Retirement

Fidelity’s Retirement Saving Guidelines

Fidelity’s Retirement Saving Guidelines

By on Jun 26, 2014 in Retirement, Saving | 25 comments

Are You on Track with your Retirement Savings? Several years ago, Fidelity made a splash with cold hard retirement numbers. The discount brokerage powerhouse told savers and investors exactly how much they needed to save for retirement at each age milestone. For example: By age 35, you need the the equivalent of one year’s salary saved. So if you make $55,000...

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Retirement Tweets-Retirement Help Right Now

Retirement Tweets-Retirement Help Right Now

By on May 29, 2014 in Retirement, Uncategorized | 1 comment

Retirement Solutions from Twitter I just returned from my Ohio where my sis and I gave my mom an 85th birthday party. Surrounded by 30 of her vital and active friends, I thought a lot about retirement. Most of Mom’s friends are retired, although not all. And the media headlines are filled with retirement news; for example, “American’s don’t have enough money saved...

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Should I Invest in Bonds Even Though I Might Lose Money?

Should I Invest in Bonds Even Though I Might Lose Money?

By on May 15, 2014 in Asset Allocation, Bond, Investing, Reader Question, Retirement, Stocks | 18 comments

To Buy Bonds or Not to Buy Bonds; That is the Question Reader question from Justin at Rootofgood.com “I don’t know about the bonds.  Experts say put money in bonds.  I’m still almost 100 percent stocks although the market is getting high enough where I’m thinking about taking some profits. I know I should have some bonds in my portfolio, but...

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Save for Retirement Now

Save for Retirement Now

By on May 5, 2014 in Retirement | 32 comments

How Much Money Do I Need to Retire? News Flash! US News Smarter Investor Blog showcases my; Create Your Optimal 5 ETF Portfolio. And Bankrate.com and Yahoo! Finance published my retirement interview, Early Savings Pay Off Later in Retirement There’s a lot of talk about saving for retirement and how much money you will need. To help with this dilemma, there are...

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Did You Forget To Invest When Younger? Here's How to Catch Up

By on Apr 17, 2014 in Investing, Retirement, Saving | 2 comments

Investing Strategies For  40 Year Olds Are you middle aged with nothing to show for your two decades of hard work? Are you afraid you won’t have enough money to retire-ever? “Reader question: For someone who got a late start “investing”, what should that person look for in investments? A mix of high and low risk assets, or something more...

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Retirement, Target Date Funds, Tax Considerations; Oh My!

By on Mar 13, 2014 in Advanced Investing, Asset Allocation, Investing, Retirement, Taxes | 2 comments

Are Target Date Mutual Funds the Holy Grail for Investors? Part 2 Are you saving at a sufficiently high rate that realistically you could have enough target date retirement fund assets to support your lifestyle throughout retirement? Will those assets hold up to inflation during retirement, and would they last even if you and/or your spouse live a very long time?...

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