Save, Invest, Build Wealth

Real Estate

Should I Pay Off My Mortgage or Invest in the Stock Market?

Should I Pay Off My Mortgage or Invest in the Stock Market?

By in Debt, Investing, Reader Question, Real Estate | 22 comments

Paying Off Mortgage vs. Investing – Which is Better? A reader asked, “Am I better off making extra payments on my mortgage at 2.9% or investing the money in the stock market?”  Should I Pay Off My Mortgage or Invest in the Markets? This question is a favorite and a one I’ve pondered many times. Actually, I’m adding $250 to my mortgage payment every month, to get the mortgage paid off by the time I reach retirement.  Whether to pay off your mortgage or not, isn’t an easy question.  There are financial and psychological aspects when considering whether to...

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Pros and Cons of REIT Investments-How to Build Real Estate Wealth

Pros and Cons of REIT Investments-How to Build Real Estate Wealth

By in Advanced Investing, Asset Allocation, Mutual Funds, Real Estate | 16 comments

REIT Pros & Cons  Learn how to invest in real estate funds without much cash. Discover whether adding real estate to your investments is right for you in this 2nd part of the Real Estate Investing Series.  Part 1 of this Real Estate Investing Series-“Being a Landlord Sucks-Why You Shouldn’t Invest in Real Estate” – detailed 26 Steps to Buying and Managing Rental Real Estate. Part 2, “Pros and Cons of REIT Investments – How to Build Real Estate Wealth” – is for those of you who want exposure to real estate investing but don’t have tens of thousands of...

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The Pros of Being a Landlord – It’s Awesome – Why You Should Invest in Real Estate

The Pros of Being a Landlord – It’s Awesome – Why You Should Invest in Real Estate

By in Guest Post, Real Estate, Retirement | 0 comments

This post is written by John from ESI Money. The Pros of Being a Landlord A while ago Barbara wrote a post titled Being a Landlord Sucks — Why You Shouldn’t Invest in Real Estate. It was an interesting title that showed up in my feed reader. Since I’m a big fan of real estate investing, I clicked through, read the piece, and left this comment: Hahahahaha! I hear you, real estate is not for everyone. On the plus side, RE was the main reason I retired at 52. It’s managed by a company for me, so I have...

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Being a Landlord Sucks-Why You Shouldn’t Invest in Real Estate

By in Debt, Make Money, Real Estate | 29 comments

Should I Invest in Rental Real Estate? Real Estate Investing Series – Part 1 With interest rates still very low, you may be considering investing in real estate. It’s all quite glamorous when you read the “no money down” success stories. There are more than enough real estate gurus out there to show you the way. But before you buy, I’m going to share with you reasons why you might not want to invest in real estate, now, or ever. In fact, I gave up owning rental property decades ago because being a landlord sucks. So, let’s imagine that...

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Should I Buy Foreclosed Real Estate?

Should I Buy Foreclosed Real Estate?

By in Reader Question, Real Estate | 0 comments

 A reader from the website, Fromthisseat.com writes in; “Is purchasing foreclosed real estate a smart investment with so many renters and so few home buyers in the market?” What is Foreclosed Real Estate? Before we tackle this reader question, let’s explain the term, ‘foreclosed real estate’. The foreclosure process describes the legal situation which occurs when the homeowner can’t afford to continue to make mortgage payments, and his or her rights of ownership are withdrawn. If  the property cannot be sold under normal conditions or through a short sale (pre-foreclosure sale, when the home is sold for less than...

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Use Cash Flow Principals – Gain Financial Independence

Use Cash Flow Principals – Gain Financial Independence

By in Advanced Investing, Debt, Guest Post, Money Management, Personal Finance, Real Estate | 0 comments

Understand Household Cash Flow to Build Wealth? Guest contributor; Stanley A. Riggs, MD Are you ready to start building wealth, rather than just making a living? Consider what you’re doing with your cash flow. Building wealth and achieving financial independence is like losing weight or quitting smoking. It is simple, but not easy. By understanding what to do with your cash flow, you can increase your net worth. Three basic tools to building wealth start with understanding assets, liabilities, and the economy: Understand the difference between true assets and real liabilities and put your money into the assets. Always be...

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