I was on the train in New Jersey, off to visit my in-laws this week, when I overheard one of the train conductors speaking to his friends. He bragged about his amazing money saving strategy.
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I was on the train in New Jersey, off to visit my in-laws this week, when I overheard one of the train conductors speaking to his friends. He bragged about his amazing money saving strategy.
Have a success plan every day; make it specific, and detailed. Align it with your goals.
“It’s learning how to negotiate to keep both sides happy – whether it’s for a multi-million dollar contract or just which show to watch on TV, that determines the quality and enjoyment of our lives.” Leigh Steinberg
More free money!
If negotiating is difficult for you, start small, practice, and enjoy the savings.
The best negotiation is one in which both parties leave satisfied! Consider a reasonable outcome and work towards that outcome. The more you negotiate the more money you have to spend on other things or save!
Me: “NEVER GIVE UP. YOU NEED TO CALL THEM RIGHT AWAY AND EXPLAIN TO AMAZON THAT YOU DIDN’T KNOW YOU WERE SIGNING UP AND THAT YOU CANNOT AFFORD THE FEE.”
Daughter: “It’ll never work. After all, it says I can’t cancel once the month trial period is up.”
Me: In an elevated screaming tone of voice, “It doesn’t matter what it says, YOU NEVER GIVE UP. Call them NOW and explain that you can’t afford it and that they need to cancel your subscription and REFUND your money.”
Our family keeps our cars as long as possible. My car is a 1998 model and El Carino has the newer 2003. Mentally, when I got the information about the repairs I immediately considered how much cheaper a $500 repair is than the expenses I would have in purchasing a new car.
Which would you prefer, $500 unexpected bill or 20,000 to 30,000 dollars for a new car plus higher insurance premiums, fees, taxes, and immediate depreciation?
TIP: Always attempt to negotiate, if you don’t ask you will not save.
Negotiating well will contribute to wealth and happiness. Learn the skills HERE.
I have been procrastinating a very important activity for a while. You would think that a personal finance professional would be on top of all of her own financial activities.
Copyright © 2012 Barbara Friedberg Personal Finance