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hsa bank woman review

How a Health Savings Account Leads to Health and Wealth

Why Contribute to a Health Savings Account? A health savings account may be the best kept investing and health-related secret. Yes, you may use your HSA account for medical expenses. However, if used strategically, this account can also grow your wealth—tax free—and/or lower your taxes as you contribute. Plus, an HSA has magnificent investment potential. How do HSA’s Work? To take advantage of the power of an HSA, decide if you’re eligible to open an HSA. Next, learn the contribution limits a…

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jerome powell

Investing & the Fed: How Will my Investments be Impacted?

The Fed and My Investments-Will They Go Up or Down? Whispers abound that the Fed intends to lower interest rates. Even a hint of declining interest rates can cause the stock market to rise. Learn about how interest rate movements can impact your investments. Investing is both science and art. One can do everything right and still watch their investments fall. That is because as much as we might  believe to the contrary, investors are not completely rational. Read any behavioral finance book a…

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Why to schedule and investing premortem

Use the Premortem to Prevent Investing Mistakes

Do a Premortem to Avoid the ‘Buy High – Sell Low’ Problem We’ve all heard the old adage: Buy low – sell high But how many investors actually follow this ‘best investing practice’? Turns out, there are reams of data about how investors consistently make this big investing mistake; buy high and sell low. You’ll learn about how this happens, and how to counteract this wealth reducing investing strategy.

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opportunity zone fund investing -pros and cons

Should I Invest in an Opportunity Zone Fund?

Opportunity Zone Fund Investing – Pros and Cons There are few things worse than earning a great deal of money in some sort of financial victory—a successful business, a jump in the stock market, or a profitable real estate deal—only to realize that a large chunk of your hard-earned money is going to be taken for capital gains taxes. Talk about a bummer. Financially-savvy investors will be on the lookout for ways to save money in taxes after large gains, and the Tax Cuts and Jobs Act of 2017 h…

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Find out whether bonds are a good investment now.

Are Bonds a Good Investment Now?

A reader wrote in and asked, “Why should I invest in bonds? After all, the yields are low and don’t bond values drop as interest rates rise?” I started investing in bonds in my mid 20’s and have enjoyed their dividends for years. When interest rates were high, I even received double digit bond interest (coupon) payments – can you believe that today? Understand the importance of bond investing. Learn why bonds remain a good investment today.

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Personal Capital can Simplify Your Investing

If You’re an Investor – Personal Capital Will Organize Your Finances (For Free)

Personal Capital Will Simplify Your Investing Everything You Need to Know About Personal Capital You must sign up for Personal Capital because of the free Personal Capital Dashboard!  You may have seen the Personal Capital TV commercials. If they didn’t draw you in, then learn why this robo-advisor or automated investment advisor is a required tool for anyone who wants to maximize their wealth. This Personal Capital Review is a deep dive into their platform to see how it works and if it’s the…

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invest-in-china

Investing in China – Ideas to Tap the Exploding Chinese Economy

Is Investing in China a Good Idea? By, Soumyadipta Basu You might think that with all of the tariff talk, investing in China is off the table. Not so, China is still a rapidly growing economy with more room for upward expansion.  Today China boasts 1.4 billion people. That’s equivalent to 18.5% of the world’s 7.6 billion people. From an agrarian predominantly population, in 2016 55% of the Chinese people lived in cities.  China’s urbanization is what has led to the country’s impressive econom…

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Warren Buffett'

Warren Buffett’s Advice to His Heir’s is Wrong

Warren Buffett’s Advice to His Heirs Here’s Warren Buffett’s advice for investing – to his heir’s. It’s great advice – just not for you. “My advice to the trustee couldn’t be more simple: Put 10% of the cash in short-term government bonds and 90% in a very low-cost S&P 500 index fund. (I suggest Vanguard’s.) I believe the trust’s long-term results from this policy will be superior to those attained by most investors — whether pension funds, institutions or individuals — who employ high-fee ma…

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Definitive Guide to ETFs and Mutual funds

Mutual Funds vs Exchange Traded Funds – Which One’s For You?

The Definitive Guide to Mutual Funds vs. Exchange Traded Funds (ETFs) By, Soumyadipta Basu Investors, you hear the terms mutual funds and exchange traded funds bandied about, but what do they mean, and what are their similarities and differences? Before comparing the two different kinds of funds lets first understand the fundamentals of mutual funds and exchange-traded funds and then you can figure out which one (or both) are best for you.

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