Comments on: The Secret to Cutting Your Debt IMMEDIATELY http://barbarafriedbergpersonalfinance.com/the-secret-to-cutting-your-debt-immediately/ Educate, Inspire, Motivate for Wealth in Money & Life Sat, 04 Feb 2012 05:40:01 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: HELP MY LIFE IS A WRECK; NOW WHAT? | Barbara Friedberg Personal Finance http://barbarafriedbergpersonalfinance.com/the-secret-to-cutting-your-debt-immediately/comment-page-1/#comment-3562 HELP MY LIFE IS A WRECK; NOW WHAT? | Barbara Friedberg Personal Finance Mon, 30 Aug 2010 21:26:38 +0000 http://barbarafriedbergpersonalfinance.com/?p=329#comment-3562 [...] with debt repayments, pay more than the [...] [...] with debt repayments, pay more than the [...]

]]> By: REDUCE STRESS; Get Rid of Dysfunctional Money Behaviors – Part 3 | Barbara Friedberg Personal Finance http://barbarafriedbergpersonalfinance.com/the-secret-to-cutting-your-debt-immediately/comment-page-1/#comment-2095 REDUCE STRESS; Get Rid of Dysfunctional Money Behaviors – Part 3 | Barbara Friedberg Personal Finance Sat, 17 Jul 2010 21:17:44 +0000 http://barbarafriedbergpersonalfinance.com/?p=329#comment-2095 [...] a plan to get rid of credit card debt.  Stick to the [...] [...] a plan to get rid of credit card debt.  Stick to the [...]

]]> By: Carnival of Financial Planning – Edition #146 – June 18, 2010 http://barbarafriedbergpersonalfinance.com/the-secret-to-cutting-your-debt-immediately/comment-page-1/#comment-1343 Carnival of Financial Planning – Edition #146 – June 18, 2010 Fri, 18 Jun 2010 22:03:41 +0000 http://barbarafriedbergpersonalfinance.com/?p=329#comment-1343 [...] Friedberg presents The Secret to Cutting Your Debt IMMEDIATELY posted at Barbara Friedberg Personal Finance, saying, “Get rid of debt now! Quit with the [...] [...] Friedberg presents The Secret to Cutting Your Debt IMMEDIATELY posted at Barbara Friedberg Personal Finance, saying, “Get rid of debt now! Quit with the [...]

]]> By: Weekend Reading, at 300 km/h | Invest It Wisely http://barbarafriedbergpersonalfinance.com/the-secret-to-cutting-your-debt-immediately/comment-page-1/#comment-1204 Weekend Reading, at 300 km/h | Invest It Wisely Sun, 13 Jun 2010 15:18:25 +0000 http://barbarafriedbergpersonalfinance.com/?p=329#comment-1204 [...] Barbara Friedberg tells us the secret to cutting your debt immediately. [...] [...] Barbara Friedberg tells us the secret to cutting your debt immediately. [...]

]]> By: Money Funk http://barbarafriedbergpersonalfinance.com/the-secret-to-cutting-your-debt-immediately/comment-page-1/#comment-1196 Money Funk Sat, 12 Jun 2010 23:29:45 +0000 http://barbarafriedbergpersonalfinance.com/?p=329#comment-1196 I tried cutting the interest to my BofA card, but they told me that was the standard rate. I couldn't stand them right after I opened the card anyway. So I rearranged by snowball payments, found some $ to make the payments go quicker than scheduled and WHa-LA! Paid it off and closed account. ;) I tried cutting the interest to my BofA card, but they told me that was the standard rate. I couldn’t stand them right after I opened the card anyway. So I rearranged by snowball payments, found some $ to make the payments go quicker than scheduled and WHa-LA! Paid it off and closed account. ;)

]]> By: Black Coffee: My Favorite Blogs, Money News and Opinions #50 http://barbarafriedbergpersonalfinance.com/the-secret-to-cutting-your-debt-immediately/comment-page-1/#comment-1186 Black Coffee: My Favorite Blogs, Money News and Opinions #50 Sat, 12 Jun 2010 12:03:25 +0000 http://barbarafriedbergpersonalfinance.com/?p=329#comment-1186 [...] - Even though Barb is in the middle of a blogger chick catfight, she had time today to write about the secret to cutting your  debt – IMMEDIATELY.  (Hey, she’s the one who is yelling there, not [...] [...] – Even though Barb is in the middle of a blogger chick catfight, she had time today to write about the secret to cutting your  debt – IMMEDIATELY.  (Hey, she’s the one who is yelling there, not [...]

]]> By: An Autumn Love Affair / Weekly Roundup http://barbarafriedbergpersonalfinance.com/the-secret-to-cutting-your-debt-immediately/comment-page-1/#comment-1183 An Autumn Love Affair / Weekly Roundup Sat, 12 Jun 2010 10:56:35 +0000 http://barbarafriedbergpersonalfinance.com/?p=329#comment-1183 [...] The Secret to Cutting Your Debt IMMEDIATELY at Barbara Friedberg Personal Finance [...] [...] The Secret to Cutting Your Debt IMMEDIATELY at Barbara Friedberg Personal Finance [...]

]]> By: Barb http://barbarafriedbergpersonalfinance.com/the-secret-to-cutting-your-debt-immediately/comment-page-1/#comment-1171 Barb Fri, 11 Jun 2010 21:36:21 +0000 http://barbarafriedbergpersonalfinance.com/?p=329#comment-1171 @Joe, I wholeheartedly agree. In generaly, even if you don't succeed, I'm of the belief that it never hurts to try to negotiate! (I may even overdo the negotiating in general:)). @Shawn, It's amazing how hard it is to say NO, to ourselves, our kids, things etc. I believe discipline is way UNDERATED. Saying no is reallly empowering on so many levels. As usual, I appreciate your intelligent comments! @Todd, You raised a really important psychological point. It can be very helpful to figure out what need the overspending is attempting to fill. More stuff is only a REALLY SHORT TERM problem solving strategy. Thank you all for such a depthful discussion. Best regards, Barb @Joe, I wholeheartedly agree. In generaly, even if you don’t succeed, I’m of the belief that it never hurts to try to negotiate! (I may even overdo the negotiating in general:)).
@Shawn, It’s amazing how hard it is to say NO, to ourselves, our kids, things etc. I believe discipline is way UNDERATED. Saying no is reallly empowering on so many levels. As usual, I appreciate your intelligent comments!
@Todd, You raised a really important psychological point. It can be very helpful to figure out what need the overspending is attempting to fill. More stuff is only a REALLY SHORT TERM problem solving strategy.
Thank you all for such a depthful discussion. Best regards, Barb

]]> By: Todd http://barbarafriedbergpersonalfinance.com/the-secret-to-cutting-your-debt-immediately/comment-page-1/#comment-1170 Todd Fri, 11 Jun 2010 19:48:30 +0000 http://barbarafriedbergpersonalfinance.com/?p=329#comment-1170 Mysti, Last summer was a different world for credit. You tried renegotiating at a scary time in our economy. Credit Card companies were looking for any reason to cut your limits then. When they did that, that would have been the first credit card I cut up and paid off. I would no longer be their customer. Great Article! Another point would be to understand why you have the debt in the first place, so you don't continue down the same path. Barb's example of paying off the card with minimum payments assumes you cut it up and are NOT charging more on it! "No purchase is worth the pain of being in debt!" Great comment at the end!!! Mysti,
Last summer was a different world for credit. You tried renegotiating at a scary time in our economy. Credit Card companies were looking for any reason to cut your limits then. When they did that, that would have been the first credit card I cut up and paid off. I would no longer be their customer.

Great Article! Another point would be to understand why you have the debt in the first place, so you don’t continue down the same path. Barb’s example of paying off the card with minimum payments assumes you cut it up and are NOT charging more on it!

“No purchase is worth the pain of being in debt!” Great comment at the end!!!

]]> By: Roshawn @ Watson Inc http://barbarafriedbergpersonalfinance.com/the-secret-to-cutting-your-debt-immediately/comment-page-1/#comment-1164 Roshawn @ Watson Inc Fri, 11 Jun 2010 16:46:07 +0000 http://barbarafriedbergpersonalfinance.com/?p=329#comment-1164 Love that quote by Suze Orman. I do think saying no is important to be strong financially. This was hard for me 4 years ago but doing so single-handedly was one of the most powerful PF lessons. It caused be to set up financial boundaries that allowed me ultimately to become debt free. Great post Barb, Love that quote by Suze Orman. I do think saying no is important to be strong financially. This was hard for me 4 years ago but doing so single-handedly was one of the most powerful PF lessons. It caused be to set up financial boundaries that allowed me ultimately to become debt free. Great post Barb,

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