Budget | Barbara Friedberg Personal Finance | Barbara Friedberg Personal Finance

If you’ve ever been on a strict diet or rigid spending plan you understand the psychological concept that deprivation leads to a “rebound effect.” In layperson’s terms if you restrict any behavior too much, a counter push back effect ensues. Economists call it “pent up demand.” I just call it binging!

6 Comments - Leave a comment!

Have the Best Holiday Season Ever-Part 3

Written on December 5, 2010 by Barb in life, saving, spending, values, wealth

Embrace Sacrifice to Achieve Contentment The first article in this series directed you to look at how much wealth and success you already have. Part 2 introduced the idea of delaying gratification so that your future will be brighter and your present remains sane. “Great achievement is usually born of great sacrifice, and is never…

4 Comments - Leave a comment!

Why I Have No Budget This Year

Written on November 21, 2010 by Barb in budget, competition, life, values

Another tenet of mine is to live in accord with your values. That means spend your most precious resource, time, in the way that affords you the most pleasure and reward possible.

16 Comments - Leave a comment!

CARNIVAL OF MONEY STORIES 2, Perfectionism Edition

Written on November 14, 2010 by Barb in carnival

Welcome to the November 15, 2010 edition of the Carnival of Money Stories 2. AVOIDING PERFECTIONISM Until I met El Carino, I never realized perfectionism was unhelpful. In fact, El Carino is the anti-perfectionist and a MASTER at creating multiple streams of income. In his spare time, on the week ends, he writes books, chapters, and…

21 Comments - Leave a comment!

How to Design a Budget with Room for the Fun Stuff

Written on September 2, 2010 by Barb in budget, leisure, life, spending

Back in the olden days, you could have a terrific week-end for 2, complete with buffets, souvenirs, a couple of blackjack hands at the $1.00 table, and souvenirs for under $250.00.

12 Comments - Leave a comment!

REDUCE STRESS; Get Rid of Dysfunctional Money Behaviors – Part 3

Written on July 17, 2010 by Barb in life, money management, negotiating, spending, values

“I’d marry again if I found a man (or woman) who had fifteen million dollars, would sign over half to me, and guarantee that he’d be dead within a year.” Bette Davis

You gotta take relationships with a bit of levity or you’ll never make it through! This quote is the perfect solution for money and relationship problems. Unfortunately, it’s a bit unrealistic. Maybe a million or two is more doable.

No really, read on and find out how to handle money stress in a relationship.

9 Comments - Leave a comment!

PERSONAL FINANCE TIPS: Week-end Round up

Written on May 23, 2010 by Barb in budget, life, personal finance, spending, time management, Yakezie

I am committed to making the process of becoming financially literate fun, interesting, and simple. I like to break down complex finance concepts into understandable bites. Motivating and inspiring you towards financial independence is my passion!

8 Comments - Leave a comment!

ELITE BUDGET TIPS FROM WELL REGARDED PERSONAL FINANCE BLOGGERS

Written on May 16, 2010 by Barb in budget, saving

“A budget tells us what we can’t afford, but it doesn’t keep us from buying it.” William Feather

Many of us get scared by the word budget, because we think it’s all about deprivation. As Feather implies, there is a degree of discipline involved in budgeting, but that’s only a small part of it.

14 Comments - Leave a comment!