Advanced Investing

How to Choose Mutual Funds? Reader Question

How to Choose Mutual Funds? Reader Question

By in Advanced Investing, Asset Allocation, Bond, Investing, Mutual Funds, Reader Question, Stocks, Wealth | 10 comments

John, a loyal reader wants the answer to this common question:  How to Choose Mutual Funds “I would like your opinion and advice on how I should allocate my investments and my daughter’s investments among mutual funds. Both our accounts are with Fidelity. I am 56 and plan to retire at 60. I have $400,000 in IRAs (Traditional and Roth). My daughter is 24...

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Should I Invest in an Annuity?

Should I Invest in an Annuity?

By in Advanced Investing, Insurance, Money Management, Reader Question, Retirement | 0 comments

Understand the Annuity Product-In Plain Language Annie Logue of the Root of All, Chicago on the Cheap, and author of several Money and Investing Dummies books about asks; “When are annuity investment products a good idea?” Annuities are a hot button financial offering because they are a product with a high commission for the seller. Thus, they are frequently...

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MBA Class; Time Value of Money in Financial Decision Making

MBA Class; Time Value of Money in Financial Decision Making

By in Advanced Investing, Automatic Saving, Bond, Investing | 10 comments

Make the Time Value of Money Work for You “A bird in the hand is worth two in the bush” This medieval proverb still holds true today. In modern terms, it’s better to have a certain payoff today than an uncertain one in the future. After all, who knows what the future holds? By grasping net present value, you can find out how to hack the time value...

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What to Do with My Retirement Account When I Leave My Job?

What to Do with My Retirement Account When I Leave My Job?

By in Advanced Investing, Asset Allocation, Investing, Money Management, Mutual Funds, Reader Question, Retirement | 0 comments

Retirement Account Guidelines-Reader Question I received this retirement account question this week: I’d like to ask what should I consider (and what questions should I be asking others/myself) when deciding where to roll-over my 401(k)? Quick Profile: – 30 years old– Recently married; husband has full-time job, (but itching to leave).– I...

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Use Cash Flow Principals – Gain Financial Independence

Use Cash Flow Principals – Gain Financial Independence

By in Advanced Investing, Debt, Guest Post, Money Management, Personal Finance, Real Estate | 0 comments

Understand Household Cash Flow to Build Wealth? Guest contributor; Stanley A. Riggs, MD Are you ready to start building wealth, rather than just making a living? Consider what you’re doing with your cash flow. Building wealth and achieving financial independence is like losing weight or quitting smoking. It is simple, but not easy. By understanding what to do...

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Risk Less and Prosper-Is Conventional Investing Wisdom Wrong?

By in Advanced Investing, Asset Allocation, Bond, Economics, Investing, Money Management, Retirement, Saving | 13 comments

Investing Strategy for Inflation and Asset Protection “Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair.” Sam Ewing (Brainyquote.com) Zvi Bodie and Rachelle Taqqu authored the revolutionary Risk Less and Prosper book about life cycle investing. This book flips conventional investing...

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