you earn a more reasonable 7% per year, with diversified stock and bond investments you’d need roughly $514,000 to earn $3,000 per month.

What can I invest in to make money fast?

Some investment options do offer a fairly quick turnaround time for those who have enough money. There are some online platforms that specialize in real estate investments and have shorter investment periods. Groundfloor, for example, has 30- or 90-day loans for investors who want a quick turnaround time.

There’s no such thing as free money, though, so be careful. Losing money to a “get rich quick” schemes is heartbreaking. Even if you carefully vet an investment option, anything that promises a quick payment can be extremely volatile.

How to Invest and Make Money Daily — For Real

There are many investment options available regardless of how much time and money you have available to invest. The best investment opportunity is the one that matches your risk tolerance, gives you the best chance to meet your investment timeline, and is feasible for your unique situation.

One of the biggest secrets to earning real money is to have multiple income streams. Regardless of what investment strategy you choose, try to couple it with more than one option for best results. For example:

  • Drive for Uber and invest your tips into the stock market while simultaneously earning a certificate so you can get a raise at your day job.
  • Max out your 401(k) at your 9-5 while building your online business.
  • Stretch outside of your comfort zone by adding some speculative investments, like cryptocurrency, to your investment portfolio.

The old adage is true: it takes money to make money. When you invest money to make money, you have real potential to make money daily and grow your net worth.

Net Present Value – Advantages and Disadvantages

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How to Save for Retirement at 30 and BEcome a Millionaire

How to Choose Mutual Funds

Mutual Funds vs Exchange Traded Funds – Which is Best for You

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