The Book Of Mormon shows how success takes many forms. If you believe in yourself and keep trying, success may follow.

More choice is not always better, she suggests, but neither is less. The optimal amount of choice lies somewhere in between infinity and very little, and that optimum depends on context and culture.” Sheena Iyengar

This behavioral bias is tougher to combat than you might think. Everywhere you go, savvy marketers are creating a “buy” environment, with lovely merchandising and seemingly compelling offers. The best way to combat this one is to be extremely rational when making decisions.

Whatever is going on in her life, good, bad or otherwise, she will see the bright side. On top of that, if I want or need something from her, the answer is YES. She is chatty, helpful, and involved. When I was growing up she worked in real estate, raised my sis and me (with the help of my dad), and gave back to the community.

Financially responsible adults are usually grown from financially responsible children. If you want to give your child the best chances of financial health, then begin teaching them financial lessons today. Financial responsibility can never be taught too early.

Yet, I rarely explore the philosophical aspects of money. After all, the only real value in money is what you can trade it for. If you were stuck out in the dessert with no water and $500.00, what good would money be? If you had no transportation and the water was 100 miles away, your $500.00 would be worthless. You’d probably we willing to trade it all for a thermos of water.

I’ve been fortunate to know personally many folks of great wealth. Most of these individuals did not inherit wealth, but earned it the old fashioned way, through hard work. Many are entrepreneurs, some are not. My dad’s best friend worked for the IRS for many years, was an investor of the side, and died recently with a $10 million dollar estate.