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Being a Landlord Sucks-Should I Invest in Real Estate?

Should I Invest in Rental Real Estate? With interest rates still very low, you may be considering investing in real estate. It’s all quite glamorous when you read the “no money down” success stories. There are more than enough real estate gurus out there to show you the way. But before you buy, I’m going to share with you reasons why you might not want to invest in real estate, now, or ever. In fact, I gave up owning rental property decades ago because being a landlord sucks.

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financial success makes you happy

Achieve Simple Financial Success with 5 Good Financial Habits

Developing ‘good habits’ has become an industry. From Charles Duhigg of The Power of Habit to Gretchen Rubin’s, Better Than Before: What I Learned About Making and Breaking Habits–to Sleep More, Quit Sugar, Procrastinate Less, and Generally Build a Happier Life, creating good habits is important across the spectrum or our lives. This article will show you how to be financially successful with a few good financial habits. Simple financial success is not rocket science. Start early, start small…

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7 Unique Ways to Save - Create Your Own Financial Freedom

7 Unique Ways to Save Money – Financial Freedom Within Reach

Saving is one of the most challenging aspects of “adulting.” While most people want to save, only a few accomplish it. But for those who do, the results of saving up life-changing. Look at saving money through a unique lens. Replace the “money” reference with “freedom”. The more money you save, the more freedom you have in your future life. Here are top 7 unique ways to save money and achieve financial freedom that work:

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take control of your retirement

Checkbook IRA – Ultimate Guide to a Self-Directed IRA

A Checkbook IRA includes the features of a traditional or Roth IRA, but has one distinct difference: the account holder, not a custodian, has control over the investments. This makes Checkbook IRAs a good option for hands-on, confident investors. It lowers the amount of fees paid to account custodians and makes access to your IRA quicker and easier.

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Billshark Review-Save Money on Your Bills

Billshark is a company specializing in negotiating down your bills and canceling the subscriptions you no longer use. This Billshark Review will show how the app can save you time and money. Whether the Billshark Ap is best for you depends on many factors. Most important among these are your aversion to negotiating bills yourself and the cost of your time. Whatever you decide, please don’t leave money on the table: your bills can be lower for the asking.

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15 Personal Finance Blogs by People of Color

Finance and investing success is for all, not just for a priviledged few who grew up in the “right” communities and went to the “best” schools. With the connectivity of the global community and the democratization of information, there still exists a divide between the “haves” and the “have nots.” One way to level the financial playing field is though education and mentoring. These outstanding people of color are teaching others smart money practices. To create financial success, learn the mo…

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51 Ways to Drastically Cut Expenses

Whether you wish to reduce your spending because you are saving towards your big dream or you must cut expenses to the bone because of reduced income, there is likely one fear that stops you – the fear of having to forego all the joys of life. What if I told you that you could save the down payment on your dream house, invest for early retirement, and still have fun?

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Is a 10% Return Good or Bad? What is a Good Investment Return?

Are Your Investment Returns Good or Bad? Do you know how well your investments are performing? Do you know the quarterly and annual rate of return? What about how well your investments are performing when compared with a standard benchmark? Ever since a friend asked me to look over her investments and tell her if she’s doing well I’ve wanted to help investors answer this question; “What are my investment returns?” Most individuals don’t know if their investment returns are good or bad. Even i…

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Saving for retirement

When Might be the Best Time to Start Saving for Retirement?

Saving for retirement is a financial responsibility that nobody can afford to overlook. Unfortunately, millions of people will reach their golden years with far less money than they will truly need. With the economy and markets in flux, when might be the best time to start saving for retirement? You might be surprised! We receive many questions about when to start saving for retirement. Then there are those who worry that it might be too late to save for retirement.

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Is Now a Good Time to Borrow Money?

Unemployment is rising and interest rates are low. Seems like a good time to borrow money to help get through a rough patch, maybe. Smart borrowing can be part of an overall wise financial plan or a decision that will lead you down a path of financial ruin. Learn the pros and cons of borrowing money now, how to borrow money, whether this is a good time to refinance your mortgage and more.

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