By in Wealth | 6 comments


“I have just finished my degree in quantitative economics from Makerere university, I work with Hardware World Limited but  am saving to start a catering business for my  brothers and sisters since we are too poor. I  am confident that with you on our side we can make life different, thank you so much.” Ivan M.

Receiving an email like this one from a reader and Wealth Tips subscriber, is the reason I write. As one who has been fortunate to build wealth; everything I teach, I practice. My desire to help others build wealth and live a wealthy life is a personal passion. Receiving letters from readers keeps me motivated. Although I teach sophisticated investing theory at a major university, it is really quite simple to live a financially wealthy life. Smart money principles are not difficult to implement.

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During this holiday season, I invite you to consider the things that really matter in your life. Playing games with my family, going for walks, and playing with my cats fill my life with joy. Remember to give to others and look not at what you want, but what you already have.

You are already rich in so many ways. Compare your lifestyle and luxuries with those in developing nations or even your grandparents. Indoor plumbing is a luxury many across the world don’t enjoy. Running clean water, fresh air, well paved roads, and reliable public transportation is easily accessible in the USA, Europe, and developed nations worldwide. You can go to the library and read anything you want for free!

Forget the hustle and bustle of the holiday season focus on what matters. Family, friends, and experiences make life rich. Put your money decisions on autopilot and devote your life to living.

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Barbara Friedberg Personal Finance Across the Web

In what ways are you already wealthy? Let’s be creative…….

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  1. I have a job/career I enjoy and a family that loves me. Things that have nothing to do with money, but makes your life really good.


    December 2, 2012

  2. Very well put Barb. I think too often we can be guilty of simply not being content or focusing on what we don’t have. We’re so fortunate to be able to live when & where we do. If you give it just a few moments of thought, many of us can come up with many ways we’ve been blessed and have much to be thankful for.

    John S @ Frugal Rules

    December 3, 2012

  3. @Krantc and John, Thanks for chiming in. I sometimes feel guilty complaining about anything!! (But it doesn’t always stop me)


    December 3, 2012

  4. Very true. Reminds me of a short little book once called Today We Are Rich.

    Brent Pittman

    December 5, 2012

  5. Great thoughts, Barb, and I agree, wealth includes much more than just money, and in some ways those of us lucky enough to have been born in a developed country have it really good in many ways.

    Kevin @ Invest It Wisely

    December 9, 2012

  6. @Brent- I like the title of the book. I’m all about “the cup is half full.”
    I think about the “luck” impact of where one is born a lot!! We can’t take credit if we were born in a developed country, but it definitely boosts our wealth.


    December 9, 2012


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