Tips

The 14 Best Father’s Day Ideas That Rock!

The 14 Best Father’s Day Ideas That Rock!

By in Saving, Tips | 6 comments

The 14 Best Father’s Day Ideas, Gifts and Activities So much is made of Mom and Mother’s Day, and it seems like Dads get the short shrift. But, don’t forget about Dad, and make his day super with these best Father’s Day ideas, gifts and activities. Dad deserves the Best Father’s Day! We have our family roles clearly honed after decades of marriage and our daughter benefits from the uniqueness of Dad’s contribution to the family as much as she does mine. As El Carino is in the “helping field”, contrary to convention, he’s the emotional/feeling compass of the...

Read More

8 Financial Moves College Graduates Should Make Now

By in Debt, Guest Post, Money Management, Saving, Tips | 3 comments

Guest Columnist, Andrea Woroch The number of Americans receiving associate’s degrees, bachelor’s degrees or master’s degrees in 2016 totals over 3.5 million, a collective achievement worth celebrating. However, the dark cloud of student debt looms above the festivities this year, with the average debt amounting to just over $37,000 — a record high — according to recent reports. While the standard payback period for bachelor degree student loans is 10 years, the average person spends about two decades paying off their college debts due to lifestyle changes including marriage, children, home-ownership and more. To avoid becoming part of this...

Read More
11 Best Ways for Teachers to Make Extra Money in the Summer (Without Tutoring!)

11 Best Ways for Teachers to Make Extra Money in the Summer (Without Tutoring!)

By in Guest Post, Make Money, Tips | 3 comments

The Best Ways for Teachers to Make Extra Money in the Summer By staff columnist, Alexandra Deluise One of my favorite parts of teaching is summer break. After a year-long focus on my students (and all the connected work that comes along with them!), it’s nice to take some time to myself to relax. Use these best ways to make extra money in the summer to shore up your bank account or save up for something special. If you don’t get paid during the summer, like some teachers (particularly adjunct college instructors) then take heed. Even with extremely careful financial...

Read More
9 Ways to Make Extra Cash on the Weekends

9 Ways to Make Extra Cash on the Weekends

By in Guest Post, Make Money, Tips | 4 comments

Make Extra Cash on the Weekends By staff columnist,  Alexandra Deluise 9 Ways to Make Extra Money While Working a Full-Time Job It’s a much-repeated idea throughout the personal finance community: if you want to make positive changes in your financial situation, you need to spend less than you earn. A simple way to do this is to make extra cash on the weekends. After all, smart financial progress means not stealing from yourself by saving money where you can.  Make extra cash on the weekends for investing and other expenses and you’re on your way to building long-term wealth....

Read More
6 TIPS TO INCREASE YOUR INCOME

6 TIPS TO INCREASE YOUR INCOME

By in Make Money, Tips | 28 comments

 Make More Money and Don’t Spend it – Tips to Increase Your Income Ever since my first lemonade stand in elementary school, I’ve been an entrepreneur. At age 16, I replied to a published job announcement and started my door to door Avon sales business. In college I made “hippie” shirts and sold them to my friends. While working as a business intern in Spain, I gave English lessons on the side. I enjoyed my stint selling real estate, as my compensation was directly tied to my effort. After obtaining my first Masters degree in counseling and while employed...

Read More
Best Way to Play the Lottery (You’re Not Going to Like it)

Best Way to Play the Lottery (You’re Not Going to Like it)

By in Automatic Saving, Personal Finance, Saving, Tips | 48 comments

Playing the Lottery and Investing The best way to play the lottery is using another approach. After all, aren’t you playing the lottery to get rich? Here’s a way to get rich with a greater probability of success than playing the lottery. If you are a lottery player, I want to help you. If you put $50 per month in the lottery over 10 years, you will have spent $6,000. According to Tara Siegel Bernard in a recent NY Times article, “Win a Lottery? Not Much Chance Of That your chances of hitting the jackpot are 1 in 175 million....

Read More