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opportunity zone fund investing -pros and cons

Should I Invest in an Opportunity Zone Fund?

Opportunity Zone Fund Investing – Pros and Cons There are few things worse than earning a great deal of money in some sort of financial victory—a successful business, a jump in the stock market, or a profitable real estate deal—only to realize that a large chunk of your hard-earned money is going to be taken for capital gains taxes. Talk about a bummer. Financially-savvy investors will be on the lookout for ways to save money in taxes after large gains, and the Tax Cuts and Jobs Act of 2017 h…

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How I saved $500 with win win negotiation

Win Win Negotiation – How I made $500 in Ten Minutes

Win Win Negotiation in Everyday Life There is hardly a consumer situation I’ve encountered that wouldn’t benefit from a little negotiation. Over time, if you take the opportunity to negotiate-for a better price or an add-on service, you’ll bank more money over time. And each year, tack on extra cash and over time, it adds up. Here’s a story from the beginning days of this website, to show you how a bit of organization and negotiation saved me $500.

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Calsavers retirement program

CalSavers – California’s New Auto-IRA Program + Retirement Tips

California’s CalSavers is a Model Roth IRA Retirement Savings Program By staff columnist,  Alexandra Deluise One of the most emphasized pieces of wealth-building includes maxing out any and all workplace retirement accounts. In fact, this is one of the common suggestions for people looking to become millionaires. Automated investing can make or break your retirement success. Taking advantage of tax-deferred retirement accounts, such as an IRA or 401(k), is another way that employees can ensur…

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get wealthy by giving

Get Wealthy by Giving – A Guide to True Contentment

Get Wealthy-Beyond Money “Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never, ever have enough.” Oprah Winfrey from Brainyquote.com Some may think this is a cheesy quote, but while I was growing up, whenever something bad happened, my mom and dad said, “Well, it could be worse”.

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Best Way to Play the Lottery-You're going to be surprised

Best Way to Play the Lottery (You’re Not Going to Like it)

Playing the Lottery and Investing The lottery pot is the biggest it’s ever been. And lines are forming to buy a ticket. Yet, the best way to play the lottery is using another approach. After all, aren’t you playing the lottery to get rich? Here’s a way to get rich with a greater probability of success than playing the lottery.

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Find out whether bonds are a good investment now.

Are Bonds a Good Investment Now?

A reader wrote in and asked, “Why should I invest in bonds? After all, the yields are low and don’t bond values drop as interest rates rise?” I started investing in bonds in my mid 20’s and have enjoyed their dividends for years. When interest rates were high, I even received double digit bond interest (coupon) payments – can you believe that today? Understand the importance of bond investing. Learn why bonds remain a good investment today.

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Personal Capital can Simplify Your Investing

If You’re an Investor – Personal Capital Will Organize Your Finances (For Free)

Personal Capital Will Simplify Your Investing Everything You Need to Know About Personal Capital You must sign up for Personal Capital because of the free Personal Capital Dashboard!  You may have seen the Personal Capital TV commercials. If they didn’t draw you in, then learn why this robo-advisor or automated investment advisor is a required tool for anyone who wants to maximize their wealth. This Personal Capital Review is a deep dive into their platform to see how it works and if it’s the…

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money saving tips

5 Money Saving Tips for New College Grads

College graduation is fun and exciting. New grads are finally done with their education and are eager to embrace new opportunities. But graduation can be a very stressful time as well. Along with finding a new job, moving and adjusting to post-college life, new grads often face financial problems. With all the stressors of entering adulthood, these money saving tips for new college grads will ease the transition. Many young people graduate with tens (or even hundreds) of thousands of student …

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