Tips

Fun Ways to Make More Money

Fun Ways to Make More Money

By in Guest Post, Make Money, Tips | 3 comments

8 Fun Ways to Make More Money and Enjoy It, Too! By contributing columnist,  Alexandra Deluise Making more money doesn’t need to be a drag. While typically people imagine “make more money” being another way of saying “get a second job, work 80 hours a week, and forget about having any fun,” that isn’t the best way to earn a little extra. As the saying goes, do something you enjoy and you’ll never work a day in your life. While there are many, many ways to make more money quickly (I can think 26 ways right now!), I’m a big fan of making money off of my talents. Since I know what I’m good at and what I enjoy, it only makes sense that I try to market these talents to people who need them! Here are 8 fun ways to make more money. 1. Be a Party Planner A friend of mine just threw her son the most creative first birthday party I have ever seen. Every detail was meticulously thought out, and her DIY projects put Pinterest to shame. If you are creative, organized and have an eye for detail, consider planning other people’s parties for them! One of the best parts about being a paid party planner is that you don’t need to worry about the expense, the guests, or the cleanup (unless that’s part of your paycheck). Planning parties for other people means you get to ignore the difficult or expensive parts of throwing a party, but can enjoy going all out on decorations, securing the best food and desserts, and organizing the games or activities. 2. Bonus: Make the Cake, Too! You will have to check with your state to be sure that you can legally sell baked goods out of your home. If your state allows it, and you have a taste for culinary creativity, baking cakes for themed parties can be serious fun, and is an excellent addition to your party planning business. My husband has been asked to make cakes in all shapes and styles, including a gigantic Xbox 360 cake for his best friend’s groom cake. These cakes are fun to make, but are also very time intensive, so be...

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The Top 7 Investing Mistakes to Avoid

By in Guest Post, Investing, Money Management, Tips | 2 comments

The Top 7 Mistakes Investors Make Investing smartly can increase the likelihood of a prosperous and secure financial future. The problem? Many make costly investing mistakes — and often, repeat the same missteps, which prevents their wealth from growing as much as it could. Often, such errors can be avoided by following the guidance of a knowledgeable financial advisor with advanced degrees and training in the field. In fact, there is a reason that such professionals are in high demand, many people don’t know or understand the intricacies of investing. Simply being aware of the most common investing mistakes, though, can go a long way toward keeping them from torpedoing your investment goals, and help you grow your portfolio to meet your goals — and beyond. Avoid these top 7 investing mistakes and you’ll become be on the road to achieve financial security. Mistake Number #1: Trading Too Much If you find yourself obsessively watching the market, or making trades a few days a week based on what the TV pundits or your favorite blogger is recommending, there’s a good chance you are trading too much. While you don’t want to be caught with your proverbial pants down if a particular stock tanks, you also don’t want to be trading so often that you never see any real gains. Monitor trends instead of minute-to-minute results, and do your research before making buying and selling decisions. And remember: Trades come with fees, so you could be negating any gains. Mistake #2: Following the Crowd Remember what your mom used to say? “If all of your friends jumped off a bridge, would you?” The same advice applies to investing, too. Just because a stock is hot, or a sector is trending, doesn’t mean it’s right for you. That “hot” stock could be ice cold in two weeks, and you’ll be counting your losses. Make investment decisions based on your goals and your research, not what the crowd is doing. Start NOW investing in the stock market to build long term wealth. It’s so much easier than you think! Mistake #3:  Trying to Beat the Market Anyone who tells you that they have a “guaranteed” way to beat the market and always realize...

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Cheap 4th of July Fun-7 Great Ideas

Cheap 4th of July Fun-7 Great Ideas

By in Guest Post, Personal Finance, Saving, Tips | 0 comments

7 Ways to Enjoy the Fourth of July + Maybe Build Wealth By contributing columnist,  Alexandra Deluise The Fourth of July is one of the highlights of summer for me. The holiday almost always includes a cookout, fireworks, and time spent with family around a campfire with marshmallows. This year, July 4th is on a Saturday. For those of you who get Friday off as a state holiday, this means three full days of potential festivities and cheap 4th of July fun! However, getting crazy on this patriotic holiday can cost a lot if you are not careful. Save some money with these frugal tips for a fun-filled holiday weekend. 7 Cheap 4th of July Fun Ideas 1. Keep the 4th of July in Perspective One of the most dangerous things about holidays are our own expectations. Remember what you are grateful for, and keep those things front and center during your Fourth of July celebrations. 2. Awesome Outdoor Activities! (+More Cheap 4th of July Fun) I love outdoor activities, and the Fourth of July is a great time to engage in them. The best thing about outdoor activities is that they can be very cheap, and last for years! Corn hole/Bag Toss: A quick internet search shows that sets go for $80-100, but with a deeper search you can find sets for as low as $15! Now that’s a great and cheap 4th of July fun activity. Corn hole is one of my family’s favorite games to play; we bought a set a few years ago for around $30, and have used it at every cookout since. The boards easily fold into the traveling case, and we’re off! Water Obstacle Course: If it’s really hot, break out the sprinklers and have some fun. This does not have to be just for kids! Add a grown-up challenge by timing runs through different sprinklers, slip-n-slides, or other obstacles, and compete for bragging rights or a small prize. Sidewalk Art: Another child’s activity that many adults can become overly enthusiastic about is chalk art. Grab a large bucket for under $10, and gain instant curb appeal (hopefully!) as everyone gets involved. 3. Party Hop!-Rock-Bottom Cheap 4th of July Fun The best way...

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5 Perfect Father’s Day Gifts

5 Perfect Father’s Day Gifts

By in Guest Post, Tips, Wealth | 2 comments

Wallet-Happy Gifts Dad Will Love! By contributing columnist,  Alexandra Deluise Father’s Day is always a difficult holiday to shop for because my father is one of those “don’t get me anything” types. While this would make for a very frugal Father’s Day indeed, I still enjoy finding ways to let my dad know I appreciate him. Realistically, there are no Perfect Father’s Day Gifts yet, there may be gifts which are just right for your dad. The following gifts go beyond the cliché necktie or slippers for dad, while keeping your wallet full and giving dad something he’ll enjoy. 1. Perfect Father’s Day Gifts-“No gifts, please!” If your dad really doesn’t like gifts, treat him to an experience. Some fathers prefer games like golf or bowling, but there are other great ways to bond with dad and take advantage of the great June weather. My husband will be taking his father out fishing this Father’s Day – if you already own the equipment or can borrow it from a friend, there is little cost involved in picking up bait, packing a lunch, and heading to the nearest fishing hole. Just be sure to check local fishing restrictions to avoid fines! Camping is also another great experience to share if your dad likes the great outdoors. This is an activity that can be customized, depending on where your dad falls on the scale of “I’ll sleep outside, but need running water” to “I’ll build my own tent using trees I cut down myself.” My father falls on the latter end, so camping with him involves very little – a few MREs (food in a bag you just add water to – surprisingly tasty!), a portable stove, sleeping bags, a tent, and a spot in the woods. Click here for Free micro book-How to Invest and Outperform + Wealth Tips Newsletter More pampered camping is available for low site rental fees, and can include running water and activities such as canoe rental. These camping sites can give you time for bonding with dad and nature, while avoiding the undesirable bear encounters all-too-common in camping activities with my dad! These activities, like many others, can be done for one-on-one time with dad, or...

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9 Best Mother’s Day Gifts + Activities

9 Best Mother’s Day Gifts + Activities

By in Tips, Wealth | 8 comments

9 Ways to Treat Mom this Mother’s Day – Without Breaking the Bank! Staff Contributor, Alexandra DeLuise-Alexandra combines her banking experience with real-world financial advice to provide simple money tips to everyday people. Mother’s Day was always a holiday I enjoyed celebrating as a child. Although every day of the year is a time to show mom how much you appreciate her, there was something special about giving mom her own day. The best Mother’s Day gifts bring the family together, create special memories, and true wealth. A handmade card, sign, or a bouquet of flowers picked directly from the garden – the one mom grew herself, ironically – were perfectly acceptable Mother’s Day gifts when I was a child, but buying grown-up gifts for mom can be even more fun. The best part about Mother’s Day is that these gifts do not have to be expensive or cliché at all! Here are  the best Mother’s Day gifts -without going to the poor house! The Best Mother’s Day Gifts + Activities 1. Combine Gifts with Experiences In the busyness of daily life it can be easy to forget to spend time with the woman who raised us. Even though mom might love a card and flowers, you can pack a bigger appreciation punch by giving mom gifts that mean more time with you.* 2. For the Outdoorsy Mom If your mom likes to garden, as mine does, there are many plant companies that sell gift cards, or allow you to create custom gifts of saplings that will be mailed to mom during ideal planting time. Sometimes this means that mom will have to wait until after Mother’s Day for her plants to actually arrive, but when they do the two of you can spend time together working in her garden. Does mom like to hike or spend time in nature? Make and pack a picnic lunch to share along the trail as the two of you spend quality time in the beautiful Springtime weather. Does Mom need a bit of money help? Click here for a great find. 3. For the Culinary Expert Cooking mom breakfast in bed is always a great gift, but if mom prefers to do...

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5 Keys to the Perfect Scam

5 Keys to the Perfect Scam

By in Mind and Money, Personal Finance, Saving, Tips, Wealth | 2 comments

Find out How to Avoid the Perfect Scam Setting; A hot day in the most popular Asian city, teeming with tourists and excitement. My husband and I were walking down a metropolitan city street towards the beautiful grand central park for a Saturday morning stroll. “Are you American?” asks the impeccably dressed man, in perfect English. “Yes we are,” my husband replied. Not one to be swayed by strangers, having grown up in NYC, my husband knew a swindle, from a mile away. “I’m a dentist waiting for my wife. We’re going to the local temple. Did you know that our son is studying at Cornell in upstate New York?” stated the attractive man. His diamond ring and silk striped shirt, didn’t go unnoticed by my discerning eye. My husband and I were equally impressed by the pedigree of the dentist with the bright and studious son, studying at Cornell. The man asked us where we were headed. After we told him the park, he offered some helpful information, the park is closed on Saturday mornings for washing, see…. as he pointed to the wet streets and further made his point- Saturday morning is cleaning day. Oh, how would we know this key fact? How helpful, he saved us some time. Meanwhile, there was a bit of doubt in my mind, it seemed a bit peculiar to close a park on a busy week end morning. Then, he went on to tell us how to save money at the various sites. After all, who doesn’t want to save money? He went on to advise that we shouldn’t go on a tour to the temples, because they overcharge, and the individual entrance fees for each temple was quite reasonable. Another helpful tip. Clearly this concerned stranger was out for our well-being. Then, continuing with his helpful advice for touring the city, he recommended China town as a great place for excellent food. He and his wife go there when they’re in the area. Who could argue with that? Next, as we looked together at the map, he proposed an affordable boat trip up the river. It looked like so much fun, and the boat dock didn’t look like too far...

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