Retirement

What to Do With a Pay Raise

What to Do With a Pay Raise

By in Economics, Investing, Mutual Funds, Personal Finance, Retirement | 4 comments

Wages Finally Up-How to Supersize the Pay Raise After the 2008-2009 recession, it seemed like jobs and wages would never turn around. If you were lucky enough to have a job, then you were doing the work of two employees and afraid to ask for a raise. Working harder for the same money. And you wondered if this is the “new normal”. As this is not my first...

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Should I Invest in an Annuity?

Should I Invest in an Annuity?

By in Advanced Investing, Insurance, Money Management, Reader Question, Retirement | 0 comments

Understand the Annuity Product-In Plain Language Annie Logue of the Root of All, Chicago on the Cheap, and author of several Money and Investing Dummies books about asks; “When are annuity investment products a good idea?” Annuities are a hot button financial offering because they are a product with a high commission for the seller. Thus, they are frequently...

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Should I Contribute to a Roth IRA or a 401(k), if I Can’t Fund Both?

Should I Contribute to a Roth IRA or a 401(k), if I Can’t Fund Both?

By in Investing, Money Management, Mutual Funds, Reader Question, Retirement, Tips | 2 comments

6 Step Plan to Decide Where to Invest for Retirement Monica from MonicaOnMoney.com asks; Should I contribute to a Roth IRA or a 401(k), if I can’t fund both? (Thanks for answering, I love this idea for your blog) This is a common question for those just starting out. A 20-something, in her first job is automatically enrolled in her workplace 401(k) program. That’s a...

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Let’s Die Broke-Thoughts on Retirement Savings

Let’s Die Broke-Thoughts on Retirement Savings

By in Guest Post, Money Management, Retirement | 0 comments

Myth: You Should Outlive Your Retirement Savings Guest contributor; Dr. Stanley Riggs As the TV insurance salesman, the financial advisor and the financial product promoters all say: “You don’t want to outlive your money.” Well…maybe I do. When I was writing Build Wealth & Spend It All (2014), I based the last chapter on my memories of my 96 year old mother’s...

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Get Rid of Money Stress with Free Text

Get Rid of Money Stress with Free Text

By in Asset Allocation, Automatic Saving, Bond, Budget, Debt, Inflation, Insurance, Investing, Mind and Money, Money Management, Mutual Funds, Personal Finance, Retirement, Saving, Stocks, Tips | 0 comments

You Can Live Without Money Stress Click here to get FREE investing book. It will reduce money stress + build wealth A recent Amercian Psychological Association Survey found that Money is the leading stressor for Americans. In spite of the finding that overall stress in the U.S. is at a seven year low and average stress levels are falling, money stress continues to...

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What Factors Impact Whether I’ll Retire Comfortably?

What Factors Impact Whether I’ll Retire Comfortably?

By in Investing, Make Money, Mind and Money, Money Management, Mutual Funds, Reader Question, Retirement, Saving | 5 comments

How to Retire Comfortably FF at Feeling Financial asks: What factors play the biggest role in whether or not I’ll retire comfortably? Is it the funds I pick, how much I save, or how often I rebalance?   Recently, when talking about budgeting with my Mom, she mentioned that she and my Dad never budgeted. That really surprised me. They were and still are very...

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