Save, Invest, Build Wealth

Real Estate

How To Rent An Apartment

By in Personal Finance, Real Estate, Saving, Tips | 16 comments

3 Steps to Rent an Apartment I’ve rented many apartments over the years, some really nice, and a few real dumps (when cash was really low). Before you begin, remember his fact; appearances matter. When visiting potential apartments, look neat, well groomed, and behave professionally. You increase the likelihood of getting the apartment you want by looking like an attractive tenant! Plan well, know what you want, and get a great apartment within your budget. And, if you’re hoping to save up to buy real estate later on, take on a room mate or two and look for an...

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Should I Pay Off My Mortgage or Invest in the Stock Market?

By in Debt, Investing, Reader Question, Real Estate | 20 comments

Your Investing Questions Answered Welcome to the 2nd “Your Investing Questions Answered” Thursday. Mike from Get Rich with Me asks; “Am I better of making over payments on my mortgage at 2.9% or investing the money in the stock market?”  Should I Pay Down My Mortgage or Invest in the Markets? This is a personal favorite of mine and a question I’ve pondered many times. The short answer is, it depends. This question is a financial and psychological question. For some individuals, the freedom of having no mortgage is very important. For those individuals, there is a great satisfaction knowing...

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CAUTIONS IN REFINANCING YOUR MORTGAGE

By in Debt, Real Estate | 4 comments

It’s Not Always a Good Idea to Refinance It may seem that refinancing your mortgage to a lower interest rate is always a good idea. The news is blaring with opportunities to refinance. One would think, if a lower interest rate means you pay less money on your mortgage, then that must be good. However, there is more to the story. A mortgage is only one part of a person’s entire financial picture, a large part, but still only one part. If you think it’s time to refinance your mortgage, here are some factors to consider. Interest Rate Change...

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HOW TO FIND THE BEST LOAN-WHAT TO LOOK FOR IN A LENDER

By in Debt, Guest Post, Real Estate | 8 comments

Get ready for Barbara Friedberg’s upcoming book, ”How to Get Rich; Wealth Building Guide for the Financially Illiterate,” sign up above & be the 1st to know By, Tali Wee of Zillow Barbara Friedberg is the Zillow Financial Blogger of the Week Buying a Home? Tips to Find the Best Lender Home buyers who are ready to begin their house hunt should start by selecting a lender. Real estate agents facilitate the process of finding and purchasing homes, but they’ll expect buyers to be pre-approved by a lender to ensure they’re serious about buying. Home buyers should take their...

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WEALTH BUILDING ADVICE FROM SELLING LA

By in Real Estate, Retirement, Saving | 21 comments

Even Millionaires Need a Budget “More than 200 college students will get a chance to become instant millionaires when the NFL holds its draft ….But fast forward 20, 10 or just 5 years down the road, and many of this year’s crop of NFL rookies, like players before them, could end up broke.” By Russ Wiles, in USA Today, Sports Instant millionaires are targets of unscrupulous financial advisers, extravagant overspending and yes…. financial ruin. According to the NBA, an estimated 60 percent of professional basketball players go bankrupt within five years after leaving the sport. Learn Wealth Building from a Basketball Agent...

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Save Money and Time With a Small Yard

By in Real Estate, Saving, Tips | 12 comments

Save Money with a Budget Renovation Project We just bought a condo with a small yard (Actually, we bought it last August). After living in homes with yards that need mowing, and paying someone for the task, I love our new set up. Although we like to save money, we’re even more thrilled with the time we recoup with a small yard. The small area inspired me to do the entire landscaping project myself. I committed to a low maintenance and low water approach. The soil was hard impenetrable, so I took the lazy way out and only planted...

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