The trick is to find the correct balance. We use a targeted savings account to name every dollar we earn. Every dollar has a purpose, so if we have to take an additional $120 for rent, we knew it has to come from our vacation account or our house down payment account. We had to sit and rework our budget to see the consequences.
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The authors wanted to write a FUN TO READ book about money, how to use it, and spend it more effectively—that would make this important topic (that most people find dry and difficult) interesting and understandable while still providing HUGE VALUE to readers. Recognizing that everyone’s situation is different and that individuals everywhere have amazing ideas to save money, they also wanted to include a variety of peoples’ money saving ideas throughout the book.
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I am committed to serving others, particularly through increasing financial literacy. In fact, that was an initial motivation to begin Barbara Friedberg Personal Finance. But, like most of you out there I have a selfish side too. If I can serve two purposes simultaneously, I’m all in. Help others and save time right here, right now!
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We humans are social characters. (Even us bloggers, stuck behind our computers all night!). Comparing how we’re doing with others happens, whether we like it or not. In fact, even if you say you’re not competitive or interested in competition, you’re fibbing!
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Are You a Dedicated, Organized, and Motivated High School Student? Write a personal essay Turn it in by December 6 Get a chance to win $500 Apply for this NEW SCHOLARSHIP at the Yakezie.com. I am a member of this premier PERSONAL FINANCE NETWORK. In addition to selflessly promoting personal finance blogs the network is committed to…
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I have been procrastinating a very important activity for a while. You would think that a personal finance professional would be on top of all of her own financial activities.
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If this sounds preachy, relax. Life is an attitude. Financial planning creates control and confidence. Wise living, within your means leads to peace of mind.
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EXCITING NEWS: October 23rd I will be discussing Values and Money with Inger Molina on her radio program: Let’s Talk Dollars with Sense. 20 Minute Guide to Investing is NOW AVAILABLE! If you have any interest in learning about investing, either now or later, you must download this FREE eBook! Featuring Craig Ford from Money…
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Investing is not a game, but an important activity to facilitate the accumulation of wealth. In the short run, investing is also an activity which can facilitate losing wealth.
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Before making any big decision, do a self inventory. Reflect on these questions: What can you afford, what do you need, and what to you want? What are you willing to sacrifice for peace of mind?

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