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Quick Personal Finance Tip; SAVE MONEY WITHOUT COUPONS

Written on April 30, 2011 by Barb in saving, spending

I have a confession; I’m a failure at couponing. Oh, I try. I get the Sunday paper and clip the coupons I think I’ll need and put them neatly in bin by the door. Sometimes I even put them in the car, so they’ll be accessible when I’m at the store. Sounds like I’m doing well doesn’t it?

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QUICK PERSONAL FINANCE TIP; Free Banking

Written on April 27, 2011 by Barb in money management, personal finance, saving

Welcome to the, “Quick Personal Finance Tip.” This feature gives you access to quick tips to further your financial goals. Look for these tips periodically. Better yet, pick up my RSS feed or email subscription and follow me on twitter so you get the word immediately. FREE BANKING Free Banking Still Exists I’m a huge…

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QUICK PERSONAL FINANCE TIP; LOW COST JOB INTERVIEW CLOTHES

Written on March 12, 2011 by Barb in career, saving

Do you wear the same type of clothes to an interview that you wear to a job?

NO! Even if you are applying to work at a resort, NEVER WEAR SHORTS TO AN INTERVIEW. The same goes for flip-flops, mini skirts, and tee shirts.

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CHEAP VALENTINE’S DAY GIFTS

Written on February 12, 2011 by Barb in competition, life, saving, spending

Learn amazing secrets to expensive shopping on the cheap! You won’t want to miss this one!

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PERSONAL FINANCE TIP; Make Money By Following up (Part 2)

Written on February 10, 2011 by Barb in negotiating, saving

Me: “NEVER GIVE UP. YOU NEED TO CALL THEM RIGHT AWAY AND EXPLAIN TO AMAZON THAT YOU DIDN’T KNOW YOU WERE SIGNING UP AND THAT YOU CANNOT AFFORD THE FEE.”

Daughter: “It’ll never work. After all, it says I can’t cancel once the month trial period is up.”

Me: In an elevated screaming tone of voice, “It doesn’t matter what it says, YOU NEVER GIVE UP. Call them NOW and explain that you can’t afford it and that they need to cancel your subscription and REFUND your money.”

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FESTIVAL OF FRUGALITY-265-Get Stuff on the Cheap & Help the Earth

Written on February 1, 2011 by Barb in budget, carnival, credit, investing, saving, spending

These articles range from saving money eating out, travel, doing your taxes, using (or not) your car, your bank, and many other topics. Learn something new and tell your friends about all the great money saving resources here.

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Personal Finance Tips for New College Grads; A New Perspective

Written on January 27, 2011 by Barb in career, guest post, money management, personal finance, saving, spending

It’s finally here…graduation day. You received your diploma. You’ve taken a few days to celebrate, and now it’s time to move on to what comes next–the rest of your life. If you’re like most new grads, you’ve probably promised that you’ll be smart about your financial future, but still aren’t sure where to begin. Here are some financial tips to help you get off on the right foot.

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Power Spending; Getting More for Less – Behind the Cover

Written on January 22, 2011 by Barb in personal finance, saving, spending, Yakezie

The authors wanted to write a FUN TO READ book about money, how to use it, and spend it more effectively—that would make this important topic (that most people find dry and difficult) interesting and understandable while still providing HUGE VALUE to readers. Recognizing that everyone’s situation is different and that individuals everywhere have amazing ideas to save money, they also wanted to include a variety of peoples’ money saving ideas throughout the book.

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Why I’m Happy with a $500 Car Repair Bill

Written on January 3, 2011 by Barb in negotiating, parents, saving, spending, values

Our family keeps our cars as long as possible. My car is a 1998 model and El Carino has the newer 2003. Mentally, when I got the information about the repairs I immediately considered how much cheaper a $500 repair is than the expenses I would have in purchasing a new car.

Which would you prefer, $500 unexpected bill or 20,000 to 30,000 dollars for a new car plus higher insurance premiums, fees, taxes, and immediate depreciation?

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TAX HELP; Tips to Lower Your Tax Bill

Written on December 29, 2010 by Barb in parents, taxes

The only way to avoid taxes is to be dead or not to earn any money. Which alternative would you choose? As Franklin succinctly implied, there is no positive manner to get away from the tax man!

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