Tips

9 Ways to Make Extra Cash on the Weekends

By in Guest Post, Make Money, Tips | 2 comments

Make Extra Cash on the Weekends By staff columnist,  Alexandra Deluise 9 Ways to Make Extra Money While Working a Full-Time Job It’s a much-repeated idea throughout the personal finance community: if you want to make positive changes in your financial situation, you need to spend less than you earn. A simple way to do this is to make extra cash on the weekends. After all, smart financial progress means not stealing from yourself by saving money where you can.  Make extra cash on the weekends for investing and other expenses and you’re on your way to building long-term wealth....

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6 TIPS TO INCREASE YOUR INCOME

6 TIPS TO INCREASE YOUR INCOME

By in Make Money, Tips | 27 comments

 Make More Money and Don’t Spend it – Tips to Increase Your Income Ever since my first lemonade stand in elementary school, I’ve been an entrepreneur. At age 16, I replied to a published job announcement and started my door to door Avon sales business. In college I made “hippie” shirts and sold them to my friends. While working as a business intern in Spain, I gave English lessons on the side. I enjoyed my stint selling real estate, as my compensation was directly tied to my effort. After obtaining my first Masters degree in counseling and while employed...

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Best Way to Play the Lottery (You’re Not Going to Like it)

Best Way to Play the Lottery (You’re Not Going to Like it)

By in Automatic Saving, Personal Finance, Saving, Tips | 46 comments

Playing the Lottery and Investing The best way to play the lottery is using another approach. After all, aren’t you playing the lottery to get rich? Here’s a way to get rich with a greater probability of success than playing the lottery. If you are a lottery player, I want to help you. If you put $50 per month in the lottery over 10 years, you will have spent $6,000. According to Tara Siegel Bernard in a recent NY Times article, “Win a Lottery? Not Much Chance Of That your chances of hitting the jackpot are 1 in 175 million....

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9 Cheap New Years Eve at Home Ideas

9 Cheap New Years Eve at Home Ideas

By in Saving, Tips | 12 comments

Cheap New Years Eve at Home  With drunk drivers on the loose, and the crazies out and about, here are some Cheap New Years Eve at Home ideas for a great New Years Eve. Try these with the family, a few friends, or a big group. FOOD for a Cheap New Years Eve at Home Pot luck is the way to go. If your guests bring some grub, they are automatically invested in the event! Set a theme for even more fun. Try hors’doerves, sandwiches, dips, international, or any theme you can come up with. Finger foods are recommended. Also, pot...

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5 Essential Money Moves for 2016-Read Now!

5 Essential Money Moves for 2016-Read Now!

By in Advanced Investing, Asset Allocation, Investing, Money Management, Taxes, Tips | 6 comments

A quick google search of ‘essential money moves for 2016’ turned up 7,760,000 responses. I’ve done the hard work for you and culled the top money moves into 5 actionable money tips for 2016. Schedule an hour or two and get your finances in order with these 5 essential money moves. (Number 5 may surprise you!) 1. Examine your 401k, 403b or Other Workplace Retirement Account My spouse has a TIAA CREF account in his workplace 403b. For months I procrastinated the task of evaluating the investment choices in the fund. My goal for this account was to choose index...

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Why You Should Invest in Index Funds

Why You Should Invest in Index Funds

By in Bond, Investing, Stocks, Tips | 0 comments

Find out Why You Should Invest in Index Funds Guest author, James Pollard I’ll cut straight to the chase; you should strongly consider investing index funds. Let me explain. I’ll start off with two investing truths which underscore why you should invest in index funds. First, stocks have historically given investors the highest return when compared to bonds, money market funds, etc. Second, diversification reduces the risk and volatility of your portfolio. If you tend to have a weak stomach for investment “mood swings”, proper diversification will allow you to sleep better at night. An index fund is a...

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