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How to Turn Freelance Income Into a Robust Passive Income Stream

How to Turn Freelance Income Into a Robust Passive Income Stream

By in Advanced Investing, Bond, Make Money, Mind and Money | 0 comments

3+ Ways Freelancers Can Earn Passive Income Are you a freelancer or solopreneur consultant? Do you worry that, when you’re not working, you don’t get paid? Find out how a freelancer can create a passive income stream for the future. A recent survey by the Freelancers Union found that 53 million Americans are now freelancers. In fact, one in three workers are freelancing. The difference between many freelancers/solopreneurs and salaried workers is that if you receive a salary and you want to take a break, grab a soda, take a quick walk to clear your head, you’re still getting paid....

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Larry Swedroe – Investing Luminary Tells How to Profit with Investing

Larry Swedroe – Investing Luminary Tells How to Profit with Investing

By in Advanced Investing, Asset Allocation, Bond, Investing, Personal Finance Luminaries | 2 comments

Larry Swedroe’s Wisdom Helps Investors Profit with 2 Stage Thinking Following is an excerpt of my recent interview with Larry Swedroe. The full article is published on the U.S. News and World Report Smarter Investor Site: During this time of investment market turmoil, investors look to professionals for help in weathering the storm. Larry Swedroe, director of research for Buckingham and the BAM Alliance as well as the author of 13 investing books, offers insights and information to help cope with market turbulence and investing. You’ll find out how the ‘Larry portfolio’ might increase your returns and reduce risk....

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You Don’t Need an IRA; There’s Always Social Security

You Don’t Need an IRA; There’s Always Social Security

By in Automatic Saving, Bond, Investing, Mutual Funds, Retirement | 17 comments

 Do I Need a Roth IRA If I Have Social Security?   I’m one of those dinosaurs that started her first IRA in her 20’s at the beginning of the IRA movement. At that time, there was no such thing as a Roth IRA, so I invested in a traditional IRA. On top of that anomaly, I was the only 25 year old at a retirement seminar in a room full of 60 year olds. The question of whether I needed need a Roth IRA if I have Social Security didn’t cross my mind since I believed that there’s no such...

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How to Get a Good Return on Your Cash – Without Too Much Risk

How to Get a Good Return on Your Cash – Without Too Much Risk

By in Bond, Saving | 8 comments

4 Strategies to Get a Good Return on Your Cash-In Spite of Low Interest Rates Are you frustrated trying to get a good return on your cash? Are you sick of meager interest payments on your savings?  Does it bother you to earn a 10 cent interest credit on your account? I remember the old days when you could get a good return on your cash. During the 1980’s savings rates were 8 to 10 percent. But along with those juicy returns was higher inflation. So even if we got an 8% return on our bank money market account, if inflation was 8%,...

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Invest and Beat the Pros

Invest and Beat the Pros

By in Asset Allocation, Bond, Investing, Money Management, Mutual Funds | 0 comments

# 1 Kindle Best Seller-Invest and Beat the Pros Perfect Wealth Building Guide with Investing Are you worried about your financial future? Would you like a method to set up your finances for success now, and financial security in the future? Do you fell like you lack time and knowledge to manage your money? Here’s how you’ll benefit and what you’ll learn from this investing blueprint (from back cover): 1. The index fund investing approach that helps you reach your financial goals. 2. Enough investing knowledge to create your own investment strategy and avoid making poor choices. 3. Explanation...

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Is a 10% Return Good or Bad? How Are Your Investments Performing?

Is a 10% Return Good or Bad? How Are Your Investments Performing?

By in Advanced Investing, Asset Allocation, Bond, Mutual Funds, Stocks | 0 comments

Are Your Investment Returns Good or Bad? Do you know how well your investments are performing? Do you know the quarterly and annual rate of return? What about how well your investments are performing when compared with a standard benchmark? Ever since a friend asked me to look over her investments and tell her if she’s doing well I’ve wanted to help investors answer this question; “What are my investment returns?” Most individuals don’t know if their investment returns are good or bad. Even investors with financial advisors don’t know how to evaluate their rates of returns. Many financial...

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