Category Archives: saving

CHEAP VALENTINE’S DAY IDEAS

As an expert on the cheap way to do just about everything, I do have some wonderful ideas for making this holiday really special while not catering to the pressure of excessive consumerism.

PERSONAL FINANCE TIPS; Save and Make Money with Collaborative Consumption

Save and make money with Collaborative Consumption. This new paradigm is shifting the way we consume and creating amazing opportunities.

BIGGEST MONEY STORY OF 2011 or HOW TO GET A DECENT RETURN ON YOUR CASH

This one impacts anyone with money to invest in a savings account, CD, or short term bond of any sort. The historically low savings rates are slashing retirees lifestyles. All the folks looking to earn a return above 0.9% on their savings need to do some digging around.

CHEAP NEW YEARS EVE AT HOME IDEAS

With drunk drivers on the loose, and the crazies out and about, here are some ideas for a really fun New Years Eve at home. Try these out with the family, a few friends, or a big group.

Reader Question; Roth or 401 K, Which to Max Out First?

Which should be funded first, Roth IRA or 401K?

DRIVE AN OLD CAR? AUTO INSURANCE YOU MIGHT NOT NEED

As a personal finance expert, I look for ways to cut costs which will not impact my lifestyle. Here are some insurance basics that will lower your premiums.

How to Live Well When your Passion Doesn’t Pay Well (part 2)

You may be in a lower paying job, either by choice or by default. Here are some ideas about how to live well and build some wealth in spite of your pay grade.

Learn to Shop Like a Pro; High Quality, Low Cost

We shopped everywhere from the outlets, to the discount stores, to the mall, looking for high quality goods at reasonable prices. In this recently released video, I’m going to take you on a shopping trip, from the grocery to the mall and show you how it’s done.

DRASTIC MEASURE TO LOWER YOUR COST OF LIVING

Life is all about compromises. You cannot be successful in life, marriage, or just about anything without compromise.

We decided at the outset that we were willing to settle in a moderate midwestern city in order to facilitate the family lifestyle we wanted.

Reader Question; WHAT TO DO WITH RETIREMENT FUNDS WHEN I SWITCH JOBS?

You are very smart to consider converting your retirement account to a Roth IRA. Roth IRA’s have several benefits, including tax fee withdrawals.

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