Tips

5 Tips to Get Rich and Build Wealth

5 Tips to Get Rich and Build Wealth

By in Automatic Saving, Make Money, Saving, Tips, Wealth | 24 comments

Get Rich and Build Wealth One Step at a Time    I remember, decades ago, scrimping and saving for the future. Living well beneath our moderate salary and saving and investing for the future. Decades later, the results are astounding. During the life of our family, we made hard decisions. We focused on slashing the costs of the big ticket items, such as our home and cars, as well as the smaller ones: Moved to a lower cost of living area while raising our family Eating in, bringing our lunches instead of eating out Driving our cars for decades...

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Best Negotiating Story Ever – Leads to More Money

Best Negotiating Story Ever – Leads to More Money

By in Make Money, Saving, Tips, Wealth | 13 comments

Brian, the guy who cuts our grass began his conversation with me, “You look lovely today Ms. Friedberg.” 1. Great move to start with a compliment Upon inquiring about Brian’s well being, he mentioned that he’s not doing too well due to his case of poison ivy. 2. Garner sympathy He went on to comment about the two big brown patches in our yard where some trees were recently removed. Genially, he offered, “I have everything in my truck today to reseed the bare areas. I’m looking to offer you more services and help keep your lawn beautiful.” 3. Ask for what you want...

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Cheap 4th of July Fun-7 Great Ideas

Cheap 4th of July Fun-7 Great Ideas

By in Guest Post, Personal Finance, Saving, Tips | 0 comments

7 Ways to Enjoy the Fourth of July + Maybe Build Wealth By contributing columnist,  Alexandra Deluise The Fourth of July is one of the highlights of summer for me. The holiday almost always includes a cookout, fireworks, and time spent with family around a campfire with marshmallows. This year, July 4th is on a Monday. This means three full days of potential festivities and cheap 4th of July fun! However, getting crazy on this patriotic holiday can cost a lot if you are not careful. Save some money with these frugal tips for a fun-filled holiday weekend. 7...

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The 14 Best Father’s Day Ideas That Rock!

The 14 Best Father’s Day Ideas That Rock!

By in Saving, Tips | 6 comments

The 14 Best Father’s Day Ideas, Gifts and Activities So much is made of Mom and Mother’s Day, and it seems like Dads get the short shrift. But, don’t forget about Dad, and make his day super with these best Father’s Day ideas, gifts and activities. Dad deserves the Best Father’s Day! We have our family roles clearly honed after decades of marriage and our daughter benefits from the uniqueness of Dad’s contribution to the family as much as she does mine. As El Carino is in the “helping field”, contrary to convention, he’s the emotional/feeling compass of the...

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8 Financial Moves College Graduates Should Make Now

By in Debt, Guest Post, Money Management, Saving, Tips | 3 comments

Guest Columnist, Andrea Woroch The number of Americans receiving associate’s degrees, bachelor’s degrees or master’s degrees in 2016 totals over 3.5 million, a collective achievement worth celebrating. However, the dark cloud of student debt looms above the festivities this year, with the average debt amounting to just over $37,000 — a record high — according to recent reports. While the standard payback period for bachelor degree student loans is 10 years, the average person spends about two decades paying off their college debts due to lifestyle changes including marriage, children, home-ownership and more. To avoid becoming part of this...

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11 Best Ways for Teachers to Make Extra Money in the Summer (Without Tutoring!)

11 Best Ways for Teachers to Make Extra Money in the Summer (Without Tutoring!)

By in Guest Post, Make Money, Tips | 3 comments

The Best Ways for Teachers to Make Extra Money in the Summer By staff columnist, Alexandra Deluise One of my favorite parts of teaching is summer break. After a year-long focus on my students (and all the connected work that comes along with them!), it’s nice to take some time to myself to relax. Use these best ways to make extra money in the summer to shore up your bank account or save up for something special. If you don’t get paid during the summer, like some teachers (particularly adjunct college instructors) then take heed. Even with extremely careful financial...

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