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When Jackie, at the Debt Myth emailed and asked me to participate in the #debtisnotforever initiative, I had to pause. The only debt I currently have is our 15 year home mortgage. And I’m not one of those bloggers whose story includes getting rid of a bundle of debt. Yet, I’ve lived my life with a minimum amount of debt and completely avoided consumer debt, so I figured that I have something to offer to the debt is not forever campaign.

I can tell you about how to live an exceptional life without debt.

How to Live Debt Free

There are 3 steps to living debt free.

1. It Starts With the Mind

Like most decisions, if you want something, or its important to you, you’ll make it happen. Although there are plenty of folks at the lottery counter hoping and dreaming about the “big win”, very few actually hit the jackpot. Notice the relationship between what you say you want and how you behave.


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