Stocks

My Investments S*ck-What Should I Do?

My Investments S*ck-What Should I Do?

By in Economics, Investing, Money Management, Stocks | 4 comments

2016 Investment Markets Don’t Look Good “The blue chips fell 276.09 points, or 1.6%, to 17148.94. The decline marked the worst first day of trading since 2008, and follows the first yearly fall for the Dow since 2008.” WSJ.com Okay, it’s 2 business days into 2016 and so far, the markets don’t look great. You’re thinking, “my investments s*ck”. On January 4th, the DOW dropped 1.6%, the S&P fell 1.5%, and the NASDAQ went down 2.1%. The next day, Tuesday, January 5th, 2016 the markets calmed down a bit with the Dow Jones Industrial Average up approximately 0.1%, the S&P...

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Is a 10% Return Good or Bad? How Are Your Investments Performing?

Is a 10% Return Good or Bad? How Are Your Investments Performing?

By in Advanced Investing, Asset Allocation, Bond, Mutual Funds, Stocks | 0 comments

Are Your Investment Returns Good or Bad? Do you know how well your investments are performing? Do you know the quarterly and annual rate of return? What about how well your investments are performing when compared with a standard benchmark? Ever since a friend asked me to look over her investments and tell her if she’s doing well I’ve wanted to help investors answer this question; “What are my investment returns?” Most individuals don’t know if their investment returns are good or bad. Even investors with financial advisors don’t know how to evaluate their rates of returns. Many financial...

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Why You Should Invest in Index Funds

Why You Should Invest in Index Funds

By in Bond, Investing, Stocks, Tips | 0 comments

Find out Why You Should Invest in Index Funds Guest author, James Pollard I’ll cut straight to the chase; you should strongly consider investing index funds. Let me explain. I’ll start off with two investing truths which underscore why you should invest in index funds. First, stocks have historically given investors the highest return when compared to bonds, money market funds, etc. Second, diversification reduces the risk and volatility of your portfolio. If you tend to have a weak stomach for investment “mood swings”, proper diversification will allow you to sleep better at night. An index fund is a...

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How to Invest Internationally Guide

How to Invest Internationally Guide

By in Asset Allocation, Investing, Mutual Funds, Reader Question, Stocks | 2 comments

How Much Should I Invest Internationally?-Part 2 Please check out: International Stock Investing Guidelines-Part 1 In responding to Brian of Luke 1428 Website’s question yesterday, “What percentage of my stock investments, if any, should I allocate towards international stocks and emerging markets (the latter of which seems to have more volatility)?”, you learned the difference between developed and emerging international markets. Since the U.S. is only one third of the world markets, and in order to participate in world economic growth, it’s important to invest internationally. Another reason to invest internationally is that international markets don’t move in lock step with...

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Why I Don’t Invest In Individual Stocks Anymore

Why I Don’t Invest In Individual Stocks Anymore

By in Asset Allocation, Bond, Investing, Mutual Funds, Stocks | 16 comments

I Don’t Invest in Individual Stocks Because I’m Smart and a Lazy Investor According to Warren Buffett, Chairman, Berkshire Hathaway:   (220) “Most institutional and individual investors will find the best way to own common stock is through an index fund that charges minimal fees. Those following this path are sure to beat the net results [after fees and expenses] delivered by the great majority of investment professionals.” 1996- Shareholder Letter (sourced from IFA.com/quotes/) Over the past several years, I’ve gradually moved my family portfolio and my corporate portfolio away from individual stocks and into index mutual and exchange traded...

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An Investing Story With a Big Lesson

An Investing Story With a Big Lesson

By in Asset Allocation, Bond, Investing, Mutual Funds, Stocks | 10 comments

Long Term Investing Advice-A Secret Investing Story Revealed While performing the quarterly portfolio updates for our family’s holdings, I compared the balances in El Carino and my Roth and Traditional IRA’s. We started contributing to our Traditional IRA’s in the 1980’s and switched to Roth’s when they were established by the Taxpayer Relief Act of 1997. Since we each contribute the maximum amount, I have a competition between our accounts. In fact, this little competition has been a secret until NOW! Hear about our secret investing story and learn about long-term investing. I manage both accounts and purchase and sell all of the holdings in...

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