This one impacts anyone with money to invest in a savings account, CD, or short term bond of any sort. The historically low savings rates are slashing retirees lifestyles. All the folks looking to earn a return above 0.9% on their savings need to do some digging around.
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With drunk drivers on the loose, and the crazies out and about, here are some ideas for a really fun New Years Eve at home. Try these out with the family, a few friends, or a big group.
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Which should be funded first, Roth IRA or 401K?
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As a personal finance expert, I look for ways to cut costs which will not impact my lifestyle. Here are some insurance basics that will lower your premiums.
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You may be in a lower paying job, either by choice or by default. Here are some ideas about how to live well and build some wealth in spite of your pay grade.
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We shopped everywhere from the outlets, to the discount stores, to the mall, looking for high quality goods at reasonable prices. In this recently released video, I’m going to take you on a shopping trip, from the grocery to the mall and show you how it’s done.
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Life is all about compromises. You cannot be successful in life, marriage, or just about anything without compromise.
We decided at the outset that we were willing to settle in a moderate midwestern city in order to facilitate the family lifestyle we wanted.
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You are very smart to consider converting your retirement account to a Roth IRA. Roth IRA’s have several benefits, including tax fee withdrawals.
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“Never spend your money before you have earned it.” Thomas Jefferson
Follow Jefferson’s advice, add in a bit of saving, and you are on the right path. Watch the video, consider the tips, pass them along to your friends, and help them become money smart!
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She repeatedly asks herself, “Do I really need it?” Well, of course she doesn’t need it, but there is no logical reason not to treat herself to the jewelry. Unfortunately, even after making the plunge and purchasing the beautiful bracelet, she continues to be racked with guilt and worries that she spent too much.

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