Mutual Funds

Rebalance Your Asset Allocation Guide

Rebalance Your Asset Allocation Guide

By in Advanced Investing, Asset Allocation, Bond, Investing, Mutual Funds, Personal Finance, Stocks | 13 comments

Earn More by Rebalancing Your Asset Allocation What if I said that you could earn an extra one quarter percent return on your portfolio every year by doing a simple task? A recent Wall Street Journal article reported that investors who regularly rebalance their investment portfolios increase their returns. It takes about an hour to rebalance your asset allocation and you will likely receive an added return every year. Although 0.25% isn’t huge, every bit of investment returns adds up. Another solid reason to rebalance is to minimize risk. Even the most aggressive investor would prefer less investment volatility.  Here’s a...

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What is Multifactor ETF Investing – Is it Worth a Try?

What is Multifactor ETF Investing – Is it Worth a Try?

By in Advanced Investing, Investing, Mutual Funds, Stocks | 0 comments

Multifactor ETF Investing – A Better Way to Index or Not? Seems as though there’s always a new investing angle cropping up in an attempt to beat the market. We have smart beta, implemented by the robo-advisor Personal Capital, and then the older investment strategies momentum, undervalued and technical analysis. New twists on the index fund front include, equal weight and other tweaks on the traditional market cap weighted fund. The Wisdom Tree Investing firm is dedicated to alternative index fund investing strategies. Bonus; Top 7 Investing Mistakes to Avoid>>> Thus far, I’ve stuck with the market cap indexing...

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Robo Advisor Pros and Cons – The Definitive Answer

Robo Advisor Pros and Cons – The Definitive Answer

By in Asset Allocation, Investing, Money Management, Mutual Funds | 0 comments

Robo-advisors have been making headlines lately as a great substitute for traditional personal financial advisors. But is robo investment advice worth the hype? As with any decision regarding your money, it is essential to consider the pros and cons of robo advice before investing with a digital advisor. In particular, you should consider how robo investment advice stacks up against a financial advisor and which works better for your lifestyle. What is Robo Investment Advice? Robo advisors vary, depending on which platform you choose. Some robo-advisors are exactly what they sound like: based primarily on algorithms, these automated advisors...

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Where to Get a High Yield on My Investments in 2016?

Where to Get a High Yield on My Investments in 2016?

By in Bond, Investing, Mutual Funds | 0 comments

Can I Get a High Yield on My Cash? A reader recently wrote in; “I am 55 years old and looking for a high yield on my investments and to build income in my portfolio. What are the best ETF’s or Mutual funds to do that.” ~DK, Ohio Who isn’t looking for a high yield on investments today? This reader question is quite common. Savers, investors and retirees are frustrated with the low interest rates on their savings, CDs and money market accounts. For those younger readers, you may not realize that the rock bottom yields today are historic....

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Can You Beat the Market? Is Index Fund Investing Overrated?

Can You Beat the Market? Is Index Fund Investing Overrated?

By in Asset Allocation, Investing, Money Management, Mutual Funds | 10 comments

Is It Possible to Beat the Market? After writing close to 700 articles for this website, occasionally, it makes sense to come back and update some of the older articles. In this case, we’ll go back to the index fund question and evaluate whether this passive investing approach can still beat the market. This article was originally written about 2 years ago. The inspiration for this post came from the New York Times article “Beating the Market, as a Reachable Goal”, written by Jeff Somer. In the article, Robert A. Olstein, insulted by the arguments in favor of index funds, claims...

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5 Reasons to Choose Index Funds for Your Investment Portfolio

5 Reasons to Choose Index Funds for Your Investment Portfolio

By in Investing, Money Management, Mutual Funds, Stocks | 23 comments

Stock Picking is Time Consuming & Destined for Underperformance I haven’t always been an index fund investor. When I started investing, I was a value stock picker. I wanted to invest in companies stocks  that were selling below than their intrinsic value. I spent hours reviewing company annual reports, Securities and Exchange (SEC) documents and listening to company conference calls. During those years, there were some amazing wins – I bought Oracle priced in the teens and sold it for over $100 per share. There were also some losses. Nokia looked like at a bargain at $30 after falling 50 percent, but...

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