Insurance

Term Insurance: Not Always the Right Answer

By in Automatic Saving, Guest Post, Insurance, Investing, Reader Question | 13 comments

Your Investing Questions Answered #5 Jeff from Good Financial Cents asks, “When is whole life insurance a good investment for someone?” Response by Guest Contributor, Ben Luthi of The Wealth Gospel In the personal finance world, it is hard to find neutral ground when it comes to life insurance. On one hand, there are some heavyweights who are violently...

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SHOULD I TRADE IN MY CAR?

By in Debt, Insurance, Saving, Wealth | 24 comments

DOES DRIVING A NEW CAR PREVENT GETTING RICH? One of the  most popular articles on this website is How Trading in a Car Every 2 Years Makes Good Financial Sense. It’s ironic that this is such a popular article, as my husband’s “new” car is a 2003 with 90,000 miles on it. My car has almost 120,000 and is still in great condition. That article...

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I'M THINKING ABOUT LYING ON MY LIFE INSURANCE APPLICATION-DON'T DO IT!

By in Insurance | 6 comments

Consequences of Lying on Your Life Insurance Application Of course, many of you understand the impulse to tell a little white lie on a life insurance application—or any insurance application for that matter. It’s right there and it’s so easy to check the “I’m Not a Smoker” box, or the “I Have No Previous Medical History” box and potentially save hundreds of dollars...

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SHOULD I LEASE A CAR?

By in Debt, Insurance, Saving, Tips | 5 comments

Buy or Lease a Car; The Decision is Personal Have you been considering leasing a car? The pitches are compelling. There have been advertisements for leases under $150 per month. Sounds like a great deal doesn’t it? Not so fast, there’s more to leasing a car than meets the eye. The January/February 2013 issue of Money Magazine highlights “5 Things to Know About Car...

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