By in Make Money, Tips | 29 comments

 Make More Money and Don’t Spend it – Tips to Increase Your Income

Ever since my first lemonade stand in elementary school, I’ve been an entrepreneur.

6 Tips to Increase Your Income (#6 is easy)

At age 16, I replied to a published job announcement and started my door to door Avon sales business. In college I made “hippie” shirts and sold them to my friends. While working as a business intern in Spain, I gave English lessons on the side. I enjoyed my stint selling real estate, as my compensation was directly tied to my effort. After obtaining my first Masters degree in counseling and while employed at San Diego State University, I had a side career counseling practice to help offset my husbands huge graduate school tuition bills. I’ve held garage sales and sold stuff on Craigslist. Embedded in my DNA are ways to increase income. Tips to increase your income are only limited by your imagination. 

Women are particularly suited to increase their income. Yes, I know we make less than men per hour, but do not let that stop you from increasing your income. As moms, students, and employees, we are adept at going from one task to another. How many women have fed a baby while checking their email? Earning more money is a mindset. There are money making opportunities wherever you look, if you want to trade time for money, make it a priority. Keep a list of tips to increase your income and schedule a few hours to get started.

Actions Determine Priorities

We are all dealt our own individual hands. Some have more money to start than others. Opportunities are more available for others. There are those who are more beautiful and smarter than the rest. Don’t worry about where you begin or what you cannot change. Spend your time and effort on what you can control. Say no to people and activities that do not move you forward. If you want to increase your income, take action! Create a money making plan and stick with it. Don’t expect money to roll in immediately, but over time, if you commit to increasing your income, you can make it a reality. Start now with these tips to increase your income.

6 Tips to Increase Your Income

1. Ask for a Raise

If you have a job, are a valued employee, and help your company reach its financial goals, ask for a raise. The economy is improving making it a great time to participate in your company’s growth. How to ask for a raise? Never say, “I need the money”. Who doesn’t? Schedule the meeting at a “low stress” time in the day and week. List how you help the company meet its goals and how your individual contributions contribute to the collective progress of the company. Consider how you interview for a job, and translate those type of accomplishment oriented selling strategies to your pitch. Don’t stop if the answer is no. Ask to revisit the discussion in three months.

2. Start a Side Business

What skills do you have that others need or want? Are you a teacher? Mow lawns or paint in the summer and over breaks. If you have older children, enlist them in your money making scheme. Are you a whiz at selling on eBay? Offer to sell other peoples stuff on eBay or Craigslist for a commission. Is your skill writing and editing? Promote your proofreading and editing expertise. Do you have a particular in demand skill or subject knowledge? Offer tutoring or teach a class. Everyone has some particular skill; sell yours. Elance, Upwork and newer entrant xplace.com offer a forum for freelancers to market their skills.

3. Sell Your Stuff

If you’re like most individuals in the USA, UK, Australia, Europe and the rest of the developed world, you have too much stuff. Hold a garage sale or market your unwanted stuff on eBay and Craigslist. There are many guides and tutorials online to help you get started. My neighbors held garage sales twice a year, and with three girls, had lots of stuff to get rid of. They make extra cash to fund an annual vacation.

4. Open a Flea Market Business

Passionate about antiques? Love electronics? Visit garage sales, search online, and collect goods. Resell them at a flea market.   This is another money maker in which the whole family can participate. Make it an adventure to hunt for goods to resell. Buy inventory at the dollar store and mark up fifty percent. If you like shopping and selling, this is a fun money making strategy.

5. Open a Dirty Business

There are certain tasks that people hate to do; clean out the garage, clean out the gutters, wash their car, clean out the attic, apartment move out cleaning etc. These types of jobs command high compensation because they are unpleasant. Advertise with flyers in proximate neighborhoods and on Craigslist or other online bulletin boards. Take a personal inventory and figure out what strategy suits you. Be prepared to put in time and effort. Expect disappointments and set backs. If one strategy doesn’t work, try something else. 

6. Use your Down Time to Increase Your Income

How much time do you spend of Facebook, Instagram, or surfing the net. What if I told you that you could get paid for watching videos and surfing the net? Sign up for these 2 websites and you can turn your potentially wasted internet time into dollars.

Get paid when you do stuff online with Swagbucks. My readers love to watch videos, take surveys, play games, and earn free stuff just by hanging out online. And for a limited time you get a free $5.00 sign up bonus!

Be surveyed. Marketers are clamoring for your opinion. My favorite place for online surveys is InboxDollars. There’s even a $5.00 sign up bonus now. Sign up here and start earning while you’re watching tv.  

How do you made extra money?

A version of this article was previously published.


  1. It is amazing how many people don’t ask for a raise and then get all cranky that their coworkers out earn them.

    I have never been shy about asking for more money. Sometimes it works, sometimes it doesn’t. One thing is for sure though – If you don’t ask, you won’t get.

  2. I’ve been working on starting multiple side businesses. Loving it and I’m having fun.


    March 4, 2013

  3. “As moms, students, and employees, we are adept at going from one task to another. How many women have fed a baby while checking their email? Earning more money is a mindset.” Great point Barb! I see this mindset in my wife as well and I think a lot of it comes down to the many things that women tend to juggle. I try to check my email while tending to one of the kids and it just won’t happen. 🙂 We’ve done many of these things and at the end of the day all you need is a little creativity and willingness to act.

    John S @ Frugal Rules

    March 4, 2013

  4. I can relate to your early Avon experience because I was a Fuller Brush dealer at 17 years old. I think it helped me overcome shyness and open the possibilities of earnings based on effort. It was a game changer! I grew up with a woman (my mother) who never understood no or you could not succeed because you were a woman. Great points!


    March 4, 2013

  5. @Glen, Those who are assertive and go after what they want, again and again, have a greater liklihood of getting it.
    @Michele- Congratulations, it’s great to get a payoff for the extra effort.
    @John-If you think about and work towards a goal, no matter how cliche, you have a possibility of success, if you don’t put in effort, you definitely will not meet your goal.
    @Krantc-Yes, both my parents were very action oriented, and my dad didn’t see boundaries for women!


    March 4, 2013

  6. Hi Barb,

    I so agree with you that earning more money is a matter of having the right mindset, being open to the opportunities in front of us and making them a priority. I’ve found that when I’ve been hungry for change, it is easier for me to become resourceful with my skills, talents, and experiences. When life feels too cushy, I go too easy on myself and I’m not willing to push myself to make it happen. I love your list of ways to increase income! Thanks for sharing it!

    Heather Stephens

    March 4, 2013

  7. Thanks for the great ideas Barb. I especially love the new side business. We all have at least 2 or 3 in us!

    Camille Gaines

    March 4, 2013

  8. All great points! I especially like #2 start a side business. Everyone is good at or has a passion for something! All they have to do is leverage that into a side hustle.

  9. My post today touched on the idea of money opportunities being there if you’re willing to look and work hard…love this!

    The Happy Homeowner

    March 5, 2013

  10. @Heather-My “psychologist” husband always says “Being comfortable is over rated.” 🙂
    @Camille and Brick by Brick- So true. I still can’t believe how much I paid a guy with a pick up to haul away some junk. Great side business!
    @Happy- Effort is never over rated!


    March 5, 2013

  11. Knowing how to effectively sell your stuff is a great skill to have. I don’t often sell on eBay, but I’m glad I know how. Yesterday I listed an unused electronic item we had laying around and it’s already up to $71 with six days of bidding to go.

    Great list, Barb.

    Julie @ The Family CEO

    March 5, 2013

  12. @Julie, We have sold lots of stuff, usually on Craigs list and you never know how much you may earn!!!

    Barbara Friedberg

    March 5, 2013

  13. Agree on each of these, and particularly like #2 and #5. One of those businesses from #5 can be a side business, and people can make decent income in that way. People can pay big bucks, relatively speaking, to outsource things they don’t want to do or have time to do.


    March 5, 2013

  14. Great ideas! I think the key is definitely not to just sit back and complain about no money. We need to get creative, and many of these take action.

  15. @Squirrelers-I choose to outsource a lot of things which are not cost effective to perform; some website tasks, house cleaning, some home repairs and maintenance etc. Great business opportunities for others 🙂
    @Jules_ACtion is one of the best keys to success!!! I have a mindset that the more scary an activity is, the more I need to force myself to dive in!


    March 6, 2013

  16. Making more money – increasing your income – is an important part of being balanced in your financial life. It’s not all about spending less. Great tips!

    CT - Cashtastrophe

    March 7, 2013

  17. @CT-Well put. You can only cut back so much.


    March 7, 2013

  18. Another tip I’d give is Network with as many people as possible. It’s not what you know but who you know at the end of the day!

    Will Van Hartog

    March 8, 2013

    • @Will-Thank you for mentioning that tip. I completely agree!! TEll everyone you know that you’re looking to boost your income.


      March 10, 2013

  19. 6. I would have to say spend less. It’s not really making more more, but the opposite is making money is spending it wisely. By saving money, buying less coffee, or eating out less often, you can use that extra cash to invest into something else.

    Pat Drummond

    March 22, 2013

    • “Earning more money is a mindset. There are money making opportunities wherever you look, if you want to trade time for money, make it a priority”.
      This is really really really really true!


      November 24, 2016

  20. Like Pat said, I think #6 should be spending less each month. A penny saved is a penny earned after all. So anything you can do to save and scrimp will help you in your financial life. If you combine saving money off your monthly bills with increasing your income you have a killer combo.


    May 14, 2013

  21. @Pat, Sometimes it’s a lot easier to spend less than to make more.
    @Potato Agreed, in fact just a few tweaks by cutting back a bit and earning a bit more…. invest the difference and your on your way to building wealth.


    May 15, 2013

  22. the best way to increase your income is be :
    1- a smart beggar always pretend to be poor and in debt and ask for other peoples money .
    2- be your boss’s best dog , and shake your tail well , you are supposed to be a spy or a slave no problem as long as your boss is satisfied by you
    3- if you have husband/wife then try to take all his/her money for yourself otherwise no love no nice life .
    4- have no morals : steal if you can , smuggle , cheat , … and etc
    best wishes

    Ned Hubbord

    May 27, 2013

  23. Asking for raise is great advice. What should everybody know: If you don’t ask nobody will”!”.
    Just would like to add on this:
    – Never tell this guy have bigger salary because that always provoke your bosses
    – Rather tell I have done this for company: 1……..,2…..,3…….,4…….,5…….,
    – If your boss offers you year bonus instead salary raise, think twice before you reject( in lot of cases those bonuses can be much higher raise than initial raise you asked)

    Tod Gamboa

    February 5, 2016

    • Tod, I can’t stress how important it is to gently ‘self-promote’ your own accomplishments and how you’re added value to the company!

      Barbara Friedberg

      February 7, 2016

  24. Gotta get that income up! I love starting low-cost businesses and then funneling that income either a) back into the business or b) into my investments. If you start a legit, sellable business you can take advantage of the industry multiplier too. In med tech it’s 10, so every $1 that you make in profit annually is worth $10 to you when you sell the business.

    James Pollard

    February 6, 2016

    • James, Ten to one is a nice return? How does that work? Tell us about your experiences with starting and selling business. I know my readers would love to learn about it.

      Barbara Friedberg

      February 7, 2016

  25. Every time I read your blog Barbara somehow you manage to surprise me. You are so stubborn trough your life. From every situation you make profit, that is absolute amazing. I can’t believe! When I was on college I was only interested in studies, girls and parties. I also went to Spain, but not to work.
    Thanks for inspiring me!


    February 8, 2016

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