Retirement

Should I Contribute to a Roth IRA or a 401(k), if I Can’t Fund Both?

Should I Contribute to a Roth IRA or a 401(k), if I Can’t Fund Both?

By in Investing, Money Management, Mutual Funds, Reader Question, Retirement, Tips | 0 comments

6 Step Plan to Decide Where to Invest for Retirement Monica from MonicaOnMoney.com asks; Should I contribute to a Roth IRA or a 401(k), if I can’t fund both? (Thanks for answering, I love this idea for your blog) This is a common question for those just starting out. A 20-something, in her first job is automatically enrolled in her workplace 401(k) program. That’s a...

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Let’s Die Broke-Thoughts on Retirement Savings

Let’s Die Broke-Thoughts on Retirement Savings

By in Guest Post, Money Management, Retirement | 0 comments

Myth: You Should Outlive Your Retirement Savings Guest contributor; Dr. Stanley Riggs As the TV insurance salesman, the financial advisor and the financial product promoters all say: “You don’t want to outlive your money.” Well…maybe I do. When I was writing Build Wealth & Spend It All (2014), I based the last chapter on my memories of my 96 year old mother’s...

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Get Rid of Money Stress with Free Text

Get Rid of Money Stress with Free Text

By in Asset Allocation, Automatic Saving, Bond, Budget, Debt, Inflation, Insurance, Investing, Mind and Money, Money Management, Mutual Funds, Personal Finance, Retirement, Saving, Stocks, Tips | 0 comments

You Can Live Without Money Stress Click here to get FREE investing book. It will reduce money stress + build wealth A recent Amercian Psychological Association Survey found that Money is the leading stressor for Americans. In spite of the finding that overall stress in the U.S. is at a seven year low and average stress levels are falling, money stress continues to...

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What Factors Impact Whether I’ll Retire Comfortably?

What Factors Impact Whether I’ll Retire Comfortably?

By in Investing, Make Money, Mind and Money, Money Management, Mutual Funds, Reader Question, Retirement, Saving | 5 comments

How to Retire Comfortably FF at Feeling Financial asks: What factors play the biggest role in whether or not I’ll retire comfortably? Is it the funds I pick, how much I save, or how often I rebalance?   Recently, when talking about budgeting with my Mom, she mentioned that she and my Dad never budgeted. That really surprised me. They were and still are very...

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Pay Off Debt or Save for Retirement – What to Do First?

Pay Off Debt or Save for Retirement – What to Do First?

By in Debt, Investing, Reader Question, Retirement | 4 comments

Pay Off Debt or Save for Retirement-4 Factors to Consider Michael from Studentloansherpa.com asks: For people with existing debt, such as credit cards and student loans, is it best to pay off debt or save for retirement? I realize that the interest rate is obviously a big factor here, so at what debt interest rate does putting money towards retirement instead of...

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What to Do with My Retirement Account When I Leave My Job?

What to Do with My Retirement Account When I Leave My Job?

By in Advanced Investing, Asset Allocation, Investing, Money Management, Mutual Funds, Reader Question, Retirement | 0 comments

Retirement Account Guidelines-Reader Question I received this retirement account question this week: I’d like to ask what should I consider (and what questions should I be asking others/myself) when deciding where to roll-over my 401(k)? Quick Profile: - 30 years old- Recently married; husband has full-time job, (but itching to leave).- I just left my...

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