A Subjective View of Top Investment Analysts and Investment Managers  “It is impossible to produce superior performance unless you do something different from the majority.” – John Templeton Best investment analysts who think outside the box. Indexing is popular, but not the only path to wealth. Active investing approaches may pay off at this stage in the bull market. Whether an active investor is lucky or skillful is only determined after decades of hindsite.

Asset allocation is a cornerstone of creating a diversified investment portfolio. “Asset allocation is an investment strategy that aims to balance risk and reward by apportioning a portfolio’s assets according to an individual’s goals, risk tolerance, and investment horizon. The three main asset classes – equities, fixed-income, and cash and equivalents – have different levels of risk and return, so each will behave differently over time,” ~Investopedia.com After you choose your asset allocat…

Empower Your Investing: Adopting Best Practices From John Templeton, Peter Lynch, and Warren Buffett  I regularly receive free books to review and unfortunately, can’t study every title that arrives. But Empower Your Investing – Adopting Best Practices From John Templeton, Peter Lynch, and Warren Buffett by Scott Chapman, is unique. It reads like a biography and offers invaluable investment guidance. The book is scrupulously researched and and delves into the inner workings of three of the gr…

Why Contribute to a Health Savings Account? A health savings account may be the best kept investing and health-related secret. Yes, you may use your HSA account for medical expenses. However, if used strategically, this account can also grow your wealth—tax free—and/or lower your taxes as you contribute. Plus, an HSA has magnificent investment potential. How do HSA’s Work? To take advantage of the power of an HSA, decide if you’re eligible to open an HSA. Next, learn the contribution limits a…

The Fed and My Investments-Will They Go Up or Down? Whispers abound that the Fed intends to lower interest rates. Even a hint of declining interest rates can cause the stock market to rise. Learn about how interest rate movements can impact your investments. Investing is both science and art. One can do everything right and still watch their investments fall. That is because as much as we might  believe to the contrary, investors are not completely rational. Read any behavioral finance book a…

Do a Premortem to Avoid the ‘Buy High – Sell Low’ Problem We’ve all heard the old adage: Buy low – sell high But how many investors actually follow this ‘best investing practice’? Turns out, there are reams of data about how investors consistently make this big investing mistake; buy high and sell low. You’ll learn about how this happens, and how to counteract this wealth reducing investing strategy.