Compounding | Barbara Friedberg Personal Finance | Barbara Friedberg Personal Finance

Tag Archive: compounding

BUYING A HOME? IMPROVE YOUR CREDIT FIRST

Written on December 30, 2011 by Barb in credit, debt, guest post, real estate

When you realize how much money you can save over the mortgage life by improving your credit score, you’ll want to wait to purchase your home until you can qualify for a lower rate.

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MBA SERIES (part 1); RISK VERSUS REWARD

Written on July 1, 2011 by Barb in investing, stocks

In investing, the greater the potential reward, the greater the risk. Common stocks have the potential to offer high returns in the long term. In the short term their values move up and down so much that it is impossible to predict whether your return will be positive or negative.

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IS A 7% FUTURE LONG TERM RETURN ACHIEVABLE?

Written on June 22, 2011 by Barb in asset allocation, bond, investing, stocks

I like how you broke down the stocks and bonds percentages. Do you really think we can expect an average return of over 7% over the next 30 years? My husband and I were just discussing how savings rates are so low and have been for 10 years.

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3 TIPS TO GET RICHER AND THINNER

Written on June 1, 2011 by Barb in automatic saving, goal setting, life, saving

This stuff is not rocket science, and it’s not even too hard (except in the beginning). Now, I don’t believe the adage that it takes 21 days to develop a habit. I think it takes much longer. But the great thing about habits is the more you practice, the easier they are to maintain.

So, I’m going to walk you through 3 habits, that if practiced over time, will lead to a trimmer weight and a fatter wallet!

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MBA Class; Use Net Present Value to Make Investment Decisions

Written on February 26, 2011 by Barb in asset allocation, bond, investing, mutual funds, stocks

I’m in the midst of teaching a Corporate Finance class for MBA students at a local university. Some of the concepts, although rather complicated, have important real world applicability. One of those uber-important concepts is, NET PRESENT VALUE (NPV). It is a method to put a dollar amount on future cash payments. It’s great if you win the lottery and want to determine whether to choose the lump sum payment or monthly option. Or what if you or your folks want to determine the present value of their monthly social security or annuity checks.

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IS IT TIME TO SELL?

Written on February 5, 2011 by Barb in asset allocation, investing, stocks

There is HARD EVIDENCE that jumping in and out of the market is deleterious to your returns.

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INVESTING ADVICE FROM A PRO

Written on November 19, 2010 by Barb in guest post, investing, stocks, wealth

“Wealth is created when natural resources, labor, intellectual capital, and financial capital combine to produce economic growth. As an investor, you are entitled to a share of that economic growth when your financial assets are invested in and used by the global economy. This is not a free lunch. It is your fair share of profits as compensation for putting your money to work.” Dan Goldie

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A Sneak Peak; Inside Barbara Friedberg’s Personal Portfolio-Part 2

Written on September 9, 2010 by Barb in bond, investing, mutual funds, saving, stocks, Yakezie

In the first article of this series, I talked about my investing FEARS. As I continued to invest, my interest and confidence in investing grew. I took advantage of the opportunity to contribute to the 403(B) retirement account, through my job as a Career Counselor & Student Employment Administrator.

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A Sneak Peak; Inside Barbara Friedberg’s Personal Portfolio-Part 1

Written on September 7, 2010 by Barb in bond, carnival, investing, stocks, Yakezie

Although my investment portfolio went up and down, I got used to the volatility. I was still afraid of “losing it all,” but learned through study, that if I diversified my assets, the ups and downs of my portfolio would even out. I didn’t know it at the time, but my RISK TOLERANCE was governing my investment decisions.

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The Best of BarbaraFriedbergPersonalFinance; 6 Month Anniversary Edition

Written on August 24, 2010 by Barb in investing, personal finance, saving, spending, wealth, Yakezie

BarbaraFriedbergPersonalFinance instructs and motivates you to become wealthy by teaching basic personal finance principles with engaging stories and understandable examples. Learn to become rich and happy from a real Portfolio Manager

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