By in Investing, Wealth | 15 comments



Do you ever wonder how the wealthy do it? What do they have that I lack? Especially for those just starting out, without wealthy role models, you may feel confused. How do people get wealthy?

Of course you need a way to earn money; whether it is a paying job or your own business. If you’re not earning anything, you have nothing to save. So step one is to get a good education so that you will be competitive in the marketplace. Once you have a good job, what’s next?

That’s where this quiz will help you figure out if you’re on the right path to become wealthy. Do not be influenced by the media regarding wealth. The media is completely misleading. Most folks with a high net worth live modestly and dress normally. Think about it, if the wealthy spent all they earned, how did they amass wealth?

You must think outside the cultural norms to become wealthy. Take the quiz to find out if you’re on the track to become wealthy.


*Questions informed by research of Thomas J. Stanley, PhD and William D. Danko, PhD in The Millionaire Next Door.

Are You on the Path to Get Wealthy?

These questions may seem simple. In fact, you may consider them irrelevant. But the truth is the majority of folks with more money than the norm didn’t win the lottery or inherit the cash. No, they worked hard, delayed gratification, spent on items of value, saved, invested and most of all didn’t waste their hard earned money.

Getting rich isn’t rocket science, it’s discipline, determination, and a smart lifestyle.

What was your score? Are you on a wealth building path?


  1. I’m a sucker for quizzes. Based on this predictor, I’m a bit behind. But I know what steps need to happen to get on the right track. 😉

    Little House

    November 1, 2012

  2. @Miss T and Little House-I’ve been a fan of quizzes for years-fun.


    November 1, 2012

  3. Woo-hoo, I answered yes to all of those! Well, except for working full-time since currently I am home with little peanut. Dang it. I am finding creative ways to slowly build up a supplemental income, however. As for saving, I always tell loved ones: Don’t sacrifice your tomorrow by living on future earnings today (debt)!

  4. @Jennifer-You get a pass, your job is very important… taking care of the kid 🙂 Congrats on walking the path towards wealth building.


    November 1, 2012

  5. Thank you, Barbara! It turns out that I am well on my way (between you and me, I always knew I’ll end up a very wealthy woman). There are couple of questions that are very situation specific – like the emergency fund of up to six months expenses.


    November 1, 2012

  6. 9/9, but my 40-50+ hours a week is with two jobs! Although I fee very comfortable and secure in my future, I do not feel rich or wealthy. Maybe it is just a state of mind for me. My Mom was the same way too. She lived to almost 99 years old and never owed anyone and had assets (condo) when she died. She was always concerned about having enough money to live through years.


    November 1, 2012

  7. Loving the quiz and by the quiz I should be a rich man by now. I don’t really feel like I am where I want to be but I think another question should be is how long are you going to continue doing the things to get you there. I see a lot of people stop because they can’t or don’t want to do it long term.

    Thomas S. Moore

    November 2, 2012

  8. Hi Thomas, Thanks for reminding the readers that this is not a short term lifestyle. It takes a long time for all but a lucky few to amass wealth. That doesn’t mean that you can’t relish the journey.

    Barbara Friedberg

    November 2, 2012

  9. This is great! I have a question, though: why is working more than 45-50 hours a week so important? It seems in America we overemphasize working long hours instead of enjoying family life and living frugally. My husband works a 40-hour-week and earns plenty of money for us to be happy, save money, and hopefully retire comfortably (I’m a SAHM).

    I really do love this quiz, I think the questions are overall excellent- I was just curious on that one.

    Eschewing Debt

    November 2, 2012

  10. Hi Eschewing-In general, the more time one puts in working, the more successful they become and the more money they make. But you raise an important “quality of life” point. Also, when is enough just plain enough. Those are personal questions only the individual can answer. I know in N. America we work a lot harder than in Europe. Is it better, I don’t know 🙂


    November 2, 2012

  11. Major fail! That’s why I’m back in school, though, is to try and change our income so it will be possible to align our financial habits with what we actually want to do with our money. (Which is all of the above.)


    November 3, 2012

  12. Great quiz! A must-try for people who really want to know what they need to focus on and what they must do in order to get rich.

    My Multiple Incomes

    November 3, 2012

  13. @Femme-THe data is abundantly clear, more education correlates with higher lifetime wealth. Good decision to continue your education.
    @Multiple- Thanks!

    Barbara Friedberg

    November 3, 2012


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