Disability statistics and why you must get disability/loss of income insurance.
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Those with dependents need life insurance. Don’t combine investing and insurance. Skip the universal life insurance.
Learn auto insurance basics; dedictibles, premiums, coverages and what it all means. Tips for cheap autoo insurance.
Do you need financial professional for wealth building? Question, research, investigate financial planner.
Preparation leads to wealth in money and life. Get insurance, get supplies, invest in a retirement account. Life is unpredictable, be prepared.
It’s tough for same sex couples trying to make it financially. Without the legal benefits of heterosexual couples simple matters such as medical benefits and estate planning become a conundrum for same sex couples
Life insurance is money that someone else gets when you die. Life insurance is for others, it’s not for you. After all, you will be dead when the insurance pays out!
Insurance is an intangible that you buy and hope you never need. You buy it and see nothing tangible in exchange for your purchase. Not a fun or interesting purchase.
In spite of the drawbacks, experience a catastrophe and if you are uninsured, your entire life can be ruined.
As a personal finance expert, I look for ways to cut costs which will not impact my lifestyle. Here are some insurance basics that will lower your premiums.
Look for Barbara's upcoming book, "Personal Finance: An Encyclopedia of Modern Money Management"
(Greenwood, an imprint of ABC-CLIO, 2014)
Copyright © 2013 Barbara Friedberg Personal Finance
