Quick Personal Finance Tip; SAVE MONEY WITHOUT COUPONS

By in Saving | 9 comments

Welcome to the, “Quick Personal Finance Tip.” This feature gives you access to quick tips to further your financial goals. Look for these tips periodically. Better yet, pick up my RSS feed or email subscription and follow me on twitter to get the word immediately.  


I have a confession; I’m a failure at couponing. Oh, I try. I get the Sunday paper and clip the coupons I think I’ll need and put them neatly in a bin by the door. Sometimes I even put them in the car, so they’ll be accessible when I’m at the store. Sounds like I’m doing well doesn’t it?

Here’s the problem, most of the time  I either forget to take them into the store, or if I remember to take them into the store, I forget to pull them out at check out. Once, I followed KNS Financial’s advice and did the coupon and money back thing at CVS. I lost the receipt I needed to get the $20.00 refund!


I save money using promotion codes, which is much easier and perfect for buying online. Here’s how it works, go to a site such as Promotioncode.org, type in the vendor and jot down discount code. How easy is that?

Before I purchase online I regularly search for the codes online; it takes only a few minutes.

I make professional photo books at Snapfish from our travels, and it’s really easy. Recently we’ve travelled to Brazil, Europe, and California. Each book looked like a work of art!

Here’s how to make one. Upload the pictures to the site, choose an album design, input the pictures, add  some snappy captions, and head to check out.

Before check out, I do a quick search for a snapfish coupon code. Last time I checked there were quite a few to choose from.


 Get a notebook and label it: “(your name) Personal Finance” and keep it by the computer. Use it to keep all of your personal finance goals, thoughts, activities, and plans.

Next time you’re shopping online, stick a note by the computer to check for coupon codes. Get in the habit and save some cash!

What other quick shopping tricks do you use to save?

After reading this post, stop by Yakezie.com for my guest article entitled; You Are Your Brand, Tips for Building Your Readership

image credit; Chunky van Monkey


  1. Hi KH, I really appreciate your response, I forgot the one where I present the coupon and it’s already expired! It’s good to know that I’m not alone in this weakness. It all looks so easy and profitable, but like you, hopefully I make it up in other areas. Now if I could only stop wasting time clipping them 🙂


    May 1, 2011

  2. I am in coupon burnout also. I did really well at the time. I felt sorry for the people in line after me at the supermarket. Even today I would rather burn the coupons in the fireplace than use them.
    I am still on board with online coupon codes and using Ebates.com. I suggest Retailmenot.com, another good source of coupon codes and printable coupons.


    May 1, 2011

  3. I’m really bad with coupon as well. I’m not the most organized person and the Mrs. handle the coupon when we go shopping. I like the site for coupon code though.


    May 1, 2011

  4. @Dave and Retire- Thank you, thank you, I feel better that I am not alone in my “lack of couponing ability.” It’s another way I can accept that I’m not perfect and cut myself a break!


    May 2, 2011

  5. Promotional coupon codes are no doubt a great way to save money especially online. I use the promotional coupons by the likes of ebay, godaddy etc. to save a % of the total cost of the product/service i buy.
    However, except for the forgetfulness aspect i don’t see any reason why coupons cannot work intandem with promotional codes. I have been using these deal-a-day coupon codes extensively for restaurants, saloons and other basic services and the savings do add up


    May 16, 2011

  6. @Ankit-For those “couponers” the promotional codes work great in tandem! Some of us aren’t too great at managing coupons.


    May 16, 2011

  7. Very fresh perspective on coupons, thank you for sharing Barb


    December 1, 2013

  8. Great Idea, Thanks for sharing , But My self I am always using coupons and promo codes for my online shopping , Thank q Great Blog


    July 26, 2014

    • @Mary, Whatever works for you, is a good thing. Keep it up!

      Barbara Friedberg

      July 27, 2014

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