Money Management

Which Accounts to Tap 1st in Retirement

Which Accounts to Tap 1st in Retirement

By in Money Management, Retirement | 0 comments

Retired? Which Accounts to Tap 1st in Retirement “I’m free” you think after that last day of work. You’ve toiled, saved, invested and finally you’re ready for the next life transition-retirement. Even if you’re still working a bit, you consider yourself ‘retired’. Once the elation subsides, you’re confronted with a whole new set of challenges. You need to adjust to the idea that your retirement nest egg may not grow, but decline in the upcoming years. It’s crucial to figure out which accounts to tap 1st, now that you’re retired. Find Out the Answer; How Can I Tell If...

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My Investments S*ck-What Should I Do?

My Investments S*ck-What Should I Do?

By in Economics, Investing, Money Management, Stocks | 4 comments

2016 Investment Markets Don’t Look Good “The blue chips fell 276.09 points, or 1.6%, to 17148.94. The decline marked the worst first day of trading since 2008, and follows the first yearly fall for the Dow since 2008.” WSJ.com Okay, it’s 2 business days into 2016 and so far, the markets don’t look great. You’re thinking, “my investments s*ck”. On January 4th, the DOW dropped 1.6%, the S&P fell 1.5%, and the NASDAQ went down 2.1%. The next day, Tuesday, January 5th, 2016 the markets calmed down a bit with the Dow Jones Industrial Average up approximately 0.1%, the S&P...

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2016 Investing Fuel-15 Best Money and Investing Articles

2016 Investing Fuel-15 Best Money and Investing Articles

By in Investing, Links, Money Management | 1 comment

2015 Investment Wrap Up The DOW lost -2.2% The S+P 500 lost -0.70% The Nasdaq fell -1.15% The U.S. Treasury 10-Year Bond slipped -0.877% The Fed Funds Rate rose in December for the first time since 2007.  Although there are many predictions for 2016, no one can promise a clear view of the future. There is one certainty, 2016 is unlikely to be the same as 2015. That said, let’s look at some of the best money and investing articles of 2015. 2015 has been a tumultuous year for world citizens and investors. The year closed out with the first U.S....

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5 Essential Money Moves for 2016-Read Now!

5 Essential Money Moves for 2016-Read Now!

By in Advanced Investing, Asset Allocation, Investing, Money Management, Taxes, Tips | 6 comments

A quick google search of ‘essential money moves for 2016’ turned up 7,760,000 responses. I’ve done the hard work for you and culled the top money moves into 5 actionable money tips for 2016. Schedule an hour or two and get your finances in order with these 5 essential money moves. (Number 5 may surprise you!) 1. Examine your 401k, 403b or Other Workplace Retirement Account My spouse has a TIAA CREF account in his workplace 403b. For months I procrastinated the task of evaluating the investment choices in the fund. My goal for this account was to choose index...

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Invest and Beat the Pros

Invest and Beat the Pros

By in Asset Allocation, Bond, Investing, Money Management, Mutual Funds | 0 comments

# 1 Kindle Best Seller-Invest and Beat the Pros Perfect Wealth Building Guide with Investing Are you worried about your financial future? Would you like a method to set up your finances for success now, and financial security in the future? Do you fell like you lack time and knowledge to manage your money? Here’s how you’ll benefit and what you’ll learn from this investing blueprint (from back cover): 1. The index fund investing approach that helps you reach your financial goals. 2. Enough investing knowledge to create your own investment strategy and avoid making poor choices. 3. Explanation...

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Are Target Date Funds Good or Not?

Are Target Date Funds Good or Not?

By in Asset Allocation, Investing, Money Management, Mutual Funds | 0 comments

Why Target-Date Funds Might Not Be For You Contributing columnist,  Alexandra Deluise Target-date funds are one of many popular retirement fund solutions that are worth considering as you plan your future. However, as with all retirement options, target-date funds should be approached with caution and a healthy dash of education. By understanding what target-date funds are, as well as the pros and cons of investing in such a fund, you might find that target-date funds aren’t a good fit for your investing style and retirement goals. As with most investments there’s no perfect answer to the question, “Are target...

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